Will my conveyancing lawyers need to check that the building insurance for my purchase of a house in Bankside. My lender is Bank of Ireland
Bank of Ireland have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 13/10/2025, the requirements read as follows :
Various online forums that I have come across warn that are the main reason for obstruction in Bankside house deals. Is this right?
The Council of Property Search Organisations (CoPSO) has noted the findings of research by MoveWithUs that conveyancing searches do not figure within the most frequent causes of delays during the legal transfer of property. Searches are not likely to be the root cause of delay in conveyancing in Bankside.
I'm buying a new build house in Bankside benefiting from help to buy. The developers would not budge the price so I negotiated five thousand pounds worth of fixtures and fittings instead. The estate agent advised me not inform my conveyancer about this extras as it could adversely affect my loan with the lender. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I decided to have a survey done on a house in Bankside prior to retaining conveyancers. I have been told that there is a flying freehold overhang to the property. My surveyor has said that some banks will not issue a mortgage on this type of property.
It depends who your proposed lender is. Bank of Scotland has different requirements for example to Birmingham Midshires. Should you wish to telephone us we can check with the appropriate lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Bankside. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Bankside to see if the conveyancing will be more expensive.
Taking into account that I will soon part with £400,000 on a garden flat in Bankside I wish to talk to a lawyer concerning thehouse move prior to instructing the firm. Can this be arranged?
Absolutely - we would be happy to talk to you we do not take any clients on without you liaising with the conveyancer due to be carrying out your conveyancing in Bankside.There is no ‘factory style conveyancing’ - each client is unique person, not a file reference. The practices that we put you in touch with believe that the figure you are provided with for residential conveyancing in Bankside should be the amount on the final invoice that you end up paying.
I am using a search engine for the term cheap conveyancing in Bankside it shows results of numerous conveyancersin the vicinity. With so much choice what is the best way to find the suitable conveyancer for purchase transaction?
The best method of seeking a suitable conveyancer is via trusted testimonial, so ask friends and family who have acquired a property in Bankside or the local estate agent or financial adviser. Charges for conveyancing in Bankside differ, so it's a good idea to secure a minimum of four quotes from varying types of law firms. Make sure that you know that the charges are assured not to escalate.