My partner and I are hoping to buy a property in Bayswater and are in fact using a Bayswater conveyancing firm. Within the past 48 hours our solicitor has sent a preliminary report and documents to look through in anticipation of exchanging contracts shortly. Coventry Building Society have this evening contacted us to advise us that they have now hit a problem as our Bayswater lawyer is not on their conveyancing panel. What do we do from here?
Where you are buying a property requiring a mortgage it is standard for the purchasers' lawyers to also represent the mortgage company. In order to act for a bank or building society a law firm has to be on that lender's conveyancing panel. An application has to be made by the law firm to the lender to become a member of the lender's panel and there are increasingly strict criteria which the firm has to satisfy and indeed some lenders now require their panel members to be part of the Law Society’s Conveyancing Accreditation Scheme. Your solicitor should contact your bank and see if they can apply for membership of their conveyancing panel, but if that is not viable they will instruct their own solicitors to act. You are not legally obliged to appoint a law firm on the lender’s conveyancing panel and you may continue to use your own Bayswater solicitors, in which case your legal fees may increase, and it will likely delay the transaction as you are adding another lawyer into the mix.
We are buying a house and need a conveyancing solicitor in Bayswater who is on the Virgin Money solicitor panel. Can you recommend a local solicitor?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Virgin Money . We don't recommend any particular firms conducting conveyancing in Bayswater.
About to place a bid on a leasehold property in Bayswater. The property agents assure me that it is the norm for flats in Bayswater to have less than 75 years left on the lease. I am expecting a loan with Tesco Bank. Will the property be mortgageable given that the lease has 70 years to go.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are getting a mortgage then your lender may insist that the lease be extended before competition. Tesco Bank have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 28/4/2025 the requirements read as follows :
We are aiming to move property in June. Does my conveyancing solicitor call the removal company on the completion day. As an aside, can you put forward a removal company in Bayswater. Conveyancing solicitor was organised prior to coming across this page.
On the day of completion you can collect the house keys from your selling agent however this can only occur when the sellers conveyancers confirm to the agent that the monies to complete are in and the keys can be passed over. Subsequently you should inform the removal men that you are ready to move in. We do not recommend a particular removal organisation but can assist you in locating a residential property solicitor in Bayswater or a solicitor with expertise in conveyancing in Bayswater.
I have today made my last payment due on my mortgage with RBS. I assume I don't need a Bayswater conveyancer on the RBS panel to remove the mortgage at the Land Registry. Please confirm.
If you have finished paying off your RBS mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the RBS mortgage from the register. RBS, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where RBS has sent the Land Registry the discharge electronically, and
- RBS has instructed the Land Registry to do so
Completion of my remortgage has taken place for my property in Bayswater. Conveyancing was satisfactory but I would like to complain about the lender. How do I make a complaint?
All banks and building societies have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Services Team at head office. Ordinarily complaints to a lender are resolved very quickly. If you feel the matter is not resolved you can write to Financial Ombudsman Service who will take matters further.
Should commercial conveyancing searches reveal proposed roadworks that could affect a commercial site in Bayswater?
Many commercial conveyancing solicitors in Bayswater will order a SiteSolutions Highways report as it reduces the time that conveyancers spend in sourcing accurate data on highways that impact buildings and development assets in Bayswater. The search result sets out definitive information on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Bayswater.
For each commercial conveyancing transaction in Bayswater it is critical to investigate the adoption status of roads surrounding a site. The absence of identifying developments where adoption procedures have not been addressed adequately can cause delays to Bayswater commercial conveyancing transactions as well as pose a risk to future plans for the site. These searches are not ordered for domestic conveyancing in Bayswater.
How does conveyancing in Bayswater differ for new build properties?
Most buyers of new build residence in Bayswater approach us having been asked by the builder to exchange contracts and commit to the purchase even before the property is finished. This is because builders in Bayswater tend to buy the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Bayswater or who has acted in the same development.