I am expecting a mortgage with Nat West. I intend to instruct a Licensed Conveyancer in Poplar. Does the Nat West Solicitor panel exclude conveyancers regulated by the CLC?
The Nat West approved solicitor list is, like many other lenders, associated to the Council or Mortgage Lenders or Building Society Association, open to Licensed Conveyancers regulated by the CLC.
It is is a decade since I acquired my home in Poplar. Conveyancing solicitors have recently been instructed on the sale but I am unable to locate the title documents. Is this a problem?
You need not be too concerned. Firstly there is a chance that the deeds will be kept by the mortgage company or they may be in the possession of the solicitor who handled your purchase. Secondly the chances are that the land will be registered at the land registry and you will be able to establish that you are the registered owner by your conveyancing lawyers acquiring up to date copy of the land registers. Almost all conveyancing in Poplar involves registered property but in the rare situation where your home is unregistered it is more tricky but is not insurmountable.
Various internet forums that I have visited warn that are the number one cause of obstruction in Poplar conveyancing transactions. Is that correct?
The Council of Property Search Organisations (CoPSO) released findings of a review by MoveWithUs that conveyancing searches do not figure amongst the most frequent causes of delays in the conveyancing process. Searches are not likely to be the root cause of holding up conveyancing in Poplar.
The estate agent has sent us the confirmation of our purchase of a new build flat in Poplar. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.
Set out below are examples of a few leasehold new build questions that you may expect your new-build leasehold conveyancing in Poplar
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The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. There must be mutual enforceability of lessee’s covenants. The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified.
I decided to have a survey carried out on a property in Poplar before instructing lawyers. I have been informed that there is a flying freehold overhang to the house. Our surveyor has said that some mortgage companies will not grant a mortgage on such a property.
It depends who your proposed lender is. Lloyds has different instructions from Nationwide. If you contact us we can investigate further with the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Poplar. Conveyancing will be smoother if you use a solicitor in Poplar especially if they regularly deal with such properties in Poplar.
In my capacity as executor for the estate of my grandfather I am selling a house in Swansea but reside in Poplar. My conveyancer (based 260 kilometers from meneeds me to execute a statutory declaration before completion. Could you suggest a conveyancing solicitor in Poplar to witness and place their company stamp on the document?
Technically speaking you should not be required to have the documents witnessed by a conveyancing solicitor. Ordinarily or notary public or qualified solicitor will do regardless of whether they are located in Poplar