I am need of leasehold conveyancing for a flat in a relatively new development (seven years old) in Notting Hill. The vast majority the appartments are already disposed of. Is it really necessary to order conveyancing searches as part of conveyancing in Notting Hill?
You would be taking a significant risk in refusing to carrying out Notting Hill conveyancing searches. Without searches you have no clarity over flooding, environmental etc which may mean you walk away due to potential problems down the line. If you are buying mortgage free there is no legal requirement to have them, but we would seriously advise in no uncertain terms that your solicitor conducts them. If timings and expenses are primary concerns you should consider with your lawyer about the options such as indemnity insurance available to you
About to place a bid on a leasehold property in Notting Hill. The property agents assure me that it is normal for flats in Notting Hill to have less than 75 years unexpired on the lease. I am getting a mortgage with Tesco Bank. Will the property be mortgageable given that the lease has 72 years left.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are securing a mortgage then your lender may insist that the lease be extended before competition. Tesco Bank have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 26/5/2025 the requirements read as follows :
Is it correct that all Notting Hill CQS (Conveyancing Quality Scheme) solicitors are on the HSBC conveyancing panel?
A selection of lenders now make use of CQS as the kick off point for Panel membership such as HSBC and Santander. CQS membership however gives no guarantee to lender panel acceptance. Nevertheless,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for solicitors wishing to join their approved list of firms.
We previously chose conveyancers located in Notting Hill on the HSBC solicitor panel. They have just billed me a further charge for the legal aspects of the HSBC mortgage. Is this an additional conveyancing fee specified by HSBC?
Provided it is contained in their Terms and Conditions or estimate then yes your conveyancing practitioner can charge a fee for this. This fee is not set by HSBC but by your Notting Hill property lawyer. Some firms on the HSBC panel will levy ’dealing with mortgage’ fee and others do not.
I am buying a property in Notting Hill. An unusual aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Nottingham be concerned?
As your lender is Nottingham your lawyer must comply with the formal requirements contained in Section 2 of UK Finance Lenders’ Handbook for Nottingham. The Council of Mortgage Lenders’ Handbook includes minimum requirements for solar panel roof-space leases, and property lawyers are required to report to Nottingham where a lease fails to satisfy these conditions. The specifications relate to the installation of panels on properties countrywide and is not limited to Notting Hill.
My partner and I are close to exchanging contracts on the sale of our property in Notting Hill and the buyers lawyers are claiming that there is a risk of it being constructed land that was not decontaminated. A high street Notting Hill conveyancer would know that there is no such problem. For the life of me I don't know why the purchasers used a factory type conveyancing practice rather than a conveyancing solicitor in Notting Hill. Having lived in Notting Hill for many years we know that this is a non issue. Do we get in touch with our local Authority to get confirmation that the buyers are looking for.
It sounds as though you may have a conveyancing solicitor currently acting for you. Are they able to advise? You must check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same sickness)
I am buying a new build apartment in Notting Hill. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.
Here is a sample of a selection of leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Notting Hill
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The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Forfeiture - bankruptcy or liquidation must not apply under this provision. Please confirm the Lease plans are architect prepared. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Please supply a car parking plan.
Due to the input of my in-laws I had a survey completed on a house in Notting Hill ahead of retaining lawyers. I have been told that there is a flying freehold element to the property. My surveyor has said that some mortgage companies tend refuse to give a loan on this type of property.
It varies from the lender to lender. Lloyds has different requirements from Birmingham Midshires. Should you wish to call us we can investigate further with the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Notting Hill. Conveyancing will be smoother if you use a solicitor in Notting Hill especially if they regularly deal with such properties in Notting Hill.