My partner and I changing mortgage lender for our maisonette in Feltwell with UBS. We have a son approaching twenty who lives with us. Our solicitor has asked us to disclose any adults other than ourselves who lives in the flat. Our lawyer has now e-mailed a document for our son to sign, giving up any rights in the event that the flat is repossessed. I have a couple of concerns (1) Is this document specific to the UBS conveyancing panel as he never had to sign this form when we remortgaged 4 years ago (2) Does our son by signing this giving up his rights to inherit the property?
First, rest assured that your UBS conveyancing panel solicitor is doing the right thing as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to UBS. This is solely used to protect UBS if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave. It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of UBS had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.
As someone unfamiliar with the Feltwell conveyancing process what’s the number one tip you can give me for the legal transfer of property in Feltwell
You may not hear this from too many lawyers but conveyancing in Feltwell or throughout England and Wales is an adversarial experience. In other words, when it comes to conveyancing there is an abundance of opportunity for conflict between you and other parties involved in the house moving process. E.g., the seller, property agent and sometimes the mortgage company. Selecting a solicitor for your conveyancing in Feltwell should not be taken lightly as your conveyancer is your adviser, and is the ONLY person in the transaction whose role it is to look after your best interests and to protect you.
We are witnessing a definite creep of a "blame" culture- someone has to be blamed for the process being so protracted. You must always trust your lawyer above all other players in the home moving process.
Will my conveyancing lawyers need to check that the building insurance when buying a house in Feltwell. My lender is Tesco Bank
Tesco Bank have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 19/6/2025, the requirements read as follows :
As co-executor for the estate of my father I am selling a house in Monmouth but live in Feltwell. My lawyer (based 260 kilometers awayrequires that I execute a statutory declaration ahead of completion. Could you suggest a conveyancing practitioner in Feltwell to witness this legal document for me?
Technically speaking you are not likely to need to have the documents attested by a conveyancing solicitor. Normally any notary public or qualified solicitor will be fine regardless of whether they are based in Feltwell
Last January I purchased a leasehold flat in Feltwell. Do I have any liability for service charges relating to a period prior to my ownership?
Where the service charge has already been demanded from the previous owner and they have not paid you would not usually be personally liable for the arrears. Strange as it may seem, your landlord may still be able to take action to forfeit the lease. It is an essential part of leasehold conveyancing for your conveyancer to ensure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.
If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).
I purchased a ground floor flat in Feltwell, conveyancing having been completed half a dozen years ago. Can you work out an approximate cost of a lease extension? Corresponding flats in Feltwell with a long lease are worth £195,000. The average or mid-range amount of ground rent is £45 yearly. The lease runs out on 21st October 2089
With only 64 years unexpired we estimate the price of your lease extension to span between £14,300 and £16,400 as well as professional fees.
The figure that we have given is a general guide to costs for extending a lease, but we are not able to advice on a more accurate figure without more detailed investigations. You should not use the figures in a Notice of Claim or as an informal offer. There may be additional concerns that need to be taken into account and you obviously want to be as accurate as possible in your negotiations. Please do not move forward based on this information before seeking the advice of a professional.
How much experience do your Feltwell conveyancing solicitors have with Help To Buy, Shared Equity and similar schemes?
Feltwell conveyancing lawyers help thousands of buyers move home every year and helped plenty of clients through the Help To Buy scheme. The chances are that whatever makes your case unique Feltwell conveyancers have worked on recent similar cases.