I am expecting a mortgage offer from Nat West. I would like to employ the services of a Licensed Conveyancer in Dalston. Does the Nat West Conveyancing panel include Licensed Conveyancers?
The Nat West conveyancing panel is, like many other lenders, associated to the CML or BSA, open to Licensed Conveyancers regulated by the CLC.
My Dalston solicitor has spotted an inconsistency between the assumptions in the valuation report and what is in the legal papers for the property. My lawyer informs me that he is obliged to ensure that the bank is OK with this discrepancy and is content to go ahead. Is my conveyancer’s course or action appropriate?
Your lawyer must comply with the UK Finance Lenders’ Handbook specifications which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.
About to place a bid on a leasehold property in Dalston. The selling agents tell me that it is the norm for flats in Dalston to have less than 75 years unexpired on the lease. I am expecting a loan with Accord Mortgages. Is this going to be acceptable if the lease has Seventy One years to go.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are securing a mortgage then your lender may insist that the lease be extended before competition. Accord Mortgages have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 29/1/2026 the requirements read as follows :
I am downsizing from our home in Dalston and according to the buyers it appears that there is a risk of it being built on contaminated land. Any high street Dalston conveyancer would know that there is no such problem. For the life of me I don't know why the buyers are using an internet conveyancing outfit rather than a conveyancing solicitor in Dalston. Having lived in Dalston for six years we know of no issue. Should we contact our local Authority to get clarification that there is no issue.
It would appear that you have a conveyancing firm currently acting for you. Are they able to advise? You must enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same ailment)
I've recently found out that there is a flying freehold element on a property I put an offer in last month in what was supposed to be a simple, no chain conveyancing. Dalston is the location of the property. Can you offer any guidance?
Flying freeholds in Dalston are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Dalston you would need to get your solicitor to go through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Dalston may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
My wife and I hope to buy our 1st house in Dalston. Conveyancing solicitor already instructed. The broker advised that a survey is not needed as the property was only constructed in 1997.
As the bare minimum you need a Home Buyer's Report. Given the property was constructed over a decade ago the property will not benefit from a warranty, so you would be well advised not to take a risk. For a property that age with no signs of defects a Home Buyer's report could be sufficient. The report should highlight any apparent issues and suggest further investigation if appropriate. If there are any signs of problems obtain a comprehensive structural survey.