We are planning to acquire a flat and require a conveyancing solicitor in West London who is on the RBS approved panel. Can you recommend a local conveyancing firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for RBS . We don't recommend any particular firms conducting conveyancing in West London.
Forgive me if this question is silly but I am new to the process as FTB of a garden flat in West London. Do I receive the keys to the property on the completion date from my lawyer? If so, I will use a High Street conveyancing solicitor in West London?
There is no need to visit the lawyers office on the day of completion. Your solicitors will arrange to send the completion advance to the vendor’s lawyers, and shortly after the monies have arrived, you will be invited to receive the keys from the property Agents and start moving into the property. Usually this happens early afternoon.
The mortgage over my property is with Coventry BS for my property in West London. Conveyancing has been completed a year ago. In the event that I decide to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Coventry BS?
Your original mortgage agreement with Coventry BS will provide that you need their approval in advance of renting your property as this is likely to be a breach of Coventry BS’s mortgage conditions. In many cases banks or building societies will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Coventry BS directly. It should not be necessary to do this via a Coventry BS conveyancing panel solicitor.
After months of negotiation I have agreed a price on an apartment in West London. My financial adviser recommended their conveyancers. I paid an on account payment of £175. A few days later, the property lawyer called me to say that they were not on the Aldermore conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Aldermore panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
It has been three months since my purchase conveyancing in West London concluded. I have checked the Land Registry website which shows that I paid £200,000 when infact I paid £170,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I decided to have a survey carried out on a property in West London in advance of instructing solicitors. I have been advised that there is a flying freehold element to the house. My surveyor advised that some mortgage companies tend refuse to grant a loan on a flying freehold home.
It varies from the lender to lender. Santander has different requirements from Halifax. If you call us we can check via the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in West London. Conveyancing may be slightly more expensive based on your lender's requirements.
Hoping to buy a property located in West London and I am already nervous. I couldn't find anything specific about West London. Conveyancing will be needed in due course but do you know about the West London area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at West London. In the meantime here are some basic statistics that we found
What could I expect to pay for conveyancing in West London?
The total sum levied for West London conveyancing fees will vary significantly from solicitor to solicitor. Given these differences it especially necessary for you to have a complete summary of costs before you appoint a lawyer. One should always seek a few fee estimate.