It is 10 years ago since I acquired my home in Canary Wharf. Conveyancing lawyers have now been appointed on the sale but I can't find my title deeds. Will this jeopardise the sale?
You need not be too concerned. Firstly there is a chance that the deeds will be with the mortgage company or they may be in the possession of the solicitor who acted in your purchase. Secondly the likelihood is that the title will be registered at the land registry and you will be able to establish that you are the registered owner by your conveyancing lawyers procuring current official copies of the land registers. The vast majority of conveyancing in Canary Wharf relates to registered property but in the rare situation where your property is not registered it adds to the complexity but is not insurmountable.
We're in Canary Wharf, First time buyers purchasing with a mortgage (lender is Kent Reliance , and our lawyer is on the Kent Reliance conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the Kent Reliance conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no property lawyer should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.
The mortgage over my property is with Lloyds for my property in Canary Wharf. Conveyancing has been completed months ago. Should I wish to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Lloyds?
Lloyds must be informed of your intention in advance of renting your property as this is likely to be a breach of Lloyds’s mortgage conditions. It may be that Lloyds will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Lloyds directly. It should not be necessary to do this via a Lloyds conveyancing panel solicitor.
I had an offer accepted on a property in Canary Wharf on 20/5/2026, valuation was booked 2 days later, received a clean bill of health. Conveyancer instructed, so the only thing outstanding was my mortgage offer. Having made daily calls to Lloyds and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Lloyds conveyancing panel. Are Lloyds entitled to hold back the Mortgage pending the lawyer being on the approved list?
A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Lloyds to deal with your lawyer's application to be on the Lloyds conveyancing panel. There's no guarantee that your solicitor will be accepted.
I have finally had an offer on a maisonette in Canary Wharf accepted, but there is a chain. The vendors have offered on somewhere, however it’s not yet agreed to, and have viewings of other flats in the pipeline. I have instructed a nearby conveyancing solicitor in Canary Wharf. What do I do now? At what point do I apply for the mortgage with Clydesdale?
It is usual to have anxieties where there is a chain as you are unlikely to want to incur costs too early (home loan application is approx £1k, then survey, Canary Wharf conveyancing search fees, etc). The first course of action is to check that your lawyer is on the Clydesdale conveyancing panel. As to the next steps this very much depends on the specifics of your case, attraction to the property and on the state of the market. In a rising market some home buyers will apply for a home loan with Clydesdale and pay for the valuation and only if it was satisfactory would they pay their lawyer to move forward with searches.
Taking into account that I am about to part with over three hundred thousand on a house in Canary Wharf I wish to talk to a conveyancer concerning thehouse move ahead of giving the go ahead to the firm. Can this be arranged?
We could not agree more - we would be pleased to talk to you we do not take any clients on without you first talking to the lawyer who will be conducting your conveyancing in Canary Wharf.There is no ‘factory style conveyancing’ - each client is an important individual, not a case number. The solicitors that we put you in touch with believe that the fees you are provided with for your conveyancing in Canary Wharf should be the figure that you end up paying.
I am thinking of appointing a conveyancing lawyer in Canary Wharf for my house move. Is it possible to check a firm’s record with the profession’s regulator?
Anyone may find presented Solicitor Regulator Association (SRA) decisions arising from investigations from 2008 onwards. Go to Check a solicitor's record. To find records about the period before 1 January 2008, or to check a firm's history, call 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For callers outside the UK, call +44 (0)121 329 6800. The regulator could recorded call for training reasons.
Do I have to visit the offices of the lender conveyancing panel solicitor to sign the legal charge? If so, I will choose one who does conveyancing in Canary Wharf so that I can pop in to their offices if necessary.
Most conveyancing panel lawyers for the mortgage company undertake conveyancing via the post, internet or over the phone. This means that they can undertake your Conveyancing Transaction no matter where you live in England or Wales. YOu dont have to use a conveyancing solicitor in Canary Wharf. it would nevertheless be wise to check if you can still book an appointment to go into appointed conveyancing lawyer if you prefer.