Can your site be used to find a Conveyancing solicitor in Bickley even if I’m not buying or disposing of a house, for instance if I wish to acquire a shop in Bickley with a loan from The Royal Bank of Scotland?
The service is mainly utilised to get a quote from residential conveyancing solicitors in Bickley but we have listed towards the bottom of this page a selection of Bickley commercial conveyancing firms. You should enquire with the solicitors directly to establish if they are also authorised to represent The Royal Bank of Scotland
My lawyer in Bickley is not listed on the Bank of Scotland Conveyancing Panel. Is it possible for me to continue with my prefered solicitor even though they are not on the Bank of Scotland approved list?
The limited options open to you here include:
- Complete the purchase with your existing Bickley lawyers but Bank of Scotland will need to instruct a lawyer on their list of acceptable firms. This will result in additional overall conveyancing fees as well as result in frustration.
- Find a new practitioner to act in the conveyancing, not forgetting to check they are Bank of Scotland approved.
- Try to convince your Bank of Scotland solicitor to attempt to join the Bank of Scotland panel
The deeds to my house are lost. The conveyancers who dealt with the conveyancing in Bickley 5 years ago have long since closed. What are my options?
As long as you have a registered title the details of your ownership will be held by the Land Registry with a Title Number. It is possible to carry out a search at the Land Registry, locate your property and get up to date copies of the Registered Entries for a small fee. If the title is Leasehold then the Land Registry will also normally hold a file duplicate of the Registered Lease and again, a copy can be retrieved for twenty pounds.
I am buying my first flat in Bickley with the aid of help to buy. The builders refused to move on the price so I negotiated £7000 of extras instead. The estate agent advised me not to tell my lawyer about the deal as it could adversely affect my mortgage with the lender. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I decided to have a survey carried out on a property in Bickley ahead of appointing lawyers. I have been advised that there is a flying freehold aspect to the house. The surveyor has said that some mortgage companies may not give a mortgage on this type of premises.
It depends who your proposed lender is. Bank of Scotland has different requirements from Halifax. If you call us we can check with the relevant bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Bickley. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Bickley to see if the conveyancing will be more expensive.
My father has recommend that I instruct his lawyers for conveyancing in Bickley. Do I follow his recommendation?
There are no two ways about it the best way to choose a conveyancing solicitor is to have referrals from friends or relatives who have used the conveyancer you're are thinking of instructing.