It is 10 years ago since I acquired my home in Llanfyrnach. Conveyancing solicitors have just been instructed on the sale but I am unable to locate the title documents. Is this a major issue?
Don’t worry too much. Firstly the deeds may be with your lender or they may be archived with the lawyers who oversaw your purchase. Secondly the chances are that the land will be recorded at the land registry and you will be able to prove you are the registered owner by your conveyancing lawyers procuring current official copies of the land registers. Nearly all conveyancing in Llanfyrnach relates to registered property but in the unlikely event that your property is not registered it adds to the complexity but is not insurmountable.
I am about to put an offer on a leasehold property in Llanfyrnach. The property agents tell me that it is the norm for flats in Llanfyrnach to have less than 75 years remaining. I am taking out a loan with Accord Mortgages. Will the property be mortgageable given that the lease has 70 years to go.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are obtaining a mortgage then your lender may insist that the lease be extended before competition. Accord Mortgages have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 10/11/2025 the requirements read as follows :
I have todayfound out that Stirling Law have closed. They carried out my conveyancing in Llanfyrnach for a purchase of a freehold house 18 months ago. How can I establish that the property is not still registered in the name of the previous owner?
The quickest way to check if the premises is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Llanfyrnach conveyancing specialists.
Due to the encouragement of my in-laws I had a survey completed on a property in Llanfyrnach prior to retaining lawyers. I have been told that there is a flying freehold overhang to the property. Our surveyor advised that some banks will refuse to grant a loan on this type of property.
It varies from the lender to lender. Lloyds has different requirements from Nationwide. If you contact us we can check with the appropriate bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Llanfyrnach. Conveyancing will be smoother if you use a solicitor in Llanfyrnach especially if they are acquainted with such properties in Llanfyrnach.
I am looking into buying my first house which is in Llanfyrnach and I am already nervous. I couldn't find anything specific about Llanfyrnach. Conveyancing will be needed in due course but do you know about the Llanfyrnach area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Llanfyrnach. In the meantime here are some basic statistics that we found
When it comes to my conveyancing in Llanfyrnach should I be charged VAT on the following: (1) Land reg fee on purchase (2) Pre - completion search fee (3) SDLT E submission on purchase (4) Bank TT fee
(1) Land reg fee on purchase - No (2) Pre - completion search fees -No, (such conveyancing searches are HMLR ones and means £4 and possibly £2 bankruptcy per name on your mortgage) (3) SDLT E submission on your purchase - There is no VAT on Stamp Duty. However if the firm is charging a stamp duty e-submission fee as part of their services - some Llanfyrnach conveyancers do - that will incur VAT(4) Bank transfer fee - Yes it is for the conveyancing practitioner's time in submitting the funds this way.