We are purchasing a 1 bedroom apartment in Templecombe with a mortgage. We wish to retain our Templecombe conveyancer, however the lender says she’s not on their "panel". It seems we have no choice but to use one of the mortgage company panel solicitors or retain our Templecombe conveyancer and pay for one of their panel lawyers to represent them. This feels very unfair; is there anything we can do?
Unfortunately,no. The mortgage offered to you is subject to its terms and conditions, one of which will be that lawyers will on the lender’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your Templecombe conveyancing lawyer to apply to be on the conveyancing panel.
I am buying a new build flat in Templecombe. Can I do my own conveyancing?
Leaving aside the complexities and merits of DIY conveyancing in Templecombe you will have to appoint a solicitor on your mortgage company's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Templecombe.
I have recentlybeen informed that Action Conveyancing have been shut down. They conducted my conveyancing in Templecombe for a purchase of a leasehold apartment 10 months ago. How can I be sure that the property is in my name in the name of the previous owner?
The easiest way to check if the premises is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Templecombe conveyancing specialists.
I am downsizing from my property. My previous conveyancers have shut. It would be helpful to have a recommendation of a conveyancing firm. Im based in Templecombe if that makes things easier.
Please use our search tool to help you find a solicitor for your conveyancing in Templecombe. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move goes with a minimum of fuss.
Is it best to use a Templecombe conveyancing lawyer in close proximity to the house I am purchasing? I have an old university friend who can carry out the legal formalities however her office is approximately 350kilometers away.
The benefit of a high street Templecombe conveyancing practice is that you can pop in to execute documents, deliver your ID and apply pressure on them where appropriate. They will also have local intelligence which is a plus. That being said it's more important to get someone that will do a good and efficient job. If you know people who used your friend and in the main were impressed that must outweigh using an unfamiliar Templecombe conveyancing lawyer just because they are Templecombe based.
A licensed conveyancer dealt with my conveyancing in Templecombe half a dozen years ago and was holding my registration certificates but has since been shut down – how do I get hold of these?
Deeds, as such, no longer exist as the majority of homes in Templecombe are recorded electronically at Land Registry. Should you need to show ownership or are disposing of or refinancing your solicitor should obtain up to date copies of the register from the Land Registry in any case.
If you feel there may be other documents or you have any other queries please e-mail your request with details of the transaction and documents you need to filerequest@clc-uk.org. The CLC will let you know what information they have and any additional information they may need before they are in a position to identify and send the documents to you. Following an intervention it may take some time for the CLC to access archived files and documents, but your request will be actioned with reasonable haste.