Having been told to check out your web site we were about to go ahead with a conveyancing solicitor in Castle Cary found on your site but stumbled across some other fee calculations on the internet look cheaper – why is this?
One can find many firms of conveyancing companies advertising theoretically looks to be very low prices. We would encourage you to think long and hard about how much you respect your own move to you are willing to take 'cheap' risks with regard to the standard of the conveyancing. Some hide fees well inside the terms of engagement. The conveyancers that we list for conveyancing in Castle Cary neverdo this.
I am approaching an exchange on a property in Castle Cary and my parents have transferred the ten percent deposit to my property lawyer. I am now told that as the deposit has not come from me my property lawyer needs to disclose this to my mortgage company. Apparently, in also acting for the bank he must inform them that the balance of the purchase price is not just from me. I advised the bank concerning my parents' contribution when I applied for the home loan, so is it really appropriate for him to raise this?
Your property lawyer is duty bound to check with the bank to ensure that they understand that the balance of the purchase price is not from your own funds. The solicitor can only disclose this to your bank if you agree, failing which, your lawyer must cease to continue acting.
What is the first thing I need to know about purchase conveyancing in Castle Cary?
Not many law firms or advisers will tell you this but conveyancing in Castle Cary or throughout Somerset is an adversarial experience. In other words, when it comes to conveyancing there is lots of opportunity for conflict between you and others involved in the legal transfer of property. For example, the seller, property agent and even potentially the lender. Selecting a lawyer for your conveyancing in Castle Cary should not be taken lightly as your conveyancer is your adviser, and is the ONLY person in the legal process whose interest is to act in your best interests and to keep you safe.
We are witnessing a distinct increase of a "blame" culture- someone must be blamed for the process being so protracted. You your first instinct should be to trust your lawyer ahead of all other parties when it comes to the legal assignment of property.
I decided to have a survey carried out on a property in Castle Cary before appointing solicitors. I have been told that there is a flying freehold overhang to the house. Our surveyor advised that some mortgage companies may not grant a loan on such a home.
It varies from the lender to lender. HSBC has different requirements for example to Halifax. If you e-mail us we can investigate further with the relevant lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Castle Cary. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Castle Cary to see if the conveyancing will be more expensive.
How simple is it to use the search facility to locate a conveyancing lawyer in Castle Cary on the authorised to act for my bank?
Step one is to pick a mortgage company such as Halifax, Coventry Building Society or Clydesdale then specify your preferred area for instance Castle Cary. Conveyancing firms in Castle Cary and beyond should be identified.
Am I best advised to go with a Castle Cary conveyancing solicitor in close proximity to the house I am purchasing? I have an old university friend who can handle the legal work but his firm is located approximately 350kilometers away.
The primary upside of using a local Castle Cary conveyancing firm is that you can pop in to sign documents, hand in your ID and apply pressure on them if necessary. Having local Castle Cary know how is a plus. However it's more important to get someone that will do a good and efficient job. If if people you trust used your friend and the majority were impressed that should outweigh using an unfamiliar Castle Cary conveyancing lawyer solely due to them being Castle Cary based.