We are a couple about to exchange contracts for a garden flat in Blackwall. We have hit a snag. The loan offer with Nationwide Building Society expires on 10/2/2026 but the sellers are putting forward a completion date of 12/2/2026. Is it possible to prolong the mortgage offer?
The person best placed to address this question is your solicitors who will hopefully calculate if they corresponding with the bank, seller’s representatives, selling agents or indeed all parties taking into account the circumstances your house move to date.
I am the registered owner of a freehold property in Blackwall yet pay rent, why is this and what is this?
It’s unusual for properties in Blackwall and has limited impact for conveyancing in Blackwall but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.
Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back many centuries, but the Rent Charge Act 1977 barred the establishment of new rentcharges post 1977.
Previous rentcharges can now be extinguished by making a lump sum payment under the Act. Any rentcharges that are still in existence post 2037 will be dispensed with completely.
Is it correct that all Blackwall CQS (Conveyancing Quality Scheme) solicitors are on the Clydesdale conveyancing panel?
A selection of banks and building societies now utilise CQS as the starting point for Panel membership such as HSBC and Santander. CQS accreditation however gives no guarantee to lender panel acceptance. Nevertheless,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for solicitor practices wishing to join their panels.
Is there a list of Kent Reliance panel conveyancers in Blackwall on the Building Society Association’s Website?
No. There is no such directory service on the Council of Mortgage Lenders or Building Society Association websites. Very few banks make their panel listings available online. If you are seeking to appoint a Blackwall lawyer on the Kent Reliance please use our tool.
We were going to get a OIP from Leeds Building Society this week so we know how much we could potentially offer as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Leeds Building Society recommend any Blackwall solicitors on the Leeds Building Society conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Blackwall solicitors independently although you'll need to choose one on the Leeds Building Society conveyancing panel. The solicitor represents both you and Leeds Building Society through the process.
I am purchasing a new build house in Blackwall with a loan from Coventry Building Society. The sellers would not reduce the price so I negotiated £7000 of additionals instead. The sale representative told me not reveal to my conveyancer about this side-deal as it would adversely affect my loan with the bank. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I am looking to sell my house. My former conveyancers have shut. I would be grateful for any recommendation of a conveyancing firm. Im based in Blackwall if that affects matters.
Do use our search tool to help you find a solicitor for your conveyancing in Blackwall. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move runs with a minimum of fuss.
My partner has urged me to appoint his lawyers for conveyancing in Blackwall. Should I use them?
Much as we are happy to recommend a Blackwall conveyancing lawyer it’s preferable to select a conveyancing practitioner is to seek feedback from friends or family who have previously instructed the solicitor you're contemplating using.