My partner and I have just purchased a property in Chase Cross. We have noticed several problems with the house which we believe were overlooked in the conveyancing searches. Is there anything we can do? What searches should? have been carried out as part of conveyancing in Chase Cross?
The question is not clear as to the nature of the problems and if they are relate to conveyancing in Chase Cross. Conveyancing searches and due diligence initiated as part of the buying process are supposed to help avoid problems. As part of the process, the vendor completes a questionnaire called a Seller’s Property Information Form. If the information turns out to be misleading, then you may have a claim against the seller for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Chase Cross.
I am assisting my mother sell her house in Chase Cross. Does the solicitor order an energy assessment or should I organise this?
Following the abolition of Home Information Packs, EPC’s was kept a mandatory element of moving property. An energy assessment should be to hand before the property is advertised. This is not a task that lawyers normally arrange. If you are using a Chase Cross conveyancing lawyer they may help arrange energy performance certificates due to their relationships with reputable local assessors
I just acquired a property at auction in Chase Cross. Conveyancing is necessary. What happens now?
Now that you have exchanged you should instruct a conveyancing practitioner as a matter of priority as you are facing a pending deadline in which to complete the purchase. An auction property should have a bespoke auction pack. This will likely include most,if not all of the paperwork that your solicitor will need. In the case of leasehold property the conveyancing pack may provide a copy of the lease, management information and a sellers leasehold information form and other conveyancing documentation relating to leasehold premises. You should give this to your appointed conveyancing solicitor as soon as possible. You also need to ensure that you have funds in place to complete on the on the contractual date .
The formalities of my remortgage has taken place for my property in Chase Cross. Conveyancing was satisfactory but I feel I should register my dissatisfaction about the lender. Who do I contact should I wish to lodge a complaint?
Almost all banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Services Department at head office. We understand that complaints to a lender are resolved effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service who will take matters further.
My partner and I are intent on selling our property in Chase Cross and according to the buyers it appears that there is a risk of it being built land that was not decontaminated. A local lawyer would know that there is no such problem. It does beg the question why the purchasers instructed a factory type conveyancing outfit rather than a conveyancing solicitor in Chase Cross. Having lived in Chase Cross for 4 years we know of no issue. Is it a good idea to contact our local Authority to seek confirmation that the buyers are looking for.
It would appear that you have a conveyancing lawyer currently acting for you. Are they able to advise? You should check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same sickness)
I am looking for a ground for flat up to £235,500 and identified one round the corner in Chase Cross I like with open areas and railway links in the vicinity, however it only has 51 years on the lease. I can't really find anything else in Chase Cross in this price bracket, so just wondered if I would be making a mistake purchasing a short lease?
Should you require a mortgage the shortness of the lease may be problematic. Reduce the offer by the expected lease extension will cost if not already taken into account. If the existing owner has owned the property for a minimum of 2 years you can ask them to start the process of the extension and then assign it to you. You can add 90 years to the existing lease term with a zero ground rent applied. You should consult your conveyancing solicitor concerning this.
I am thinking of appointing a conveyancing lawyer in Chase Cross for my house move. Can I check a firm’s complaints history with the legal regulator?
You may find presented Solicitor Regulator Association (SRA) determinations stemming from investigations commenced on or after Jan 2008. Visit Check a solicitor's record. For records about the period before 1 January 2008, or to check a firm's history, phone 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For non-uk callers, dial +44 (0)121 329 6800. The regulator sometimes recorded call for training reasons.
My partner and I are purchasing a ground floor flat in Chase Cross. At the point of instructing our conveyancer, they told us that they were on all major UK lender panels. The financial adviser emailed yesterday to advise that they don't appear to be on the Clydesdale approved list. Were it to be true, what should we do? Do we simply pick a new conveyancer that is on their panel or do we cover the costs for dual representation, with Clydesdale selecting their own preferred conveyancer.
If you are purchasing a property with the assistance of a mortgage it is conventional for the buyer’s lawyers to also represent the purchaser's lender. In order to act for a bank or building society a property lawyer has to be on that lender's conveyancing panel. An application has to be made by the conveyancer to the lender to become a member of the lender's panel and there are increasingly strict conditions which the lawyer has to satisfy. Some building societies now require their panel members to be part of the Law Society’s Conveyancing Quality Scheme. Your solicitor should contact Clydesdale to discover if they can apply for membership of their conveyancing panel, but if that is not viable they will instruct their own solicitors to act. You are not legally obliged to appoint a law firm on Clydesdale's conveyancing panel as you are at liberty to use your preferred Chase Cross lawyers, in which case it will likely add costs, and it will likely delay the transaction as you have another set of people involved.