We are soon to complete buying a property in Attleborough but as a consequence of wreckage from a small fire at the property I have was able negotiate reparation from the owner in the sum of £3k in the form of a adjustment in the price. I had intended this to be dealt with as part of a side agreement yet TSB are not allowing this. Why were they informed?
Your lawyer being on the TSB conveyancing panel is required to advise TSB of any changes to the sale price. If you were to refuse your conveyancing practitioner to notify the price change to TSB then they would have to discontinue acting for you. In addition, TSB and you would have to appoint a new property lawyer for your conveyancing in Attleborough.
We are getting the release of further funds on our mortgage from Skipton as we want to conduct a loft conversion to our property in Attleborough. Are we obliged to select a local Attleborough solicitor on the Skipton conveyancing panel to deal with the paperwork?
Skipton don't usually require firms on their approved list of lawyers to deal with the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the Skipton list.
We have agreed to purchase a house in Attleborough. An unusual aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Yorkshire BS be concerned?
Given that you are obtaining a mortgage with Yorkshire BS your lawyer must follow the conveyancing requirements outlined in Part two of UK Finance Lenders’ Handbook for Yorkshire BS. The CML Handbook contains minimum specifications for solar panel roof-space leases, and conveyancing practitioners are required to report to Yorkshire BS where a lease fails to satisfy these conditions. The provisions relate to the installation of panels on properties countrywide and is not isolated to Attleborough.
My offer was accepted on a property in Attleborough on 1/5/2025, valuation was booked five days later, all came back fine. Conveyancer appointed, so the only thing outstanding was my mortgage offer. Having made daily calls to Co-operative and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Co-operative conveyancing panel. Are Co-operative entitled to hold back the Mortgage pending the lawyer being on the approved list?
Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Co-operative to deal with your lawyer's application to be on the Co-operative conveyancing panel. There's no guarantee that your solicitor will be accepted.
A friend suggested that where I am buying in Attleborough I should ask my conveyancer to carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
A search of this type is sometimes quoted for as part of the standard Attleborough conveyancing searches. It is a large document of about 40 pages, listing and detailing important information about Attleborough around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Attleborough Education with maps and statistics, Local Amenities and other useful data regarding Attleborough.
Me and my brother own a renovated Georgian property in Attleborough. Conveyancing lawyer acted for me and Birmingham Midshires. I happened to do a free search for it on the Land Registry database and there are a couple of entries: the first freehold, the second leasehold under the matching address. Is it worth asking Birmingham Midshires to clarify?
You need to review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Attleborough and other locations in the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with purchasers. You can also question the situation with your conveyancing lawyer who conducted the purchase.
Am I best advised to instruct a Attleborough conveyancing lawyer based in the area that I am buying? We have a good friend who can execute the conveyancing but her office is 200miles drive away.
The benefit of a high street Attleborough conveyancing firm is that you can visit the firm to execute documents, hand in your ID and apply pressure on them if necessary. Having local Attleborough know how is a plus. However nothing is more important than finding someone that will pull out all the stops for you. If other friends have used your friend and they were content that must trump using an unknown Attleborough conveyancing solicitor just because they are Attleborough based.
What can I do to establish who is the owner of a property in Attleborough?
On the basis that the property is registered with the Land Registry, and you have sufficient details of the address of the premises, you should be able to view results from the the Land Registry of the registered owner for a for less than a fiver.