In what way does my ID and proof of funds have anything to do with my conveyancing in Bromley Common? Is this really necessary?
Anti-terror and anti-money-laundering rules require solicitors and licensed conveyancers to check the ID of the person or body they are dealing with before they can accept their conveyancing business. The Terms of Engagement that you need to sign should confirm this. Your lender will also require certain documents to be checked. Should you refuse to hand over ID verification documents, your conveyancer would not be able to accept instructions from you.
I am expecting a AIP from Leeds Building Society this week so we can work out what to offer on a property we like as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Leeds Building Society recommend any Bromley Common solicitors on the Leeds Building Society conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Bromley Common solicitors independently although you'll need to choose one on the Leeds Building Society conveyancing panel. The solicitor represents both you and Leeds Building Society through the process.
My wife and I are at the point of looking at apartments in Bromley Common and I am now considering a potential offer. Is it premature to have a solicitor in place? I intend to finance via a home loan with Nottingham.
It would be wise to commence your search sooner rather than later. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and pass their details on to the estate agent. Given that you are taking out a mortgage with Nottingham, make sure you remember to check that your lawyer is on the Nottingham conveyancing panel.
RBS have agreed my mortgage in principle, my offer on a flat in Bromley Common has been accepted, what happens next?
Your estate agent will wish to know who your solicitors are (be sure the solicitors are on the lender’s panel). Call up RBS or your financial adviser and finalise any appropriate forms. RBS will instruct a valuer who will get in touch with the selling agent or seller to arrange an appointment. Once carried out (assuming no problems) it takes on average a week to get a mortgage offer. RBS will issue the offer to you and your lawyers. The transaction will then take it’s course according the nature and complexity of the conveyancing in Bromley Common.
I decided to have a survey completed on a house in Bromley Common in advance of appointing solicitors. I have been informed that there is a flying freehold aspect to the property. The surveyor has said that some banks tend refuse to give a mortgage on a flying freehold premises.
It varies from the lender to lender. Santander has different requirements from Birmingham Midshires. If you contact us we can look into this further via the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Bromley Common. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Bromley Common to see if the conveyancing will be more expensive.
I am a fortnight into a freehold purchase having been directed to conveyancers by the high street agent to perform conveyancing in Bromley Common. I am am extremely disappointed with the quality of service. Could you you assist me in finding new conveyancers?
They would have to be really poor to suggest replacing them. Has your mortgage offer been generated? If so you need to inform them of the new contact details and have the loan are re-issued. Your solicitor ideally needs to be on the lenders panel to avoid added expenses and delays. That should be your starting point. Our search tool can help you find a bank approved lawyer for your home move in Bromley Common
Do you have any top tips for leasehold conveyancing in Bromley Common from the point of view of speeding up the sale process?
- Much of the frustration in leasehold conveyancing in Bromley Common can be reduced if you instruct lawyers as soon as you market your property and ask them to put together the leasehold documentation which will be required by the buyers’ lawyers. In the event that you altered the property did you need the Landlord’s permission? In particular have you laid down wooden flooring? Bromley Common leases often stipulate that internal structural alterations or addition of wooden flooring calls for a licence issued by the Landlord acquiescing to such changes. If you dont have the approvals to hand do not contact the landlord without checking with your conveyancer in advance. A minority of Bromley Common leases require Landlord’s consent to the sale and approval of the buyers. If this is the case, it would be prudent to notify your estate agents to make sure that the purchasers put in hand financial (bank) and professional references. The bank reference should make it clear that the buyer is able to meet the yearly service charge and the actual amount of the service charge should be quoted in the bank’s letter. You will therefore need to provide your estate agents with the actual amount of the service charge so that they can pass this information on to the purchasers or their lawyers. If there is a history of conflict with your landlord or managing agents it is very important that these are settled before the property is put on the market. The buyers and their solicitors will be nervous about purchasing a flat where a dispute is unsettled. You may need to swallow your pride and discharge any arrears of service charge or resolve the dispute prior to the buyers completing the purchase. It is therefore preferable to have any dispute settled prior to the contract papers being issued to the buyers’ solicitors. You will still have to reveal details of the dispute to the buyers, but it is clearly preferable to present the dispute as over rather than unsettled.
I am the registered owner of a two-bedroom flat in Bromley Common. In the absence of agreement between myself and the landlord, can the Leasehold valuation Tribunal determine the sum due for a lease extension?
Absolutely. We can put you in touch with a Bromley Common conveyancing firm who can help.
An example of a Lease Extension decision for a Bromley Common premises is 1 Southlands Court Southlands Road in September 2013. The Leasehold Valuation Tribunal determined that the premium to be paid by the tenant on the grant of a new lease, in accordance with section 56 and Schedule 13 of the Leasehold Reform, Housing and Urban Development Act 1993 was £30,541 This case affected 1 flat. The unexpired lease term was 50.57 years.
I have just become aware that one of the directors of the firm handling the purchase conveyancing in Bromley Common is an aunty of the vendor. Is this acceptable?
On the basis that no conflict arises this is permitted. If you are obtaining a mortgage then the lender may have a say as many banks have specific requirements concerning this. For example for Royal Bank of Scotland as of 19/12/2025, the requirements read as follows :