My IFA has asked me for my Clayton solicitor’s panel reference for the Santander conveyancing panel. What is the best way to discover this. I have called my local Clayton office but they have not got back to me yet.
The sensible thing to do is ask for this information from your Clayton solicitor . Most Clayton conveyancing firms will retain a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each mortgage company.
We were just about to exchange contracts for a garden flat in Clayton. We have hit a problem. The loan offer with Nationwide Building Society runs out on 18/8/2025 but the sellers are insisting on a completion date of 20/8/2025. Is it possible to extend the loan offer?
The person best placed to address this issue is your solicitors who will calculate whether they better off negotiating with the lender, seller’s lawyers, estate agents or indeed all parties based on the circumstances your conveyancing to date.
My lawyer in Clayton has never been on on the National Westminster Bank Conveyancing Panel. Can I still use my family solicitor notwithstanding that they are excluded from the National Westminster Bank list of approved lawyers?
Your options are as follows:
- Carry on with your preferred Clayton lawyers but National Westminster Bank will need to use a conveyancer on their panel. This will inevitably rack up the total legal fees as well as result in frustration.
- Choose an alternative practitioner to act in the purchase, obviously checking they are on the National Westminster Bank panel
I've recently found out that there is a flying freehold element on a house I put an offer in two weeks back in what should have been a straight forward, chain free conveyancing. Clayton is the location of the property. What do you suggest?
Flying freeholds in Clayton are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Clayton you would need to get your solicitor to go through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Clayton may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
Taking into account that I will soon spend hundreds of thousands of pounds on a property in Clayton I would like to have a conversation with the solicitor about mytransaction before instructing the firm. Can this be arranged?
We could not agree more - it is our preference to talk to you we do not take any clients on without you first talking to the lawyer who will be doing your property ownership legalities in Clayton.There is no ‘factory style conveyancing’ - every client is an important individual, not a matter reference. The solicitors that we put you in touch with believe that the figure you are provided with for residential conveyancing in Clayton should be the amount on the final invoice that you are charged.
Am I better off to choose a Clayton conveyancing practitioner based in the location that I am buying? An old friend can handle the legal formalities but his firm is located 400miles drive away.
The primary upside of using a high street Clayton conveyancing practice is that you can visit the firm to sign documents, present your identification documents and pester them if necessary. Having local Clayton know how is a plus. That being said nothing is more important than finding someone that will pull out all the stops for you. If if people you trust used your friend and the majority were happy that should surpass using an unfamiliar Clayton conveyancing solicitor solely due to them being Clayton based.