I have just been advised by my mortgage adviser that my Brighouse solicitor is not on the bank Conveyancing panel. How can I be certain whether this is indeed the case?
You need to call your Brighouse conveyancer. You lawyer should inform you what has happened. Where they are not on the panel they may recommend you to a Brighouse conveyancing firm that is on the conveyancing panel for your bank.
We are a couple about to exchange contracts for a ground floor flat in Brighouse. We encountered a snag. The loan offer with Barclays runs out on 26/8/2025 but the vendors are insisting on a completion date of 28/8/2025. Is it possible to extend the mortgage expiry date?
The person best placed to address this issue is your solicitors who should determine whether they better off negotiating with the lender, seller’s representatives, estate agents or indeed all parties given the history of your conveyancing as of today.
There is lots of information on this site regarding conveyancing in Brighouse but what is your top tip for choosing the right conveyancer in Brighouse
Do not opt for the lowest Brighouse conveyancing quote. You really do get what you’re paying for when it comes to property lawyers. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you go into the conveyancing with your eyes wide open.
We are due to move house in August. Should my conveyancing solicitor liaise with the removal company on the day of completion. Incidentally, can you recommend a removal company in Brighouse. Conveyancing lawyer was found before I stumbled across your page.
On the day of completion you can pick up the keys from the selling agent however this can only take place once the sellers solicitors confirm to the agent that the monies to complete are in and the keys can be released. You can tell the removal men that they can start moving you in. As a matter of policy we do not recommend a particular removal organisation but can help you locate a conveyancing in Brighouse or a solicitor that specialises in conveyancing in Brighouse.
We had appointed conveyancing lawyers with offices in Brighouse on the Aldermore solicitor panel. They have just invoiced me a further sum for the legal aspects of the Aldermore mortgage. Is this an additional conveyancing fee specified by Aldermore?
Unfortunately, so long as it is in their Terms and Conditions or Quote then yes your conveyancing practitioner is entitled to levy a fee for this. This fee is not dictated by Aldermore but by your Brighouse conveyancer. Numerous firms on the Aldermore panel will levy ’dealing with mortgage’ fee and others do not.
My wife and I purchased a semi-detached Georgian house in Brighouse. Conveyancing lawyer acted for me and Nottingham Building Society. I did a free Land Registry search last week and I saw two entries: the first freehold, the second leasehold under the exact same address. Is it worth asking Nottingham Building Society to clarify?
You should assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Brighouse and other locations in the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with buyers. You can also check the position with the conveyancing practitioner who carried out the work.
I'm buying my first flat in Brighouse benefiting from help to buy. The sellers refused to move on the amount so I negotiated five thousand pounds worth of extras instead. The sale representative suggested that I not disclose to my solicitor about the extras as it could jeopardize my mortgage with Alliance & Leicester . Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Should I choose a Brighouse conveyancing solicitor based in the area that I am buying? An old friend can conduct the legal formalities but her office is a couple of hundredmiles away.
The primary upside of using a high street Brighouse conveyancing practice is that you can attend the office to sign documents, deliver your ID and pester them if necessary. Having local Brighouse know how is a plus. That being said it's more important to get someone that will do a good and efficient job. If you know people who used your friend and they were happy that should trump using an unfamiliar Brighouse conveyancing lawyer just because they are Brighouse based.