I was advised recently by my IFA that my Brandon the law firm I have appointed is not on the mortgage company Solicitor panel. What can I do to be sure if this is correct?
The first thing you need to do is to call your Brandon conveyancer. It is reasonable to expect your lawyer to advise you of the situation. Where they are not on the panel they may be able to suggest a Brandon conveyancing firm that is on the conveyancing panel for your lender.
What is your number one tip for finding a conveyancing solicitor in Brandon
We would encourage you not to base your choice on the lowest Brandon conveyancing fees. You really do get what you pay for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you go into the conveyancing with your eyes wide open.
What is the difference between a licensed conveyancer and conveyancing solicitor in Brandon
There are two types of lawyers who can perform conveyancing in Brandon namely licenced conveyancers or solicitors. Both professionals provide the legal services that required to complete the disposal or purchase of property. They are both duty bound to execute Brandon conveyancing to the same standards and guidelines so you may be safe in the knowledge that your conveyancing will be professionally carried out and that the necessary procedures should be appropriately followed.
How can we tell if a Brandon conveyancing solicitor on the Aldermore panel is any good?
When it comes to conveyancing in Brandon seeking recommendations is a sensible starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always suggest that you speak with the solicitor carrying out your conveyancing.
Will my lawyer be raising questions concerning flooding during the conveyancing in Brandon.
The risk of flooding is if increasing concern for conveyancers dealing with homes in Brandon. There are those who acquire a house in Brandon, fully aware that at some time, it may be flooded. However, leaving to one side the physical damage, if a house is at risk of flooding, it may be difficult to get a mortgage, suitable building insurance, or dispose of the premises. There are steps that can be taken during the course of a property purchase to forewarn the buyer.
Lawyers are not best placed to impart advice on flood risk, but there are a numerous checks that may be carried out by the purchaser or by their conveyancers which can figure out the risks in Brandon. The standard information supplied to a purchaser’s solicitor (where the Conveyancing Protocol is adopted) contains a standard inquiry of the owner to find out whether the property has suffered from flooding. If flooding has previously occurred and is not revealed by the seller, then a buyer may commence a compensation claim stemming from an inaccurate answer. The buyer’s lawyers may also order an enviro search. This should reveal if there is any known flood risk. If so, further investigations will need to be made.
Are there restrictive covenants that are commonly picked up as part of conveyancing in Brandon?
Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in Brandon. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
Is it best to use a Brandon conveyancing practitioner in close proximity to the house I am buying? We have a good friend who can execute the conveyancing however they are based 300kilometers drive away.
The primary upside of using a local Brandon conveyancing practice is that you can attend the office to sign paperwork, deliver your identification documents and pester them where appropriate. They will also have local knowledge which is a benefit. However it's more important to get someone that will do a good and efficient job. If you know people who instructed your friend and in the main were content that should outweigh using an unfamiliar Brandon conveyancing lawyer just because they are based in the area.
Being a leasehold owner I am liable for a maintenance fee for my flat in Brandon. Due to losing my job and other issues I slipped into arrears with remittance. I negotiated a clearance plan but there remains about £3000 currently due.
I am under pressure to dispose of the property and I am panicking this could hold me back if I have to pay off the arrears first. Do I have to settle before - is this viable?
Your conveyancer should be able to negotiate with the management company, and agree with them whether or not they would accept payment from sale proceeds. Here is an example of why it might be good to appoint a property lawyer in Brandon as they may well have a strong line of communication with the management company.