I am expecting a offer of a home loan from Halifax. I intend to enlist the help of a Licensed Conveyancer in Chase Cross. Does the Halifax Solicitor panel include Licensed Conveyancers?
The Halifax approved solicitor list is, like many other lenders, represented by the Council or Mortgage Lenders or Building Society Association, open to Licensed Conveyancers regulated by the CLC.
At what point does exchange of contracts happen for purchase conveyancing in Chase Cross and am I required to attend the solicitors office?
Where you are round the corner to one of the conveyancing solicitors in Chase Cross you are welcome to attend to sign documents. That being said, the law practices we recommend supply countrywide coverage for conveyancing and give as equally diligent and professional a job for you when communicating with you digitally. The executing of the purchase agreement is not the point of no return. A signed contract is just a prerequisite for the conveyancer to officially exchange at the appropriate time, which will usually be very shortly after signing. The procedure is is usually a five minute process, although where a long "chain" is involved, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Chase Cross)to be in the office at the appropriate time.
What is the difference between a licensed conveyancer and conveyancing solicitor in Chase Cross
There are two types of lawyers who can perform conveyancing in Chase Cross namely licenced conveyancers or solicitors. Both professionals administer conveyancing services that required to complete the sale or purchase of property. They are both duty bound to conduct Chase Cross conveyancing on similar standards and guidelines so you can be safe in the knowledge that your conveyancing will be professionally carried out and that all requirements and steps should be correctly taken.
Completion of my remortgage has taken place for my property in Chase Cross. Conveyancing was of an acceptable standard but I would like to complain about the lender. Who do I contact should I wish to lodge a complaint?
Almost all banks and building societies have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Care Department at head office. Ordinarily complaints to a lender are sorted out very quickly. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.
I recently had an offer agreed on a house in Chase Cross. My financial adviser suggested a solicitor. I paid an advanced payment of £175. Shortly after, the property lawyer contacted me to say that they were not on the Principality conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Principality panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I decided to have a survey completed on a house in Chase Cross in advance of instructing conveyancers. I have been advised that there is a flying freehold overhang to the house. The surveyor has said that some banks may not grant a mortgage on this type of property.
It varies from the lender to lender. Santander has different requirements for example to Nationwide. Should you wish to telephone us we can look into this further via the relevant lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Chase Cross. Conveyancing will be smoother if you use a solicitor in Chase Cross especially if they regularly deal with such properties in Chase Cross.
We're FTB’s - had an offer accepted, yet the selling agent advised that the seller will only issue a contract if we instruct the agent's recommended lawyers as they need a ‘quick sale’. My instinct tells me that we should use a high street solicitor with experience of conveyancing in Chase Cross
We suspect that the owner is not behind this requirement. Should the vendor want ‘a quick sale', turning down a motivated purchaser is likely to cause more damage than good. Contact the vendors directly and make the point that (a)you are keen to buy (b)you are excited to move forward, with mortgage lined up © you are chain free (d) you wish to move quickly (e)but you are going to appoint your preferred Chase Cross conveyancing lawyers - not the ones that will give the estate agent a referral fee or meet his conveyancing targets demanded by HQ.
What tools are available to search for a Chase Cross conveyancing solicitor on the mortgage company conveyancing panel? I have a car and am prepared to travel up to 10kilometers to attend the solicitor.
Feel free to make use of the find a conveyancing panel search on this website. Please choose the lender and your location, in this case Chase Cross and you will see a number of lawyer located nearest Chase Cross. Alternatively you can type in the name of your proposed law firm and see if they are listed as being on the bank solicitor panel.