Will my conveyancing lawyers need to check that the building insurance for my purchase of a house in Cambridge Heath. My lender is Bank of Ireland
Bank of Ireland have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 19/11/2025, the requirements read as follows :
My bid for a property was accepted at auction in Cambridge Heath. Conveyancing is required. What are my next steps?
Given that you are now for in every practical sense signed on the dotted line you must retain a conveyancing practitioner as a matter of urgency as you are facing a tight deadline in which to complete the deal. Every auction property will ordinarily have an associated auction pack. This will include evidence of title and search results. In the case of leasehold premises the conveyancing papers should provide a copy of the lease, management information and a sellers leasehold information form and associated conveyancing documentation pertinent to leasehold premises. You must hand this to the conveyancer working for you at the earliest opportunity. Do make sure that you have funds in place to complete the transaction on the set completion date.
We are planning to move home in February. Will my conveyancing solicitor update the removal company on the day of completion. As an aside, can you recommend a removal company in Cambridge Heath. Conveyancing lawyer was chosen prior to coming across this site.
On the afternoon of completion you can pick up the keys from the selling agent however this should only occur when the vendors solicitors inform the agent that they acknowledge receipt of the completion payment and the keys can be released. Subsequently you will need to advise the removal men that you are ready to move in. As a matter of policy we do not suggest a particular removal organisation but can help you locate a conveyancing in Cambridge Heath or a solicitor with expertise in conveyancing in Cambridge Heath.
My wife and I are at the point of viewing flats in Cambridge Heath and I am now considering a potential offer. Should I already have a property lawyer appointed at this stage? I am planning to take a mortgage with Aldermore.
You should start requesting conveyancing quotes from solicitors ASAP. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and pass their contact information on to the estate agent. Given that you are seeking a mortgage with Aldermore, make sure you remember to check that your lawyer is on the Aldermore conveyancing panel.
Is it necessary to pay for insurance to cover chancel repairs when purchasing a residence in Cambridge Heath?
Unless a prior acquisition of the property took place post 12 October 2013 you could take it that lawyers handling conveyancing in Cambridge Heath to remain encouraging a chancel search and or insurance against a claim.
I'm purchasing my first flat in Cambridge Heath with a loan from TSB. The builders would not reduce the amount so I negotiated £7000 of fixtures and fittings instead. The sale representative advised me not inform my solicitor about this extras as it will put at risk my mortgage with TSB. Is this normal?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Yesterday I discovered that there is a flying freehold element on a house I have offered on two weeks back in what should have been a straight forward, no chain conveyancing. Cambridge Heath is where the house is located. Can you shed any light on this issue?
Flying freeholds in Cambridge Heath are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Cambridge Heath you must be sure that your lawyer goes through the deeds diligently. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Cambridge Heath may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
I own a leasehold flat in Cambridge Heath. Conveyancing and National Westminster Bank mortgage are in place. I have received a letter from someone saying they have taken over the freehold. It included a demand for arrears of ground rent dating back to 1995. The conveyancing solicitor in Cambridge Heath who acted for me is not around. What should I do?
First make enquiries of HMLR to be sure that this person is indeed the new freeholder. You do not need to instruct a Cambridge Heath conveyancing lawyer to do this as it can be done on-line for £3. Rest assured that in any event, even if this is the rightful freeholder, under the Limitation Act 1980 no more than 6 years of rent can be collected.
I have given up trying to purchase the freehold in Cambridge Heath. Can this matter be resolved via the Leasehold Valuation Tribunal?
in cases where there is a absentee landlord or if there is dispute about the premium for a lease extension, under the relevant statutes you can apply to the LVT to assess the premium.
An example of a Freehold Enfranchisement case for a Cambridge Heath residence is 26 Rhondda Grove in June 2009. The net price payable by the leaseholders as determined by the Tribunal was £3,015.13. This comprised £11,300 premium for the reversion less £8,284.87 costs as ordered by the County Court.