Do all mortgage companies provide you with an approved list of Brimsdown conveyancing solicitors? How do you know who is on the Skipton conveyancing panel?
Brimsdown conveyancing firms themselves provide us confirmation that they are on the Skipton conveyancing panel as opposed to being supplied with a list from Skipton directly.
I just bought a property at auction in Brimsdown. Conveyancing is required. What is next?
Now that you are exchanged you must choose a conveyancing practitioner as a matter of urgency as you now have a tight a fixed date to complete the conveyancing. An auction property should have a corresponding auction set of papers. This will likely include evidence of title and search results. In the case of leasehold premises the conveyancing papers may contain a copy of the lease, management information and a sellers leasehold information form and associated conveyancing documentation pertinent to leasehold premises. You need to hand this to your appointed conveyancing solicitor as soon as possible. Do make sure that your finances are organised to complete the transaction on the set completion date.
I have paid off my mortgage with Virgin Money. I assume I don't need a Brimsdown conveyancing practitioner on the Virgin Money panel to discharge the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Virgin Money mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Virgin Money mortgage from the register. Virgin Money, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Virgin Money has sent the Land Registry the discharge electronically, and
- Virgin Money has instructed the Land Registry to do so
Having read lots of house buying guides, I note that they all recommend that you should get your house surveyed prior to buying it. When I asked my local Brimsdown solicitor - who is on the Aldermore conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. Is that normal?
Aldermore will need an independent valuation of the property. Your lawyer will not arrange this. Usually Aldermore will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your conveyancer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Brimsdown postcode. As you are getting a mortgage with Aldermore, you could contact them to see if they have a list of approved surveyors in Brimsdown.
4 months have elapsed following my purchase conveyancing in Brimsdown concluded. I have checked the Land Registry website which shows that I paid £150,000 when infact I paid £180,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
Is it simple use the search tool to find a conveyancing practitioner in Brimsdown on the authorised to act for my mortgage?
1st choose a lender such as HSBC Bank, Barnsley Building Society or Godiva Mortgages Ltd then choose your preferred area for example Brimsdown. Conveyancing firms in Brimsdown and nationally will then be shown.
We're new on the property ladder - had an offer accepted, yet the property agent told us that the vendor will only go ahead if we instruct their chosen conveyancers as they need a ‘quick sale’. We would rather use a local conveyancer with experience of conveyancing in Brimsdown
We suspect that the seller is not behind this request. If they desire ‘a quick sale', turning down a genuine purchaser is likely to cause more damage than good. Try to communicate with the owners directly and make sure they understand (a)you are keen to buy (b)you are excited to move forward, with finances arranged © you have nothing to sell (d) you wish to move quickly (e)however you intend to instruct your preferred Brimsdown conveyancing solicitors - as opposed tothose that will give their negotiator at the agency a referral fee or hit his conveyancing targets set by corporate headquarters.
I am employed by a reputable estate agent office in Brimsdown where we see a few leasehold sales jeopardised due to short leases. I have received inconsistent advice from local Brimsdown conveyancing firms. Could you shed some light as to whether the owner of a flat can commence the lease extension process for the purchaser on completion of the sale?
As long as the seller has been the owner for at least 2 years it is possible, to serve a Section 42 notice to start the lease extension process and assign the benefit of the notice to the purchaser. This means that the proposed purchaser need not have to wait 2 years to extend their lease. Both sets of lawyers will agree to form of assignment. The assignment has to be done prior to, or simultaneously with completion of the disposal of the property.
Alternatively, it may be possible to agree the lease extension with the freeholder either before or after the sale. If you are informally negotiating there are no rules and so you cannot insist on the landlord agreeing to grant an extension or transferring the benefit of an agreement to the buyer.
Despite our best efforts, we have been unsuccessful in trying to reach an agreement for a lease extension in Brimsdown. Can this matter be resolved via the Leasehold Valuation Tribunal?
You certainly can. We can put you in touch with a Brimsdown conveyancing firm who can help.
An example of a Vesting Order and Purchase of freehold case for a Brimsdown residence is Ground Floor Flat 4A Baronet Road in February 2010. Following a vesting order by Edmonton County Court on 23rd December 2008 (case number 8ED064) the Tribunal decided that the price that the Applicant for the freehold interest should pay is £8,689.00 This case affected 2 flats. The unexpired term as at the valuation date was 80.01 years.