I am need of leasehold conveyancing for an apartment in a fairly new development (6 years old) in Castle Cary. Almost all the flats are already sold. Do I need carry out the local searches for my conveyancing in Castle Cary?
You are putting yourself at risk in failing carrying out Castle Cary conveyancing searches. Without searches you have no clarity over flooding, environmental etc which may mean you walk away due to potential problems down the line. If you are buying without a mortgage there is no legal requirement to have them, but we would seriously advise in the strongest possible terms that your lawyer conducts them. If accelerating the process and cost are primary issues you should discuss with your lawyer about the options such as lack of search insurance available to you
I am helping my mother sell her property in Castle Cary. Does the conveyancer commission the energy performance certificate or should I organise this?
Following the abolition of HIPs, energy performance certificates remained a required component of selling a property. An energy performance certificate must be commissioned prior to the property being marketed. This is not as aspect of the sale process that conveyancers ordinarily organise. Where you are instructing a Castle Cary conveyancing lawyer they may be willing to arrange energy assessments given their contacts with reputable local assessors
When it comes to lenders such as Lloyds, do Castle Cary property lawyers face an annual charge to be on the list of approved solicitors?
We are not aware of any mortgage company fees to be on their panel, although some do charge an administration fee to deal with the processing of the conveyancing panel application.
I am currently in the process of buying my council flat in Castle Cary. I have a mortgage agreed with Principality. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Principality, you will need to appoint a solicitor on the Principality conveyancing panel.
I need some expedited conveyancing in Castle Cary as I am under a deadline to complete within one month. A mortgage is not required. Is it possible to decline from having conveyancing searches to save fees and time?
If.Given you are are a cash purchaser you are at liberty not to have searches carried out although no law firm would recommend that you don't. With plenty of history conveyancing in Castle Cary the following are examples of issues that can appear and therefore impact future saleability: Enforcement Notices, Overdue Charges, Outstanding Grants, Road Schemes,...
How does conveyancing in Castle Cary differ for newly converted properties?
Most buyers of new build residence in Castle Cary contact us having been asked by the builder to exchange contracts and commit to the purchase even before the house is completed. This is because new home sellers in Castle Cary typically acquire the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Castle Cary or who has acted in the same development.
I decided to have a survey carried out on a property in Castle Cary in advance of retaining conveyancers. I have been told that there is a flying freehold aspect to the property. My surveyor has said that some lenders will refuse to give a mortgage on this type of property.
It depends who your proposed lender is. Lloyds has different requirements for example to Birmingham Midshires. If you contact us we can check with the relevant lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Castle Cary. Conveyancing may be slightly more expensive based on your lender's requirements.
We're new on the property ladder - had an offer accepted, but the agent has warned us that the vendor will only proceed if we instruct the agent's chosen solicitors as they need a ‘quick sale’. Our preferred option is to instruct a high street solicitor used to conveyancing in Castle Cary
It is improbable the owners are behind this. Should the seller desire ‘a quick sale', alienating a genuine buyer is going to damage their objectives. Contact the sellers directly and explain that (a)you are serious purchasers (b)you are excited to move forward, with finances arranged © you do not need to sell (d) you intend to proceed fast (e)however you are going to use your own,trusted Castle Cary conveyancing solicitors - as opposed tothe ones that will provide their negotiator at the agency a introducer fee or meet his conveyancing targets demanded by head office.