I am expecting a mortgage with Halifax. I hope to enlist the help of a Licensed Conveyancer in Cardigan. Does the Halifax Conveyancing panel include conveyancers regulated by the CLC?
The Halifax conveyancing panel is, like many other lenders, represented by the Council or Mortgage Lenders or Building Society Association, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
My bid for a property was accepted at auction in Cardigan. Conveyancing is required. What are my next steps?
Given that you are now legally bound yourself to purchase you now have to hire the services of a conveyancing solicitor soon as you are faced with a fast approaching a fixed date to complete the property. An auction property will ordinarily have an associated legal set of papers. This should include evidence of title and search results. If you have purchased leasehold property the conveyancing papers may include a copy of the lease, management information and a sellers leasehold information form and associated conveyancing paperwork pertinent to leasehold premises. You need to pass this on to your appointed conveyancing solicitor as soon as possible. Do make sure that you have funds in place to complete on the on the contractual date .
We had chosen conveyancing lawyers with offices in Cardigan on the Barclays solicitor panel. They have just billed me an additional charge for handling the Barclays mortgage. Is this an additional conveyancing fee specified by Barclays?
Provided it is contained in their Terms and Conditions or Quote then yes your property lawyer can levy a fee for this. The charge is not set by Barclays but by your Cardigan property lawyer. Some firms on the Barclays panel will levy an ‘acting for lender’ fee and others do not.
We were going to get a DIP from Co-operative this week so we know how much we could potentially offer as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Co-operative recommend any Cardigan solicitors on the Co-operative conveyancing panel, or is it better to go independently?
You will need to appoint Cardigan solicitors independently although you'll need to choose one on the Co-operative conveyancing panel. The solicitor represents both you and Co-operative through the process.
We are purchasing a house and the solicitor has mentioned Chancel Repair to which the house could be obligated to contribute to because it falls into the area of such a church. She has suggested insurance. Is this really necessary for conveyancing in Cardigan
Unless a previous purchase of the house completed post 12 October 2013 you can take it that conveyancing practitioners carrying out conveyancing in Cardigan to remain recommending a chancel search and or insurance against a claim.
Taking into account that I am about to part with £400,000 on a two bedroom apartment in Cardigan I would like to have a conversation with the solicitor concerning thehome move before appointing the firm. Can this be arranged?
We could not agree more - it is our preference to talk to you we do not take any clients on without you first talking to the lawyer who will be doing your property ownership legalities in Cardigan.There is no ‘factory style conveyancing’ - each client is unique individual, not a file reference. The practices that we put you in touch with believe that the figure you are calculated and presented to you for your conveyancing in Cardigan should be the figure that you are charged.
In my capacity as executor for the will of my aunt I am selling a residence in Newport but live in Cardigan. My solicitor (approximately 300 miles from merequires that I execute a statutory declaration before the transaction finalising. Can you recommend a conveyancing practitioner in Cardigan to attest this legal document for me?
strictly speaking you are unlikely to need to have the documents attested by a conveyancing solicitor. Normally or notary public or solicitor will be fine regardless of whether they are located in Cardigan
Whilst your website is a good idea there are many lawyers listed near Cardigan being on the lender conveyancing panel. Can you recommend a specific firm on the lender approved panel?
We are not in the business of recommending one firm above another as the right Cardigan conveyancing solicitor for you depends on where your priorities lie. For example you may require a local firm with Cardigan knowledge or you might be looking for the low cost conveyancing. We recommend that you speak to 3 or 4 lawyers listed before you make your choice..