My nephew is about to exchange on a newly built flat in Brighouse and Rastrick with a mortgage from Nationwide. His solicitor has advised him of a delay in completing the ‘Disclosure of Incentive Form’. What is this document - I have never come across this before?
The form is intended to provide information to the main parties involved in the purchase. Therefore, it will be provided to your son’s lawyer who should be on the Nationwide conveyancing panel as a standard part of the process, and to the valuer when requested. The developer will be required to start the process by downloading the form and completing it. The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the Nationwide conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.
Will my conveyancing lawyers need to check that the building insurance when buying a house in Brighouse and Rastrick. My lender is Virgin
Virgin have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 9/6/2026, the requirements read as follows :
is it true that all Brighouse and Rastrick solicitor firms on the Nationwide conveyancing panel are governed by the Solicitors Regulatory Authority?
As a firm of solicitors, in order to be on the Nationwide approved list of solicitors they would need to be overseen by the SRA. Some mortgage companies do list licenced conveyancers on their panel in which case such organisation would be regulated by the CLC.
My husband and I have arranged the release of further funds on our mortgage from TSB as we want to carry out alterations to our house in Brighouse and Rastrick. Do we need to choose a high street Brighouse and Rastrick solicitor on the TSB conveyancing panel to deal with the paperwork?
TSB do not ordinarily require a member of their approved list of lawyers to deal with the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the TSB conveyancing panel.
I have today made my last payment due on my mortgage with Santander. I assume I don't need a Brighouse and Rastrick conveyancing practitioner on the Santander panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your Santander mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Santander mortgage from the register. Santander, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Santander has sent the Land Registry the discharge electronically, and
- Santander has instructed the Land Registry to do so
It has been five months since my purchase conveyancing in Brighouse and Rastrick took place. I have checked the Land Registry website which shows that I paid £200,000 when infact I paid £160,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I decided to have a survey done on a property in Brighouse and Rastrick in advance of instructing lawyers. I have been advised that there is a flying freehold aspect to the property. My surveyor has said that some banks may refuse to grant a mortgage on this type of house.
It varies from the lender to lender. Santander has different instructions for example to Nationwide. Should you wish to call us we can look into this further with the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Brighouse and Rastrick. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Brighouse and Rastrick to see if the conveyancing costs will increase in light of this.
Taking into account that I will soon part with over three hundred thousand on a terraced house in Brighouse and Rastrick I wish to talk to a solicitor concerning thetransaction ahead of instructing the firm. Can this be arranged?
Absolutely - we would be pleased to talk to you we do not take any clients on without you first talking to the solicitor due to be doing your conveyancing in Brighouse and Rastrick.There is no ‘factory style conveyancing’ - every client is unique person, not a file number. The law firms that we put you in touch with believe that the figure you are calculated and presented to you for your conveyancing in Brighouse and Rastrick should be the amount on the final invoice that you end up paying.