I was advised recently by my financial adviser that my Keston solicitor is not on the lender Conveyancing panel. How can I check?
The first thing you need to do is to contact your Keston lawyer directly. You lawyer should notify you of the situation. Where they are not on the panel they may recommend you to a Keston conveyancing practice that is on the approved list of lawyers for your bank.
We are about to exchange contracts for a semi detached house in Keston. We have hit a stumbling block. Our mortgage offer with Leeds Building Society expires on 26/8/2025 but the owners are insisting on a completion date of 28/8/2025. Is it possible to prolong the loan expiry date?
The person best placed to address this issue is your lawyer who will assess if he or she is should be discussing with the mortgage company, vendor’s conveyancers, estate agents or conceivably all three given what has happend in your transaction to date.
Do banks and building societies provide you with an approved list of Keston conveyancing solicitors? How do you know who is on the Santander conveyancing panel?
Keston conveyancing firms themselves provide us confirmation that they are on the Santander conveyancing panel as opposed to being supplied with a list from Santander directly.
Should our lawyer be making enquiries concerning flooding during the conveyancing in Keston.
The risk of flooding is if increasing concern for solicitors dealing with homes in Keston. Plenty of people will buy a house in Keston, completely expectant that at some time, it may suffer from flooding. However, leaving to one side the physical destruction, if a house is at risk of flooding, it may be difficult to get a mortgage, suitable insurance cover, or sell the premises. Steps can be carried out as part of the conveyancing process to forewarn the purchaser.
Solicitors are not best placed to impart advice on flood risk, but there are a various checks that may be carried out by the buyer or on a buyer’s behalf which can give them a better appreciation of the risks in Keston. The standard completed inquiry forms sent to a buyer’s conveyancer (where the solicitors are adopting what is known as the Conveyancing Protocol) contains a standard inquiry of the seller to discover if the premises has ever been flooded. If flooding has previously occurred which is not revealed by the seller, then a purchaser may bring a compensation claim as a result of such an misleading response. A buyer’s lawyers should also carry out an enviro search. This should disclose if there is a recorded flood risk. If so, more detailed inquiries will need to be carried out.
How does conveyancing in Keston differ for newly converted properties?
Most buyers of new build residence in Keston come to us having been asked by the builder to sign contracts and commit to the purchase even before the property is constructed. This is because house builders in Keston typically purchase the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Keston or who has acted in the same development.
I'm remortgaging my current home to a BTL mortgage with Barnsley Building Society and intend to use the remaining equity towards further property. The area we are interested in is Keston. Will your conveyancers be able to act for the two lenders and tie in the conveyances?
Make use of our comparison tool on this page to be sure that the lawyers are approved by both banks. Having checked that they are your lawyer will be able to tie up the two conveyancing matters but you should have a chat with you conveyancer and communicate your desired outcome and requirements.