Do I have to have a meeting at the offices of the solicitor to execute the mortgage deed? If so, I will appoint a lawyer who conducts conveyancing in Mildenhall so that I can pop in to their offices when needed.
Most conveyancing panel lawyers for mortgage companies undertake the vast majority of work through the post, e-mail or over the phone. This enables them to undertake the legal work for your home move regardless of where you live in the country. That being said you can check if you can still book an appointment to visit conveyancing lawyer if just in case this is required.
We had selected conveyancers locally in Mildenhall on the Leeds Building Society solicitor panel. They are now charging me an additional sum for dealing with the Leeds Building Society mortgage. Is this a supplemental conveyancing fee set by Leeds Building Society?
As unfair as it may appear, as long as it’s in their Terms and Conditions or Quote then yes your conveyancer may levy a fee for this. The charge is not set by Leeds Building Society but by your Mildenhall conveyancer. Numerous firms on the Leeds Building Society panel will quote ’dealing with mortgage’ fee and others do not.
I have paid off my mortgage with RBS. I assume I don't need a Mildenhall lawyer on the RBS panel to discharge the mortgage at the Land Registry. Am I right?
If you have finished paying off your RBS mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the RBS mortgage from the register. RBS, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where RBS has sent the Land Registry the discharge electronically, and
- RBS has instructed the Land Registry to do so
I am due to exchange contracts on my house. I had a double glazing fitted in December 2010, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's lender, TSB are being difficult. The Mildenhall solicitor who is on the TSB conveyancing panel is saying indemnity insurance will be fine but TSB are requiring a building regulation certificate. Why do TSB have a conveyancing panel if they don't accept advice from them?
It is probably the case that TSB have referred the matter to their valuer. The reason why TSB may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
We are selling our house in Mildenhall and the buyers lawyers are claiming that there is a risk of it being constructed land that was not decontaminated. Any high street Mildenhall conveyancer would know this is not the case. For the life of me I don't know why the buyers are using a web based conveyancing outfit rather than a conveyancing solicitor in Mildenhall. We have lived in Mildenhall for six years we know that this is a non issue. Should we contact our local Authority to obtain clarification that the buyers are looking for.
It would appear that you have a conveyancing solicitor already. What do they say? You should check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same ailment)
Are there restrictive covenants that are commonly identified during conveyancing in Mildenhall?
Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in Mildenhall. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I was pointed in your direction by a number of property agents in Mildenhall to select a solicitor using your seach tool. What’s the financial incentive for Estate Agents to offer your services over a competitor’s?
We don’t give any referral fee for sending work to this site. We thought it would be too underhand a fee because home movers will think, ‘Why is the agent getting a kickback? Why am I not getting any benefit too?’ So we decided to step away from that.
What advice can you give us when it comes to choosing a Mildenhall conveyancing firm to carry out our lease extension conveyancing?
If you are instructing a property lawyer for your lease extension (regardless if they are a Mildenhall conveyancing practice) it is imperative that he or she should be familiar with the legislation and specialises in this area of work. We recommend that you speak with two or three firms including non Mildenhall conveyancing practices prior to instructing a firm. Where the conveyancing practice is ALEP accredited then that’s a bonus. The following questions might be helpful:
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If the firm is not ALEP accredited then why not? What volume of lease extensions has the firm conducted in Mildenhall in the last 12 months?
Mildenhall Conveyancing for Leasehold Flats - Examples of Questions you should consider before Purchasing
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What is the name of the managing agents? How is the lease structured?