My mortgage broker has asked me for my Cardigan lawyer’ panel member for the Santander conveyancing panel. Can you suggest how I discover this. I have tried my local Cardigan branch but they cant find it on their system.
You are best placed to get this information from your Cardigan property lawyer . They maintain a central record lender panel numbers.
I am purchasing a property without a mortgage in Cardigan. I have lived for the last 15 years in Cardigan. Conveyancing searches are a lot of money. Given that I have knowledge of the area and road intimately must I have all the conveyancing searches?
Provided that you do not need a mortgage, then almost all of the Cardigan conveyancing searches are optional. Your lawyer will try and steer you, no-doubt strongly, that you should have searches completed, but he is duty bound to take that path of encouragement . One thing to bear in mind; if you are going to dispose of the house in the future, it will likely be be of importance to your future buyer what the searches disclose. On occasion houses with functional issues can still reveal detrimental search results. A competent conveyancing solicitor in Cardigan should be able to give you some practical guidance concerning this.
Are all Cardigan Conveyancing Quality Solicitors on the Kent Reliance conveyancing panel?
It is true that some banks and building societies now use CQS as the starting point for Panel membership such as HSBC and Santander. CQS membership however gives no guarantee to lender panel acceptance. Nevertheless,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for firms wishing to join their approved list of conveyancing solicitors.
How can we know in advance if a Cardigan conveyancing solicitor on the Clydesdale panel is any good?
When it comes to conveyancing in Cardigan getting recommendations is a good starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always suggest that you speak with the solicitor conducting your conveyancing.
I am expecting a OIP from Nationwide this week so we can work out what to offer on a property we like as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Nationwide recommend any Cardigan solicitors on the Nationwide conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Cardigan solicitors independently although you'll need to choose one on the Nationwide conveyancing panel. The solicitor represents both you and Nationwide through the process.
Me and my brother purchased a renovated Victorian house in Cardigan. Conveyancing practitioner acted for me and Lloyds TSB Bank. I did a free Land Registry search last week and there are two entries: the first freehold, the second leasehold with the matching property. If a house is not a freehold shouldn't I have been informed?
You should assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Cardigan and other areas of the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with buyers. You can also enquire as to the position with your conveyancing solicitor who conducted the conveyancing.
I am looking to sell my property. My past solicitors has retired. I would be grateful for any recommendation of a conveyancing firm. Im based in Cardigan if that makes a difference.
Do use our search tool to help you find a solicitor for your conveyancing in Cardigan. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move goes smoothly.
My husband and I are FTB’s - had an offer accepted, yet the selling agent advised that the vendor will only issue a contract if we appoint their preferred lawyers as they need an ‘expedited deal’. My instinct tells me that we should use a high street conveyancer accustomed to conveyancing in Cardigan
It is unlikely the sellers are driving this. Should the seller want ‘a quick sale', taking such a hostile approach to a serious purchaser is not the way to achieve this. Bypass the agents and go straight to the owners and explain that (a)you are keen to buy (b)you are excited to move forward, with mortgage lined up © you are unencumbered (d) you wish to move quickly (e)however you are going to appoint your own,trusted Cardigan conveyancing lawyers - not the ones that will provide the negotiator at the agency a referral fee or meet his conveyancing targets pre-set by head office.