IfI were to buy a freehold housein Castleford for cash and have no survey and no local authority searches how much could I expect to to save on my conveyancing in Castleford?
The sole reduction in fees you would make on is the Castleford conveyancing searches. The conveyancing practitioner is required to do the vast majority of work - money laundering, liaising with your vendors conveyancing practitioner, stamp duty submission, register the property etc. You might save a bit for them not having to register a mortgage but it will not be meaningful.
Have just purchased a repossessed house at auction in Castleford. Conveyancing is necessary. What happens now?
Having exchanged you now have to choose a conveyancing practitioner as a matter of urgency as you now have a fast approaching deadline in which to complete the transaction. Every auction property will ordinarily have a corresponding auction set of papers. This will likely include most,if not all of the documents that your lawyer will need. In the case of leasehold premises the legal papers should include a copy of the lease, management information and a sellers leasehold information form and other conveyancing documentation relating to a leasehold property. You need to hand this to the solicitor instructed by you ASAP. Do make sure that you have funds in order to complete the transaction on the set completion date.
I'm spending time viewing flats in Castleford and I am now considering a potential offer. Should I already have a solicitor appointed at this stage? I am planning to take a home loan with Clydesdale.
It would be advisable to start your search sooner rather than later. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and pass their contact information on to the EA. As you are getting a mortgage with Clydesdale, make sure you remember to check that your lawyer is on the Clydesdale conveyancing panel.
Having digested plenty of mortgage guides, I note that it is considered advisable to get your house surveyed prior to buying it. When I asked my local Castleford solicitor - who is on the Leeds Building Society conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. is that correct?
Leeds Building Society will need an independent valuation of the property. Your lawyer will not arrange this. Usually Leeds Building Society will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Castleford surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
I have todaybeen informed that Action Conveyancing have been shut down. They carried out my conveyancing in Castleford for a purchase of a leasehold apartment 10 months ago. How can I be sure that the property is in my name in the name of the former proprietor?
The quickest way to check if the property is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Castleford conveyancing specialists.
How easy is it to transfer to a new solicitor as I have to select one who is on the Bank of Scotland conveyancing list. I hired a high street conveyancing solicitor in Castleford round the corner but the firm is not accepted by Bank of Scotland
We will our best to assist in finding you a conveyancing solicitor in Castleford on the Bank of Scotland panel. Please note that the conveyancers that we list do not pay us commission if you instruct them and are under regulation of the SRA who regulate all conveyancing solicitors in Castleford. In utilising the find a conveyancing solicitor tool on this site, you can compare costs for conveyancing solicitors in Castleford and beyond.
We're new on the property ladder - agreed a price, but the property agent informed us that the seller will only proceed if we appoint the agent's chosen solicitors as they are insisting on an ‘expedited deal’. Our preferred option is to instruct a family solicitor used to conveyancing in Castleford
It is highly unlikely the owners are behind this. Should the seller desire ‘a quick sale', taking such a hostile approach to a genuine purchaser is going to damage their objectives. Speak to the owners direct and make sure they understand (a)you are motivated purchasers (b)you are ready to go, with mortgage lined up © you are unencumbered (d) you wish to move quickly (e)but you are going to use your preferred Castleford conveyancing firm - not the ones that will give their estate agent a referral fee or meet his conveyancing figures set by senior management.
Why can I not complete my conveyancing in Castleford on Easter Monday?
Because on completion the sale price needs to be transferred electronically between the banks of the buyer and seller's lawyer and currently this can only happen on a working day. It is not possible to complete on a weekend either.