Just contacted my conveyancing solicitor in Bickley who acted for me two years ago requesting a conveyancing costs illustration based on an identical type of home move (a leasehold property and a freehold premises) of almost identical values with a loan from Barclays Direct. I am now being charged twice the amount. Should I hunt for a cheaper internet conveyancer?
The costs illustration is slightly on the expensive side. Where you are content to invest time scrutinising charges you might get the conveyancing a bit cheaper by as much as £125. On the other hand, if you were satisfied with the conveyancing the firm gave you couldcome to rue opting for an a cheaper lawyer. Remember to ensure that the solicitor can also act for Barclays Direct. You can use our search tool to find a Bickley conveyancing firm on the Barclays Direct member panel, which can often include conveyancing solicitors in Bickley.
I am getting closer to an exchange on a house in Bickley and my parents have sent the ten percent deposit to my conveyancer. I am now told that as the deposit has not come from me my conveyancing practitioner needs to disclose this to my mortgage company. I am advised that, in also acting for the bank he must inform them that the balance of the purchase price is coming from anyone other than me. I informed the bank concerning my parents' contribution when I applied for the mortgage, so is it really necessary for him to raise this?
The lawyer is duty bound to check with the bank to make sure that they are aware that the balance of the purchase price is not from your own funds. Your solicitor can only report this to your lender if you permit them to, failing which, your lawyer must cease to continue acting.
I am thinking of mortgaging my apartment in Bickley, does my lawyer need to be on the RBS Solicitor panel?
In theory, you could use a solicitor that is not on the RBS conveyancing panel, but RBS would require one of their panel solicitors to be instructed to act in their interests, and you'd have to pay for this - so most people instruct a panel solicitor. It's also easier, as otherwise you'd have to deal with two solicitors for the same conveyancing matter.
I need some expedited conveyancing in Bickley as I am under pressure to complete within one month. A mortgage is not required. Can I escape the need for conveyancing searches to save money and time?
As you are are a cash buyer you have the choice not to have searches carried out although no law firm would recommend that you don't. With lots of history conveyancing in Bickley the following are instances of issues that can show up and therefore affect the marketability of the property: Enforcement Notices, Overdue Fees, Outstanding Grants, Unadopted Roads,...
Are there restrictive covenants that are commonly picked up during conveyancing in Bickley?
Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Bickley. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
Why can't I complete our conveyancing in Bickley on May bank holiday?
This is due to the fact that on completion the funds will be transferred electronically between the banks of the buyer and seller's conveyancer and at present this can only take place on a working day. It is not possible to complete on a saturday or sunday either.