Just contacted my conveyancing lawyer in Castle Cary who acted for me two years ago and wanted a conveyancing costs illustration based on the same type of house sale & purchase (a leasehold property and a freehold premises) of almost identical values with a mortgage from Barclays . It looks as though am now being quoted double. Should I look for a cheaper internet conveyancer?
The charges seem a tad high. If you are content to expend time comparing prices you may be able to get the conveyancing a bit cheaper by as much as £100 plus VAT. On the other hand, assuming were happy with the service the firm offered you couldlive to rue choosing an a cheaper lawyer. Remember to check that the conveyancer can represent Barclays . Do use our search tool to locate a Castle Cary conveyancing firm on the Barclays conveyancing panel, which can often include conveyancing solicitors in Castle Cary.
My fiance and I are refinancing our maisonette in Castle Cary with Clydesdale. We have a son approaching twenty who lives with us. Our solicitor requested us to identify anyone over the age of 17 other than ourselves who lives in the flat. The solicitor has now sent a form for our son to sign, giving up any rights in the event that the flat is repossessed. I have two questions (1) Is this document specific to the Clydesdale conveyancing panel as he never had to sign this form when we remortgaged 5 years ago (2) Does our son by signing this extinguish his rights to inherit the property?
On the face of it your lawyer has done nothing wrong as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to Clydesdale. This is solely used to protect Clydesdale if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave. It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of Clydesdale had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.
We are intent on selling our home in Castle Cary and the buyers lawyers are claiming that there is a risk of it being built land that was not decontaminated. Any local lawyer would know this is not the case. For the life of me I don't know why the purchasers used an online conveyancing firm rather than a conveyancing solicitor in Castle Cary. Having lived in Castle Cary for 5 years we know of no issue. Should we contact our local Authority to get confirmation that the buyers are looking for.
It would appear that you have a conveyancing lawyer already. What do they say? You must check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same illness)
The deeds to my house can not be found. The conveyancers who handled the conveyancing in Castle Cary 5 years ago no longer exist. What are my next steps?
You no longer need to hold title deeds to establish that you own the land or property, as the Land Registry have everything they need in a digital format.
I am purchasing a new build house in Castle Cary with a mortgage from Virgin Money. The builders would not move on the amount so I negotiated 6k of fixtures and fittings instead. The house builders rep told me not inform my conveyancer about this deal as it will put at risk my mortgage with Virgin Money. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
My step-father has suggested that I use his lawyers for conveyancing in Castle Cary. Do I take his guidance?
No doubt the best way to find a conveyancing solicitor is to seek feedback from friends or family who have actually previously instructed the firm you're considering.