What is the best way to investigate if the solicitor conducting my conveyancing in Blackfriars is on the lender’sapproved panel? I am looking to avoid the situation of having one lawyer for me and one for Chelsea Building Society thus spending £192.00 in additional legal charges.
Please do take advantage of the search tool on this site. Please choose the lender and type ‘Blackfriars’ or your location and you will be presented with numerous solicitors based in Blackfriars or nearest you.
A friend recommended that if I am purchasing in Blackfriars I should ask my conveyancer to perform a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
This is a search is usually quoted for as part of the standard Blackfriars conveyancing searches. It is not a small report of about 40 pages, listing and setting out significant information about Blackfriars around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Blackfriars Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average Property Price, Crime details, Local Education with plans and statistics, Local Amenities and other useful data about Blackfriars.
I purchased a semi-detached Victorian property in Blackfriars. Conveyancing lawyer acted for me and Yorkshire Building Society. I happened to do a free search for it on the Land Registry database and there are a couple of entries: one for freehold, the second leasehold with the matching property. I thought I was buying a freehold how can I check?
You need to assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Blackfriars and other areas of the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with purchasers. You can also enquire as to the position with the conveyancing practitioner who completed the work.
I opted to have a survey carried out on a house in Blackfriars in advance of appointing conveyancers. I have been told that there is a flying freehold element to the house. My surveyor advised that some banks tend not issue a mortgage on such a home.
It depends who your proposed lender is. Bank of Scotland has different instructions for example to Nationwide. Should you wish to telephone us we can look into this further with the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Blackfriars. Conveyancing may be slightly more expensive based on your lender's requirements.
My partner has recommend that I use his conveyancing solicitors in Blackfriars. Should I find my own solicitor?
Much as we are happy to recommend a Blackfriars conveyancing lawyer the best way to find a conveyancing lawyer is to seek recommendations from friends or family who have used the solicitor that you are considering.
How much experience do your Blackfriars conveyancing solicitors have with Help To Buy, Shared Equity and similar schemes?
Blackfriars conveyancing lawyers help thousands of buyers move home every year and helped lots of clients through the Help To Buy scheme. The chances are that whatever makes your case unique Blackfriars conveyancers have worked on recent similar matters.