Am I correct in assuming that the fact that my conveyancer in Malden Rushett is not on my bank's conveyancing panel that there is a problem with the standard of his conveyancing?
It would not be wise to jump to that conclusion. There are plenty of plausible explanations. Just recently a report by the solicitors regulator revealed that over three quarters of law firms surveyed had been removed from at least one lender panel. The top 5 reasons are as follows: (1) low volume of transactions (2) the solicitor is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. Should you be concerned you should contact the Malden Rushett conveyancing practice and enquire why they are no longer on the approved list for your mortgage company.
My property lawyer in Malden Rushett is not listed on the Birmingham Midshires Conveyancing Panel. Can I still retain my family solicitor even though they are excluded from the Birmingham Midshires approved list?
The limited options open to you here include:
- Carry on with your preferred Malden Rushett lawyers but Birmingham Midshires will need to retain a lawyer on their list of acceptable firms. This will result in additional total conveyancing charges and cause delays.
- Choose a new solicitor to to deal with the conveyancing, obviously checking they are on the Birmingham Midshires panel
Me and my partner are buying a house in Malden Rushett. I might seem paranoid but how we can trust a solicitor? At some point we have to send money into their account. What protection do we have from them run away with our monies?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
I am buying a 3 bedroom semi in Malden Rushett. The intention is to carry out a loft conversion at the house.Will legal conveyancing on the property involve checks to ascertain if these alterations are prohibited?
Your solicitor will check the deeds as conveyancing in Malden Rushett will on occasion reveal restrictions in the title deeds which prevent certain changes or necessitated the permission of a 3rd party. Certain extensions call for local authority planning consent and approval under the building regulations. Some areas are designated conservation areas and special planning restrictions apply which frequently prevent or impact extensions. You should check these things with a surveyor ahead of any purchase.
After shopping around on the internet I have found a Malden Rushett conveyancer having made sure that they are on the Aldermore conveyancing panel. Does my lawyer arrange the survey of the property?
Aldermore will need an independent valuation of the property. Your lawyer will not arrange this. Usually Aldermore will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Malden Rushett surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
I have recentlydiscovered that Action Conveyancing have closed. They carried out my conveyancing in Malden Rushett for a purchase of a freehold house 18 months ago. How can I check that the property is not still registered in the name of the previous owner?
The easiest method to see if the premises is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Malden Rushett conveyancing specialists.
We're FTB’s - had an offer accepted, but the estate agent advised that the vendor will only go ahead if we appoint their preferred conveyancers as they need an ‘expedited deal’. Our preferred option is to instruct a family solicitor who is accustomed to conveyancing in Malden Rushett
We suspect that the owner is unaware of this ultimatum. If they desire ‘a quick sale', taking such a hostile approach to a serious buyer is likely to cause more damage than good. Contact the sellers directly and explain that (a)you are keen to buy (b)you are excited to move forward, with mortgage lined up © you are unencumbered (d) you intend to proceed fast (e)however you are going to instruct your preferred Malden Rushett conveyancing firm - not the ones that will earn the estate agent a referral fee or meet his conveyancing targets pre-set by HQ.
I've recently bought a leasehold flat in Malden Rushett. Do I have any liability for service charges for periods before my ownership?
Where the service charge has already been demanded from the previous lessee and they have not paid you would not usually be personally liable for the arrears. Strange as it may seem, your landlord may still be able to take action to forfeit the lease. It is an essential part of leasehold conveyancing for your conveyancer to ensure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.
If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).
Having spent months of dialogue we simply can't agree with our landlord on how much the lease extension should cost for our flat in Malden Rushett. Does the Leasehold Valuation Tribunal have jurisdiction to calculate the appropriate figures?
Most definitely. We can put you in touch with a Malden Rushett conveyancing firm who can help.
An example of a Lease Extension decision for a Malden Rushett residence is Flat D 15 Claremont Gardens in September 2013. TheTribunal determined in accordance with section48 and Schedule13 of the Leasehold Reform,Housing and Urban Development Act 1993 that the premium for the extended lease should be fourteen thousand one hundred and eighty seven pounds (£14,187.00) This case related to 1 flat.