I have an AIP. The bank mentioned the mortgage came with free conveyancing. Is the implication that I have to use their panel lawyer as I would much rather instruct a specialised conveyancing solicitor in Cholsey?
You should check but the the likelihood is that appoint one of their panel conveyancers should you accept the "fee-free" offer. Call the mortgage company and ask if they make available a cash alternative. In the past a few mortgage companies offered a £250 cashback as an alternative in which case that money can go towards the cost for your conveyancing solicitor near Cholsey.
What is your number one tip for finding a conveyancing solicitor in Cholsey
Do not opt for the lowest Cholsey conveyancing costs illustration. You really do get what you’re paying for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in ahead of the deal.
What is the difference between a licensed conveyancer and conveyancing solicitor in Cholsey
There are many registered licenced Conveyancers in Cholsey and Solicitor firms in Cholsey offering conveyancing It is important to make clear that the two are supervised by regulatory bodies with both specialising in the legal work in the home buying process. Both can deal with other property legal work such as remortgage conveyancing, lease extensions and transfer of equity conveyancing.
We expect to receive a AIP from Clydesdale this week so we can work out what to offer on a property we like as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Clydesdale recommend any Cholsey solicitors on the Clydesdale conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Cholsey solicitors independently although you'll need to choose one on the Clydesdale conveyancing panel. The solicitor represents both you and Clydesdale through the process.
I opted to have a survey completed on a property in Cholsey prior to instructing solicitors. I have been told that there is a flying freehold overhang to the house. Our surveyor advised that some banks will not grant a mortgage on this type of property.
It depends who your proposed lender is. Santander has different instructions from Halifax. Should you wish to telephone us we can investigate further with the relevant bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Cholsey. Conveyancing may be slightly more expensive based on your lender's requirements.
I am looking to sell my home. My past conveyancers closed down. It would be helpful to have a recommendation of a conveyancing firm. Im based in Cholsey if that makes things easier.
Please use our search tool to help you find a solicitor for your conveyancing in Cholsey. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move runs smoothly.
What are your top tips when it comes to choosing a Cholsey conveyancing practice to deal with our lease extension?
If you are instructing a property lawyer for your lease extension (regardless if they are a Cholsey conveyancing firm) it is most important that he or she should be familiar with the legislation and specialises in this area of conveyancing. We recommend that you speak with two or three firms including non Cholsey conveyancing practices prior to instructing a firm. If the firm is ALEP accredited then so much the better. The following questions could be useful:
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What are the legal fees for lease extension conveyancing? Can they put you in touch with clients in Cholsey who can give a testimonial?
Leasehold Conveyancing in Cholsey - Examples of Questions you should consider Prior to buying
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Is the freehold reversion owned jointly by the tenants? How much is the ground rent and service charge? What prohibitions exist in the Cholsey Lease?
We yesterday discovered that one of the partners of the conveyancing practice acting on the purchase conveyancing in Cholsey is an aunty of the owners that we are buying from. Is this acceptable?
As long as no conflict arises this is permitted. If you are requiring a mortgage then the lender may have a say as many banks have specific instructions on this. For example for RBS- First Active as of 23/12/2024, the requirements read as follows :