My flat in Benson is up for sale and I have accepted an offer. Does the property lawyer have to be required to be on the Santander conveyancing panel in order to deal with repayment of my mortgage?
Ordinarily, even if your lawyer is not on the Santander conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their requirements fairly frequently at the moment.
I note that there are debates on Chancel Insurance on online forums. Do I require this when acquiring a property in Benson? or Apparently there is an ancient law that could mean that owners of property residing in a parish church boundary will be compelled to contribute towards maintenance to the chancel within the church. Is this applicable for conveyancing in Benson?
Unless a previous acquisition of the premises completed after 12 October 2013 you may assume that solicitors handling conveyancing in Benson to remain encouraging a chancel search and or chancel repair liability policy.
I used Stirling Law several years past for my conveyancing in Benson. I now require my file however cannot find the solicitor. What do I do?
You should call the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Benson of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
How does conveyancing in Benson differ for new build properties?
Most buyers of new build property in Benson come to us having been asked by the seller to sign contracts and commit to the purchase even before the premises is ready to move into. This is because new home sellers in Benson typically acquire the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Benson or who has acted in the same development.
Should I be concerned that brokers that I am dealing with are suggesting a factory type conveyancing firm as opposed to a local Benson conveyancing firm?
As with many service providers, often suggestions from connections can be worth their weight in gold. Yet there are many players in a conveyancing deal; estate agents, mortgage brokers and banks might all suggest lawyers to appoint. Sometimes the conveyancers might be known to one of the organisations as one of the best in their field, but occasionally there behind the scenes commercial relationship behind the recommendation. You have the discretion to select your own lawyer. Don't forget that some mortgage providers operate an approved list of law firms you are obliged to use for the mortgage aspect of your conveyancing.
My husband and I are 18 days into a leasehold purchase having been directed to a firm by the estate agent to handle our conveyancing in Benson. I am am extremely disappointed with the level of service. Could you help me find new solicitors?
They would need to be really poor to suggest changing them. Has the loan offer been sent? In the event that it has you need to inform them of the new lawyer and have the loan are re-issued. Your solicitor ideally should be on the banks approved list to avoid added expenses and complications. So that should be your first question of the new solicitors. The search tool can assist you in finding a bank approved solicitor for your conveyancing in Benson