My mortgage broker requires my Clayton lawyer’ panel member for the Nat West conveyancing panel. Can you suggest how I obtain this. I have contacted my local Clayton office but they cant find it on their system.
Have you tried contacting your Clayton conveyancing practitioner about this?. They maintain a central record lender panel numbers.
My partner and I are acquiring our first property. Our property lawyer has calledto check if we would like to order additional conveyancing searches. As novices we in the dark as to what's needed for conveyancing in Clayton
The quantity and type of Clayton conveyancing searches depends primarily on the property, the location, the likelihood of any of these risks, your knowledge of the locality and risks, your overall attitude to risk. What is important is that you properly understand what information the searches could give you. You may then decide if you personally think you need that search. If in doubt, ask the property lawyer to explain.
I am considering applying for a Kent Reliance mortgage for purchase of a new build (under development) in Clayton with 65 per cent LTV. Is it compulsory to choose a solicitor on the conveyancing panel for Kent Reliance ?
In theory, you could use a solicitor that is not on the Kent Reliance conveyancing panel, but Kent Reliance would require one of their panel solicitors to be instructed to act in their interests, and you'd have to pay for this - so most people instruct a panel solicitor. It's also easier, as otherwise you'd have to deal with two solicitors for the same transaction.
I used Action Conveyancing a few years past for my conveyancing in Clayton. I now require my file however the law firm is no longer operating. What do I do?
You should call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Clayton of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
Due to the advice of my in-laws I had a survey completed on a property in Clayton in advance of appointing conveyancers. I have been informed that there is a flying freehold aspect to the property. Our surveyor advised that some mortgage companies may refuse to issue a mortgage on this type of property.
It varies from the lender to lender. HSBC has different requirements for example to Birmingham Midshires. If you e-mail us we can look into this further via the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Clayton. Conveyancing will be smoother if you use a solicitor in Clayton especially if they regularly deal with such properties in Clayton.
I work for a long established estate agency in Clayton where we have experienced a few flat sales derailed as a result of short leases. I have received conflicting advice from local Clayton conveyancing solicitors. Can you clarify whether the vendor of a flat can start the lease extension formalities for the purchaser on completion of the sale?
As long as the seller has been the owner for at least 2 years it is possible, to serve a Section 42 notice to commence the lease extension process and assign the benefit of the notice to the purchaser. This means that the proposed purchaser can avoid having to wait 2 years to extend their lease. Both sets of lawyers will agree to form of assignment. The assignment has to be done prior to, or at the same time as completion of the disposal of the property.
An alternative approach is to agree the lease extension with the freeholder either before or after the sale. If you are informally negotiating there are no rules and so you cannot insist on the landlord agreeing to grant an extension or transferring the benefit of an agreement to the buyer.
Leasehold Conveyancing in Clayton - Sample of Questions you should consider Prior to Purchasing
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Many Clayton leasehold properties will be liable to pay a service charge for the upkeep of the building levied on behalf of the landlord. If you buy the apartment you will have to meet this liability, normally periodically throughout the year. This may be anything from several hundred pounds to thousands of pounds for blocks with lifts and large communal areas. There will also be a rentcharge for you to pay yearly, this is usually not a significant figure, say about £50-£100 but you need to check it because on occasion it can be many hundreds of pounds. Be sure to enquire if there are any onerous restrictions in the lease. By way of example it is fairly common in Clayton leases that pets are not allowed in in a block in Clayton. If you like the apartmentin Clayton however your cat is not allowed to live with you then you will be faced hard compromise. Are any of leasehold owners in arrears of their service charge liability?