Having sold my house in Castle Cary last May but the buyer keeps texting daily to moan that her solicitor needs to hear from mysolicitor. What are the post completion sale formalities following completion?
After completion of your sale your conveyancer should deliver the transfer documentation and all of the paperwork to the purchaser's solicitors. Depending on the transaction, your conveyancer should also evidence that the legal charge in favour of the lender has been repaid to the buyers lawyers. There is unlikely to be post completion procedures peculiar conveyancing in Castle Cary.
Is there a search tool that I can utilise to investigate if the solicitor carrying out my conveyancing in Castle Cary is on the bank’sapproved panel? I am looking to avoid the situation of having one lawyer for me and one for TSB thus spending £175.00 in additional legal invoice.
Please do take advantage of the search tool on this web page. Pick the mortgage company and type ‘Castle Cary’ or your location and you will be presented with numerous solicitors offices in Castle Cary or nearest you.
I am buying a 4 bedroom semi-detached house in Castle Cary. The intention is to an extension at the rear at the property.Will the conveyancing process involve checks to determine if these works are prohibited?
Your property lawyer will check the deeds as conveyancing in Castle Cary will occasionally reveal restrictions in the title deeds which restrict categories of changes or require the consent of a 3rd party. Certain additions call for local authority planning consent and approval in compliance with building regulations. Certain locations are designated conservation areas and special planning restrictions apply which frequently prevent or impact extensions. It would be wise to check these issues with a surveyor prior to committing yourself to a purchase.
Can you point me to a directory of RBS panel conveyancers in Castle Cary on the UK Finance Lenders’ Handbook Website?
Unfortunately not yet. There is no such tool on the Council of Mortgage Lenders or Building Society Association websites. Very few lenders make their panel listings open the public on the web. Where you are in need of a Castle Cary conveyancer on the RBS please use our facility.
I am buying a property in Castle Cary. A rare aspect is that the roof has a solar panel. Skipton have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
As you are obtaining a mortgage with Skipton your lawyer must comply with the conveyancing requirements outlined in Section two of UK Finance Lenders’ Handbook for Skipton. The CML Handbook sets out minimum requirements for solar panel roof-space leases, and lawyers are required to report to Skipton where a lease does not meet these requirements. The provisions relate to the installation of panels on properties countrywide and is not isolated to Castle Cary.
My wife and I purchased a terraced Edwardian house in Castle Cary. Conveyancing lawyer acted for me and Nationwide Building Society. I did a free Land Registry search last week and I saw a couple of entries: one for freehold, another for leasehold under the exact same address. Is it worth asking Nationwide Building Society to clarify?
You should read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Castle Cary and other areas of the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with purchasers. You can also check the situation with the conveyancing practitioner who conducted the conveyancing.
Yesterday I discovered that there is a flying freehold issue on a house I have offered on last month in what should have been a straight forward, no chain conveyancing. Castle Cary is the location of the property. Can you offer any guidance?
Flying freeholds in Castle Cary are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Castle Cary you would need to get your solicitor to go through the deeds diligently. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Castle Cary may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
I have been sourcing a conveyancing practitioner in Castle Cary for my home move. Is there any facility to see a solicitor's complaints history with the legal regulator?
You may see documented Solicitor Regulator Association (SRA) determinations stemming from inquisitions from 2008 onwards. Go to Check a solicitor's record. To find details about the period before 1 January 2008, or to check a firm's record, telephone 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For non-uk callers, call +44 (0)121 329 6800. The SRA could recorded telephone calls for training reasons.