I am expecting a offer of a home loan from Nat West. My intention is to retain the legal services of a Licensed Conveyancer in Caddington. Does the Nat West Conveyancing panel exclude conveyancers regulated by the CLC?
The Nat West approved solicitor list is, like many other lenders, associated to the CML or BSA, open to Licensed Conveyancers regulated by the CLC.
I am buying a house mortgage free in Caddington. I have resided for the previous twelve years in Caddington. Conveyancing searches are a lot of money. As I know the road and vicinity very well must I have all the conveyancing searches?
Provided that you do not need a home loan, then the vast majority of the Caddington conveyancing searches are at your discretion. Your lawyer will ’encourage you, no-doubt strongly, that you should have searches done, but she is duty bound to do this. Do bear in mind; if you are going to dispose of the house one day, it will likely be be of interest to your future purchaser what the searches reveal. Sometimes premises with day to day issues can still reveal detrimental search results. A good conveyancing solicitor in Caddington should provide you some sensible guidance in this regard.
I need some fast conveyancing in Caddington as I have a deadline to sign on the dotted line within 2 weeks. Thankfully I do not need a mortgage. Is it possible to escape the need for conveyancing searches to save fees and time?
If.Given you are not obtaining a home loan you are at liberty not to do searches although no lawyer would suggest that you don't. With lots of history conveyancing in Caddington the following are instances of issues that can be revealed and therefore impact the marketability of the property: Refused Planning Applications, Outstanding Fees, Outstanding Grants, Railway Schemes,...
Yesterday I discovered that there is a flying freehold element on a property I have offered on last month in what was supposed to be a simple, no chain conveyancing. Caddington is where the house is located. Can you shed any light on this issue?
Flying freeholds in Caddington are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Caddington you would need to get your solicitor to go through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Caddington may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
Is it possible to swap conveyancer as I have to retain one who is on the Virgin Money conveyancing list. I hired a local conveyancing solicitor in Caddington round the corner but she is not approved by Virgin Money
It would be our pleasure to help you select a conveyancing solicitor in Caddington on the Virgin Money panel. Please note that the conveyancers that we list do not pay us commission if you instruct them and are authorised and regulated by the Solicitors Regulation Authority who oversee all conveyancing solicitors in Caddington. Using the find a conveyancing solicitor tool on this page, you can compare and instruct different solicitors and conveyancers both nationally and in Caddington.
What can I do to determine who is the owner of a house in Caddington?
Provided the premises is recorded at the Land Registry, and you have requisite information of the location of the property, you should be able to see results from the HMLR of the recorded owner for a for less than a fiver.