About to place a bid on a leasehold flat in Llanfyrnach. The selling agents advise that it is the norm for flats in Llanfyrnach to have less than 75 years remaining. I am getting a loan with Accord Mortgages. Is this going to be a problem if the lease has 69 years left.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are securing a mortgage then your lender may insist that the lease be extended before competition. Accord Mortgages have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 25/11/2025 the requirements read as follows :
Do I need to pay for insurance to cover chancel repairs when acquiring a property in Llanfyrnach?
Unless a previous purchase of the house took place after 12 October 2013 you may assume that solicitors carrying out conveyancing in Llanfyrnach to remain encouraging a chancel search and or insurance against a claim.
Are there restrictive covenants that are commonly identified as part of conveyancing in Llanfyrnach?
Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in Llanfyrnach. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I'm buying a new build house in Llanfyrnach benefiting from help to buy. The builders would not budge the price so I negotiated 6k of additionals instead. The estate agent told me not disclose to my lawyer about the extras as it would adversely affect my mortgage with the bank. Is this normal?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
In my capacity as executor for the estate of my father I am disposing of a residence in Monmouth but reside in Llanfyrnach. My lawyer (who is 300 kilometers awayhas requested that I execute a stat dec ahead of completion. Can you recommend a conveyancing solicitor in Llanfyrnach who can witness and place their company stamp on the document?
Technically speaking you are not likely to be required to have the documents witnessed by a conveyancing solicitor. Ordinarily any notary public or solicitor will suffice regardless of whether they are located in Llanfyrnach
Is there a distinction between surveying and conveyancing in Llanfyrnach?
Conveyancing - in Llanfyrnach or elsewhere - is the process of legally transferring legal title of property from one person to another. It therefore includes the investigation of the title. Whether buying or selling, you should be aware of anything affecting the property such as proposals by government departments, illegal buildings, or outstanding rates. The conveyancer should conduct the appropriate searches and inquiries on the property. Surveying relates to the structure of a property itself. A surveyor will look at a house, flat and any outbuildings you’re purchasing and will help you discover the condition of the building and, if there are problems, give you leverage for negotiating the buying price down or asking the vendor to remedy the defects prior to you complete your move.