Can you help? My Maida Hill solicitor is advising me that she is duty bound toconduct Maida Hill conveyancing searches asthe firm are on the Virgin Moneysolicitor panel. Is my conveyancer right?
Unfortunately both you and your lawyer have little choice here. Given that you are taking out a loan with a mortgage company your conveyancing practitioner has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your conveyancing practitioner would have previously signed the Terms and Conditions of your bank’s conveyancing panel appointment which obliges them to comply with the CML Handbook specifications . Even if you were a cash buyer you would be ill advised not to carry out Maida Hill conveyancing searches.
I am considering applying for a TSB mortgage for purchase of a newly converted (under development) in Maida Hill with 65 per cent loan to value. Is it compulsory to choose a solicitor on the conveyancing panel for TSB ?
In theory, you could use a solicitor that is not on the TSB conveyancing panel, but TSB would require one of their panel solicitors to be instructed to act in their interests, and you'd have to pay for this - so most people instruct a panel solicitor. It's also easier, as otherwise you'd have to deal with two solicitors for the same transaction.
I am downsizing from our home in Maida Hill and according to the buyers it appears that there is a risk of it being built land that was not decontaminated. A local lawyer would know that there is no such problem. For the life of me I don't know why the purchasers instructed a nationwide conveyancing outfit rather than a conveyancing solicitor in Maida Hill. Having lived in Maida Hill for many years we know that this is a non issue. Should we contact our local Authority to obtain confirmation that the buyers are looking for.
It would appear that you have a conveyancing firm currently acting for you. Are they able to advise? You must check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same sickness)
Given that I will soon spend hundreds of thousands of pounds on a house in Maida Hill I wish to talk to a solicitor concerning theconveyancing prior to giving the go ahead to the firm. Is this something that you can arrange?
Absolutely - we would be pleased to talk to you we do not take any clients on without you first talking to the lawyer due to be carrying out your conveyancing in Maida Hill.There is no ‘factory style conveyancing’ - every client is unique person, not a file number. The solicitors that we put you in touch with believe that the figure you are provided with for your conveyancing in Maida Hill should be the amount on the final invoice that you end up paying.
My husband and I are first time buyers - agreed a price, but the selling agent has warned us that the owners will only proceed if we instruct their recommended lawyers as they are insisting on an ‘expedited deal’. We would rather use a high street solicitor used to conveyancing in Maida Hill
It is unlikely the sellers are driving this. Should the seller want ‘a quick sale', alienating a serious purchaser is likely to cause more damage than good. Speak to the owners direct and make the point that (a)you are keen to buy (b)you are excited to move forward, with mortgage lined up © you are unencumbered (d) you intend to proceed fast (e)but you are going to appoint your own,trusted Maida Hill conveyancing firm - rather thanthose that will provide their estate agent a referral fee or hit his conveyancing figures pre-set by corporate headquarters.
I need to review costs for conveyancing in Maida Hill from three conveyancer and appoint one. Do I ask them to hold tight until I I have an offer accepted on a apartment.
You should wait to ask your conveyancing practitioner to open a file and apply for searches once the offer has been accepted on the property especially as Maida Hill conveyancing searches are a couple of hundred pounds.