We were just about to exchange contracts for a semi detached house in Cudworth. We encountered a stumbling block. Our mortgage offer with Lloyds TSB Bank runs out on 4/2/2026 but the sellers are suggesting a completion date of 6/2/2026. Can one extend the mortgage offer?
The person best placed to address this issue is your lawyer who will hopefully determine if he or she is corresponding with the bank, owner’s representatives, selling agents or possibly all three taking into account the circumstances your house move as of today.
Having sold my house in Cudworth last February but our buyer keeps whats apping every few hours to say his conveyancer is waiting to hear from myconveyancer. What should my lawyer have done following completion?
After completion of your house sale your lawyer is committed to deliver the transfer deeds and all supplemental paperwork to the purchaser's lawyers. Where appropriate, your solicitor should also evidence that the home loan has been paid off to the buyers conveyancers. There is unlikely to be post completion procedures specific conveyancing in Cudworth.
Is it necessary during the course of the conveyancing process to have a meeting at the offices of the solicitor to execute the legal charge? If so, I will choose one who does conveyancing in Cudworth so that I can pop in to their offices if required.
These days conveyancing panel lawyers for mortgage companies conduct all of the communications through Royal Mail, e-mail or over the phone. This means that they can undertake the legal work for your home move no matter where you live in the country. However you should check if you can still book an appointment to visit conveyancing lawyer if needed.
I bought my home on 9 February and my personal details is not yet on the land registry website. Need I be worried? My conveyancing solicitor in Cudworth expressed confidence that it should be formalised inside ten days. Are titles in Cudworth particularly slow to register?
As far as conveyancing in Cudworth registration is no faster or slower than the rest of England and Wales. As opposed to being determined by geographic area, timescales can vary subject to the party submitting the application, whether it is in order and if the Land registry communicate with any other parties. At present roughly 80% of submission are completed in less than three weeks but occasionally there can be extensive delays. Historically registration is effected once the buyer is living at the premises so 'speed' is not typically top priority but if there is a degree of urgency associated with the registration then you or your lawyers can communicate with the Registry to express the reasoning for an expedited registration.
About to purchase a new build apartment in Cudworth. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.
Set out below are examples of a selection of leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Cudworth
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Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Please supply evidence that the form of Lease proposed has been approved by the Land Registry. The Vendor must covenant to keep unsold units in good repair until long leases are granted therefore. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified.
Yesterday I discovered that there is a flying freehold issue on a property I put an offer in a fortnight ago in what should have been a straight forward, no chain conveyancing. Cudworth is where the house is located. What do you suggest?
Flying freeholds in Cudworth are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Cudworth you would need to get your solicitor to go through the deeds very carefully. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Cudworth may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.