We were just about to exchange contracts for a leasehold flat in Wymondham. We have hit a snag. Our loan offer with Alliance & Leicester expires on 6/1/2026 but the sellers are suggesting a completion date of 8/1/2026. Can one prolong the mortgage offer?
The person best placed to deal with your issue is your conveyancer who is in a position to assess whether they corresponding with the mortgage company, owner’s conveyancers, property agents or indeed all parties based on what has happend in your house move as of today.
The Wymondham conveyancing lawyers that I appointed last week on my purchase in Wymondham have suddenly shut down. I chose them because I had to have a solicitor on the Barclays conveyancing panel and my family Wymondham lawyer was not. I paid them 275 plus VAT in advance. What should be my next steps?
If you have an estate agent involved then let them know immediately so that they can let the sellers know that there may be a slight delay due to the problems encountered. Most sellers would be sympathetic and urge their lawyer to send a new set of papers to your new solicitors. You will need to appoint new lawyers that are on the Barclays conveyancing panel and notify the lender. If you have paid over any money, it will hopefully be held by the SRA as money in an intervened firm's bank accounts is transferred to the SRA. Then, the SRA or the intervention agent looks at the intervened firm's accounts to work out who the money belongs to. To claim your money you will need to contact the SRA. If the SRA cannot return money you are owed from the firm's bank accounts, or if they can only return part of the money, you can apply to the Compensation Fund for a grant. Your new lawyers may be able to assist.
Do I choose a Licenced Conveyancer or Solicitor for conveyancing in Wymondham?
There are two types of lawyers who can conduct conveyancing in Wymondham namely CLC regulated conveyancers or solicitors. The two can provide conveyancing services that required to complete the disposal or purchase of property. Both are obliged to handle Wymondham conveyancing on similar standards and guidelines so you may be sure that your conveyancing will be properly administered and that the necessary procedures should be accurately adhered to.
I have decided to exercise my right to buy my property in Wymondham off the council. I have a mortgage agreed with RBS. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with RBS, you will need to appoint a solicitor on the RBS conveyancing panel.
Clydesdale have agreed my home loan in principle, my offer on a house in Wymondham has been agreed to, what are the next steps?
The property agent will wish to know who your solicitors are (ensure that the solicitors are on the bank’s approved list). Telephone Clydesdale or your broker and complete any appropriate documentation. Clydesdale will instruct a valuer who will get in contact with the selling agent or seller to arrange an appointment. Once conducted (assuming no problems) it takes about a fortnight for the mortgage offer to be issued. Clydesdale will send the offer to you and your solicitors. The transaction will then take it’s course according the nature and complexity of the conveyancing in Wymondham.
My wife and I are downsizing from our home in Wymondham and the buyers lawyers are claiming that there is a possibility that the property was built land that was not decontaminated. A high street Wymondham lawyer would know that there is no such problem. It does beg the question why the purchasers instructed a nationwide conveyancing practice as opposed to a conveyancing solicitor in Wymondham. Having lived in Wymondham for six years we know that this is a non issue. Do we get in touch with our local Authority to seek clarification need.
It would appear that you have a conveyancing lawyer currently acting for you. What do they say? You need to check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same illness)
I've recently found out that there is a flying freehold issue on a house I put an offer in two weeks back in what was supposed to be a straight forward, chain free conveyancing. Wymondham is the location of the property. Is there any advice you can give?
Flying freeholds in Wymondham are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Wymondham you would need to get your solicitor to go through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Wymondham may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
We yesterday become aware that one of the partners of the conveyancing practice undertaking the purchase conveyancing in Wymondham is an uncle of the seller. Is this permitted?
As long as no conflict arises this is allowable. Where you are obtaining mortgage finance then the lender may have a say as many lenders have specific instructions on this. For example for Barclays plc as of 6/11/2025, the requirements read as follows :