We hope to to buy with Melton Mowbray Building Society. I went into a couple of high street companies yet cant to find a Bruton conveyancing firm on the Melton Mowbray Building Society approved list. Can you assist?
Please do make use of the search tool on this site. Pick the mortgage company and type Bruton or your location and you will discover numerous conveyancers located in Bruton or nearest you.
I am buying a property in Bruton. A rare aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Co-operative be concerned?
As you are obtaining a mortgage with Co-operative your lawyer must follow the formal instructions set out in Part two of UK Finance Lenders’ Handbook for Co-operative. The CML Handbook sets out minimum conditions for solar panel roof-space leases, and solicitors are required to report to Co-operative where a lease does not meet these specifications. The requirements relate to the installation of panels on properties nationwide and is not restricted to Bruton.
I can not fathom if my mortgage offer requires a lease extension. I have called my Bruton bank branch on various occasions and was informed it wasn't an issue and they would lend. My Bruton conveyancing solicitor - who is on the mortgage company conveyancing panel- telephoned and was told they will not lend based on their UK Finance Lenders’ Handbook minimum lease term requirements. Who do I believe?
Provided that the property lawyer is on the bank approved list, they must comply with the Council of Mortgage Lenders’ Handbook conditions for the lender. Unless your lawyer obtains specific confirmation in writing that the lender will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the lender to contact your lawyer in writing confirming that they will accept the number of years left on the lease.
My offer was accepted on a house in Bruton on 11/7/2025, valuation was booked 3 days later, received a clean bill of health. Property lawyer retained, so the only thing outstanding was my mortgage offer. Having made daily calls to UBS and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the UBS conveyancing panel. Are UBS entitled to hold back the Mortgage pending the lawyer being on the approved list?
Mortgage companies tend not to not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for UBS to deal with your lawyer's application to be on the UBS conveyancing panel. There's no guarantee that your solicitor will be accepted.
I have been told that property searches are the primary cause of hinderance in Bruton conveyancing transactions. Is that correct?
The Council of Property Search Organisations (CoPSO) released conclusions of research by MoveWithUs that conveyancing searches do not figure within the top 10 causes of delays in the conveyancing process. Searches are unlikely to be the root cause of delay in conveyancing in Bruton.
I am purchasing a new build house in Bruton benefiting from help to buy. The developers would not budge the price so I negotiated five thousand pounds worth of additionals instead. The sale representative advised me not reveal to my lawyer about this extras as it may jeopardize my loan with the bank. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I am looking into buying my first house which is in Bruton and I am already nervous. I couldn't find anything specific about Bruton. Conveyancing will be needed in due course but do you know about the Bruton area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Bruton. In the meantime here are some basic statistics that we found
I need to instruct a conveyancing solicitor for sale conveyancing in Bruton. I have land on a web site which looks to be the perfect answer If it is possible to get all formalities completed via email that would be preferable. Do I need to be concerned? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?