I am assisting my aunt sell her flat in Benson. Will the conveyancing solicitor order an energy performance certificate or it is for the seller to see to?
Following the demise of Home Packs, energy performance certificates remained a required part of selling a property. An energy assessment must be commissioned prior to the property being marketed. It is not as aspect of the sale process that law firms normally organise. If you are using a Benson conveyancing practitioner they might be willing to arrange energy performance certificates given their contacts with reputable Benson energy assessors
I am due to exchange contracts on my house. I had a double glazing fitted in February 2008, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, Coventry BS are being a right pain. The Benson solicitor who is on the Coventry BS conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Coventry BS are insisting on a building regulation certificate. Why do Coventry BS have a conveyancing panel if they don't accept advice from them?
It is probably the case that Coventry BS have referred the matter to their valuer. The reason why Coventry BS may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
I had an offer accepted on a property in Benson on 25/10/2024, valuation was booked five days later, all came back fine. Solicitor instructed, so all that was missing was my mortgage offer. Having made daily calls to Aldermore and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Aldermore conveyancing panel. Are Aldermore entitled to hold back the Mortgage pending the lawyer being on the approved list?
Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Aldermore to deal with your lawyer's application to be on the Aldermore conveyancing panel. There's no guarantee that your solicitor will be accepted.
I'm buying a new build house in Benson with a mortgage from Godiva Mortgages Ltd. The sellers would not reduce the amount so I negotiated 6k of extras instead. The property agent suggested that I not inform my conveyancer about the extras as it would put at risk my mortgage with the bank. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I am looking for a ground for flat up to £235,500 and identified one close by in Benson I like with open areas and railway links nearby, the downside is that it only has 49 years unexpired on the lease. There is not much else in Benson suitable, so just wondered if I would be making a mistake purchasing a short lease?
If you require a mortgage that many years may be a potential deal breaker. Discount the price by the anticipated lease extension will cost if it has not already been discounted. If the current proprietor has owned the property for at least 2 years you could request that they commence the lease extension formalities and then assign it to you. An additional ninety years can be extended on to the existing lease with a zero ground rent applied. You should speak to your conveyancing solicitor regarding this matter.
I am looking into buying my first house which is in Benson and I am already nervous. I couldn't find anything specific about Benson. Conveyancing will be needed in due course but do you know about the Benson area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Benson. In the meantime here are some basic statistics that we found
As co-executor for the estate of my aunt I am disposing of a property in Cardiff but live in Benson. My solicitor (approximately 300 miles from meneeds me to sign a stat dec prior to completion. Can you recommend a conveyancing practitioner in Benson who can witness and place their company stamp on the document?
strictly speaking you should not need to have the documents witnessed by a conveyancing solicitor. Ordinarily or notary public or qualified solicitor will be fine regardless of whether they are Benson based
Why do Benson conveyancing costs differ for leasehold and freehold properties?
If purchasing a leasehold property there is more work involved purely due to the fact that usually there are further parties involved in the form of the freeholder and/or Management Agents. As part of a lawyers enquiries they will check that all ground rent and service charges are paid up to date amongst other general leasehold matters. For this reason, the Sellers lawyers usually have to refer to the freeholder or Managing Agent for their replies to our questions. This may be time consuming and beyond the lawyers control