I had intended to instruct a conveyancing solicitor in Plaistow for our house move. Our financial adviser informed us that our bank HSBC Bank won't deal with them. Why is this not regarded as unfair competition?
A mortgage company may direct that an approved solicitor act for it. Borrowers are liable to meet the charges for this. Please make use of our tool to select a solicitor to conduct conveyancing in Plaistow on the HSBC Bank member panel.
I know that there are debates on Chancel Insurance on online forums. Am I compelled to have this when purchasing a house in Plaistow? or Apparently there is a law dating back centuries that means some owners of property living in a parish church boundary will be compelled to contribute towards repairs to the chancel in proximity to the church. Is this relevant for conveyancing in Plaistow?
Unless a prior acquisition of the property completed after 12 October 2013 you can assume that solicitors delivering conveyancing in Plaistow to remain encouraging a chancel search and or chancel repair liability insurance.
Yesterday I discovered that there is a flying freehold issue on a property I have offered on two weeks back in what was supposed to be a simple, no chain conveyancing. Plaistow is where the house is located. Is there any guidance you can give?
Flying freeholds in Plaistow are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Plaistow you must be sure that your lawyer goes through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Plaistow may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
We're new to the buying process - had an offer accepted, yet the property agent told us that the seller will only issue a contract if we use their recommended conveyancers as they want an ‘expedited deal’. We would rather use a family solicitor accustomed to conveyancing in Plaistow
We suspect that the owner is not behind this ultimatum. Should the owner require ‘a quick sale', taking such a hostile approach to a genuine purchaser is likely to cause more damage than good. Bypass the agents and go straight to the sellers and make the point that (a)you are keen to buy (b)you are ready to progress, with finances in place © you do not need to sell (d) you wish to move quickly (e)but you will continue to use your own,trusted Plaistow conveyancing lawyers - not the ones that will provide the estate agent a commission or hit his conveyancing figures pre-set by corporate headquarters.
I only have Seventy years unexpired on my flat in Plaistow. I need to extend my lease but my freeholder is absent. What are my options?
On the basis that you meet the appropriate requirements, under the Leasehold Reform, Housing and Urban Development Act 1993 you can apply to the County Court for for permission to dispense with the service of the initial notice. This will enable the lease to be extended by the magistrate. You will be obliged to prove that you or your lawyers have made all reasonable attempts to find the freeholder. On the whole an enquiry agent should be useful to carry out a search and prepare an expert document which can be accepted by the court as proof that the freeholder is indeed missing. It is advisable to get professional help from a solicitor both on proving the landlord’s absence and the application to the County Court covering Plaistow.
I inherited a ground flat in Plaistow. Given that I can not reach agreement with the freeholder, can the Leasehold valuation Tribunal make a decision on the sum due for a lease extension?
You certainly can. We can put you in touch with a Plaistow conveyancing firm who can help.
An example of a Freehold Enfranchisement decision for a Plaistow flat is Ravensbourne Lodge 4 Highland Road in February 2013. the Tribunal held that the amount payable for the freehold was £22,268
Should one remove a deceased person's details from the title deeds for a property in Plaistow?
Where a Plaistow property is jointly owned and one of the proprietors passes away, the name will not immediately be removed from the title deeds. It is not necessary to amend the title as in the event of a disposal your conveyancer would simply be required to evidence why the other owner is missing from the conveyance, ordinarily this takes the form of the probate documents.
With a view to making things simpler for the sale of the property you can arrange to have the deceased person erased from the title by submitting an application to HMLR with evidence of the death. There is no charge from the Registry for this service.