Despite weeks of looking the Title Certificate and documents to my home can not be found. The lawyers who dealt with the conveyancing in Enfield Wash 10 years ago have long since closed. What are my next steps?
In today’s world there are duplicates made of almost everything, and your solicitor will be aware precisely where to locate all the relevant documentation so you can purchase or dispose of your property without a hitch. Where copies can’t be found, your solicitor may be able to arrange cover in the form of insurance or indemnities protecting you against possible claims on the premises.
How does conveyancing in Enfield Wash differ for newly converted properties?
Most buyers of new build property in Enfield Wash contact us having been asked by the housebuilder to exchange contracts and commit to the purchase even before the residence is constructed. This is because new home sellers in Enfield Wash tend to acquire the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Enfield Wash or who has acted in the same development.
I've recently found out that there is a flying freehold element on a property I have offered on a fortnight ago in what was supposed to be a straight forward, no chain conveyancing. Enfield Wash is where the house is located. Can you shed any light on this issue?
Flying freeholds in Enfield Wash are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Enfield Wash you would need to get your solicitor to go through the deeds diligently. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Enfield Wash may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
I have been advised by a couple of local property agents in Enfield Wash to choose a property lawyer on your site. Is there a financial inducement for Estate Agents to recommend your services ahead of alternative conveyancing organisations?
We refuse to offer any referral fee for sending work in our direction. We thought it would be too underhand a fee as home movers will think, ‘How come the agent getting a kickback? Why aren’t I getting any benefit too?’ We would prefer to grow our business on genuine recommendations.
I am looking for a conveyancing solicitor in Enfield Wash for my house move. Is there any facility to check a firm’s complaints history with the legal regulator?
One may search for documented Solicitor Regulator Association (SRA) determinations arising from investigations from 2008 onwards. Visit Check a solicitor's record. For information Pre 2008, or to check a solicitors history, phone 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For non-uk callers, dial +44 (0)121 329 6800. The SRA may monitor telephone calls for training purposes.
I am purchasing a flat and cash is in place. My conveyancer has been supplied with with 2 distinct forms of photo ID, bank statement, numerous utility bills. Now he needs a copy from a probate lawyer acknowledging that the funds are in place and that it has come from inheritance and not via illegitimate means.
In today’s world you will not be able to complete any Enfield Wash conveyancing transaction without first providing evidence of your identity to your lawyers. This usually takes the form of a either your passport or driving licence and a utility bill. Remember if you are providing your driving licence as evidence of ID it must be both the paper part and photo card part, one is not acceptable without the other. Establishing of your source of funds is required under Money Laundering laws.