I am expecting a mortgage with Halifax. I intend to enlist the help of a Licensed Conveyancer in Dunstable. Does the Halifax Conveyancing panel allow for conveyancers regulated by the CLC?
The Halifax conveyancing panel is, like many other lenders, associated to the CML or Building Society Association, open to Licensed Conveyancers regulated by the CLC.
My partner and I are nearing an exchange on a property in Dunstable and my mum and dad have sent the exchange deposit to my solicitor. I am now advised that as the deposit has not arrived from me my property lawyer needs to make a notification to my lender. Apparently, in also acting for the lender he must advise them that the balance of the purchase price is not just from me. I disclosed to the lender regarding my parents' contribution when I applied for the mortgage, so is it really necessary for this now to hold matters up?
The lawyer is duty bound to check with lender to make sure that they understand that the balance of the purchase price is not from your own funds. Your solicitor can only notify this to your mortgage company if you agree, failing which, your lawyer must cease to continue acting.
I am downsizing from our house in Dunstable and the buyers lawyers are claiming that there is a risk of it being built on contaminated land. Any high street Dunstable conveyancer would know this is not the case. It does beg the question why the purchasers are using an online conveyancing practice rather than a conveyancing solicitor in Dunstable. Having lived in Dunstable for six years we know of no issue. Should we get in touch with our local Authority to seek clarification that the buyers are looking for.
It would appear that you have a conveyancing lawyer currently acting for you. What do they say? You must check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same ailment)
Me and my brother own a semi-detached Edwardian property in Dunstable. Conveyancing solicitor represented me and Virgin Money. I did a free Land Registry search last week and there are two entries: the first freehold, the second leasehold with the matching address. If a house is not a freehold shouldn't I have been informed?
You should review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Dunstable and other areas of the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with purchasers. You can also enquire as to the position with your conveyancing practitioner who carried out the work.
How difficult is it to change solicitor as I have to choose one who is on the Platform Home Loans Ltd conveyancing panel. I had appointed a high street conveyancing solicitor in Dunstable round the corner but the firm is not approved by Platform Home Loans Ltd
We will our best to assist in finding you a conveyancing solicitor in Dunstable on the Platform Home Loans Ltd panel. Please note that the law firms that we work with do not pay us commission if you instruct them and are fully regulated by the Solicitors Regulation Authority who oversee all conveyancing solicitors in Dunstable. In making use of search facility on this website, you can compare and instruct different solicitors and conveyancers both nationally and in Dunstable.
What is the difference between surveying and conveyancing in Dunstable?
Conveyancing - in Dunstable or anywhere in England and Wales - is the process of legally transferring legal title of property from one person to another. It involves the investigation of the title. Whether buying or selling, you should be aware of anything affecting the property such as proposals by government departments, illegal buildings, or outstanding rates. The conveyancer should conduct the appropriate searches and inquiries on the property. Surveying relates to the structure of a property itself. A surveyor will look at a house, flat and any outbuildings you’re purchasing and will help you discover the condition of the building and, if there are problems, give you leverage for negotiating the purchase price down or asking the seller to remedy the problems prior to you move in.