It has taken forever and a day but a mortgage agreement from HSBC for the refinancing of my 3 room apartment is expected within the next few days. Are you able to propose a cheap conveyancing lawyer in Cardigan?
You are on the wrong site if you are in need of cut-price fees for conveyancing in Cardigan. Our intention is to offer value for money conveyancing but we do not aim to work with the cheapest lawyers. Resist the temptation to appoint organisations offering low cost conveyancing in Cardigan. Optimistically, in being led by low cost conveyancing, you will get your money’s worth and at worst you will end up invoiced for additional fees and still not receive the service you were hoping for.
Do the conveyancing solicitors via your comparison service execute conveyancing in Cardigan by way of an attended exchange?
There are a few conveyancing experts carrying out personalised exchanges. Do call us to obtain a fee calculation and details as to availability.
Finally the sale completed on my house in Cardigan last October but my buyer keeps e-mailing every few hours complaining that his solicitor needs to hear from myconveyancer. What are the post completion sale legalities now that I have sold?
Following your sale your conveyancer should deliver the transfer deeds and all of the paperwork to the buyer’s conveyancer. Depending on the transaction, your conveyancer must also send confirmation that the mortgage has been repaid to the purchasers conveyancers. There is unlikely to be post completion formalities specific conveyancing in Cardigan.
My property lawyer in Cardigan is not listed on the Barnsley Building Society Approved Panel. Is it possible for me to continue with my prefered solicitor notwithstanding that they are excluded from the Barnsley Building Society panel?
Your options are as follows:
- Carry on with your existing Cardigan solicitors but Barnsley Building Society will need to use a solicitor on their list of acceptable firms. This will result in additional overall conveyancing fees as well as cause delays.
- Choose a new solicitor to act in the purchase, remembering to check they are Barnsley Building Society approved.
- Try to convince your Barnsley Building Society solicitor to seek to join the Barnsley Building Society panel
What is the difference between a licensed conveyancer and conveyancing solicitor in Cardigan
There are many recorded licenced Conveyancers in Cardigan and Solicitor firms in Cardigan to choose from It is important to make clear that the two are regulated professionals specialising in the legal aspects of transferring property. They may both also conduct other property legal work such as remortgage conveyancing, lease extensions and transfer of equity conveyancing.
I am buying a property in Cardigan. An unusual aspect is that the roof has a solar panel. Santander have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
As you are obtaining a mortgage with Santander your lawyer must comply with the formal instructions contained in Part two of UK Finance Lenders’ Handbook for Santander. The Council of Mortgage Lenders’ Handbook sets out minimum conditions for solar panel roof-space leases, and lawyers are required to report to Santander where a lease fails to comply with these conditions. The requirements relate to the installation of panels on properties countrywide and is not limited to Cardigan.
I've read lots of house buying guides, I note that it is considered advisable to get your house surveyed prior to buying it. When I asked my local Cardigan solicitor - who is on the Coventry BS conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. is that correct?
Coventry BS will need an independent valuation of the property. Your lawyer will not arrange this. Usually Coventry BS will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your property lawyer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Cardigan postcode. As you are getting a mortgage with Coventry BS, you could contact them to see if they have a list of approved surveyors in Cardigan.
I used Wolstenholmes several years ago for my conveyancing in Cardigan. I now require my papers but the law firm is no longer operating. What do I do?
Do contact the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Cardigan of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.