I am looking for value for money property lawyer. Do I opt for a nationwide conveyancer rather than a local Boncath conveyancing lawyer?
On the whole conveyancing practitioners in your neck of the woods will benefit from strong relationships with your local authority, which can assist with your Boncath conveyancing searches that your conveyancer will require. It also helps if they have good connections with the Local Land Registry Office your area Boncath, other lawyers in the neighbourhood and Boncath Estate Agents.
Will our solicitor be raising enquiries about flooding during the conveyancing in Boncath.
Flooding is a growing risk for solicitors specialising in conveyancing in Boncath. There are those who purchase a property in Boncath, completely aware that at some time, it may suffer from flooding. However, leaving to one side the physical destruction, where a property is at risk of flooding, it may be difficult to get a mortgage, satisfactory building insurance, or sell the property. Steps can be carried out during the course of a house purchase to forewarn the purchaser.
Solicitors are not qualified to give advice on flood risk, but there are a numerous checks that can be undertaken by the buyer or on a buyer’s behalf which should give them a better appreciation of the risks in Boncath. The standard information sent to a purchaser’s lawyer (where the Conveyancing Protocol is adopted) contains a usual inquiry of the owner to discover if the property has ever been flooded. In the event that flooding has previously occurred which is not notified by the owner, then a purchaser could bring a legal claim for losses as a result of such an misleading reply. A buyer’s solicitors may also commission an enviro search. This should reveal whether there is any known flood risk. If so, further investigations should be conducted.
The deeds to our property are lost. The conveyancers who did the conveyancing in Boncath 5 years ago no longer exist. What are my options?
You no longer need to have the physical deeds to establish that you are the registered proprietor of land or property, given that the Land Registry hold details of all registered land or property electronically.
I decided to have a survey carried out on a property in Boncath in advance of retaining lawyers. I have been told that there is a flying freehold aspect to the property. The surveyor advised that some mortgage companies will not give a mortgage on a flying freehold home.
It depends who your proposed lender is. HSBC has different requirements from Nationwide. If you e-mail us we can check with the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Boncath. Conveyancing may be slightly more expensive based on your lender's requirements.
I need to instruct a conveyancing solicitor for purchase conveyancing in Boncath. I have land on a web site which looks to be the ideal solution If there is a chance to get all the legals done via email that would be ideal. Should I be wary? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
I have recently realised that I have 62 years left on my flat in Boncath. I now wish to get lease extension but my landlord is missing. What are my options?
On the basis that you meet the appropriate requirements, under the Leasehold Reform, Housing and Urban Development Act 1993 you can apply to the County Court for for permission to dispense with the service of the initial notice. This will enable the lease to be granted an extra 90 years by the Court. However, you will be required to prove that you have used your best endeavours to track down the lessor. For most situations an enquiry agent should be useful to conduct investigations and to produce a report which can be used as proof that the freeholder is indeed missing. It is wise to seek advice from a solicitor in relation to investigating the landlord’s disappearance and the application to the County Court covering Boncath.
Boncath Leasehold Conveyancing - A selection of Queries before buying
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The prefered form of lease arrangement is a share of the freehold. In this situation the leaseholders enjoy control and notwithstanding that a managing agent is usually retained if it is larger than a house conversion, the managing agent retained by the leaseholders. Its a good idea to find out as much as possible regarding the company managing the block as they will affect your use and enjoyment of the property. Being a leasehold owner you will be at the mercy of the managing agents from a financial perspective and when it comes to daily matters like the cleanliness of the communal areas. Enquire of other people whether they are happy with them. Finally, be sure you discover the dates that you are obliged pay the maintenance charge to the managing agents and specifically what you get for your money. How many of the leaseholders are in arrears for their service charge payments?