We were going to get a OIP from Leeds Building Society this week so we can work out what to offer on a property we like as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Leeds Building Society recommend any Hermon solicitors on the Leeds Building Society conveyancing panel, or is it better to go independently?
You will need to appoint Hermon solicitors independently although you'll need to choose one on the Leeds Building Society conveyancing panel. The solicitor represents both you and Leeds Building Society through the process.
I have decided to exercise my right to buy my property in Hermon off the council. I have a mortgage offer with Leeds Building Society. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Leeds Building Society, you will need to appoint a solicitor on the Leeds Building Society conveyancing panel.
I was told four weeks ago that my mortgage has been agreed to by Lloyds. Is it usual for Lloyds to only issue the offer once my solicitor in Hermon is approved on their conveyancing panel? Lloyds have asked my solicitor to see a copy of their PI Insurance.
A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Lloyds to deal with your lawyer's application to be on the Lloyds conveyancing panel. There's no guarantee that your solicitor will be accepted.
I note that there are debates on Chancel Insurance on online forums. Am I compelled to take this when buying a house in Hermon? or I am told that there is a law dating back centuries that means some homeowners living in a parish church boundary may be liable to contribute towards maintenance towards the chancel within the church. Is this appropriate for conveyancing in Hermon?
Unless a prior purchase of the house completed post 12 October 2013 you can take it that conveyancing practitioners carrying out conveyancing in Hermon to remain recommending a chancel search and or insurance against a claim.
I have recentlyfound out that Stirling Law have closed. They carried out my conveyancing in Hermon for a purchase of a leasehold apartment 18 months ago. How can I check that the property is registered correctly in the name of the previous owner?
The quickest method to see if the property is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Hermon conveyancing specialists.
How does conveyancing in Hermon differ for new build properties?
Most buyers of new build or newly converted property in Hermon approach us having been asked by the housebuilder to sign contracts and commit to the purchase even before the house is constructed. This is because builders in Hermon typically buy the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Hermon or who has acted in the same development.
In what way does the Landlord & Tenant Act 1954 affect my business property in Hermon and how can your lawyers assist?
The particular law that you refer to gives security of tenure to commercial lessees, granting the legal entitlement to make a request to court for a new tenancy and continue in occupation at the end of an expired lease. There are limited grounds where a landlord can refuse a lease renewal and the rules are complicated. We are happy to direct you to commercial conveyancing practices who use the act to your advantage and help with commercial conveyancing in Hermon
As co-executor for the will of my father I am selling a residence in Cardiff but I am based in Hermon. My solicitor (based 250 miles from mehas requested that I sign a stat dec prior to the transaction finalising. Can you recommend a conveyancing solicitor in Hermon to attest and place their company stamp on the document?
Technically speaking you are not likely to be required to have the documents attested by a conveyancing solicitor. Normally any notary public or solicitor will do regardless of whether they are Hermon based