I am the registered owner of a freehold house in Benson but still charged rent, why is this and what is this?
It’s unusual for properties in Benson and has limited impact for conveyancing in Benson but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.
Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back many centuries, but the Rent Charge Act 1977 barred the generation of fresh rentcharges from 1977 onwards.
Old rentcharges can now be redeemed by making a one off payment under the Act. Any rentcharges that are still in existence in 2037 will be dispensed with completely.
I have today made my last payment due on my mortgage with Leeds Building Society. I assume I don't need a Benson conveyancing practitioner on the Leeds Building Society panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your Leeds Building Society mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Leeds Building Society mortgage from the register. Leeds Building Society, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Leeds Building Society has sent the Land Registry the discharge electronically, and
- Leeds Building Society has instructed the Land Registry to do so
Planning on purchasing a apartment in Benson. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Principality conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Benson solicitor is on the Principality conveyancing panel.
Aldermore have agreed my home loan in principle, my offer on a house in Benson has been accepted, what are the next steps?
Your property agent will wish to know who your solicitors are (ensure that the property lawyers are on the lender’s panel). Call up Aldermore or the broker and finish off any outstanding paperwork. Aldermore will instruct a valuer who will get in contact with the estate agent or owners to arrange a slot for the valuation to take place. Once carried out (assuming no problems) it takes on average a week to get a mortgage offer. Aldermore will issue the offer to you and your property lawyers. The legal work will then take it’s course according the nature and complexity of the conveyancing in Benson.
I used Arc property Solicitors a few years ago for my conveyancing in Benson. I now require my papers but the law firm is no longer operating. What do I do?
Do call the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Benson of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I am purchasing a new build house in Benson with a loan from Santander. The sellers refused to budge the price so I negotiated £7000 of fixtures and fittings instead. The estate agent suggested that I not reveal to my solicitor about this side-deal as it would impact my mortgage with the lender. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Is it possible to swap firm as I need to instruct a firm on the Barnsley Building Society conveyancing panel. I instructed a family conveyancing solicitor in Benson round the corner but he is not accepted by Barnsley Building Society
It would be our pleasure to assist you select a conveyancing solicitor in Benson on the Barnsley Building Society panel. Please note that the conveyancers that we list do not pay us commission if you instruct them and are regulated by the Solicitors Regulation Authority who regulate all conveyancing solicitors in Benson. Using the find a conveyancing solicitor tool on this page, you can scrutinise costs for conveyancing solicitors in Benson and beyond.
I am are looking to find an affordable conveyancing lawyer in Benson to help me sell my home. I I am concerned about appointing the wrong one and there are many Benson conveyancing organisations out there...who do I opt for?
A trustworthy personal recommendation via a friend or family member who has used a conveyancing lawyer before is always a good thing. Almost everyone has used a conveyancing solicitor in the past. Feel free to utilise our comparison tool for Benson conveyancing quotes