A friend advised me that if I am purchasing in Havering-atte-Bower I should ask my conveyancer to perform a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
This is a search is usually included in the estimate for your Havering-atte-Bower conveyancing searches. It is a large document of about 40 pages, listing and setting out significant information about Havering-atte-Bower around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average Property Price, Crime statistics, Local Education with plans and statistics, Local Amenities and other useful data regarding Havering-atte-Bower.
How does conveyancing in Havering-atte-Bower differ for new build properties?
Most buyers of new build premises in Havering-atte-Bower approach us having been asked by the housebuilder to exchange contracts and commit to the purchase even before the property is constructed. This is because builders in Havering-atte-Bower tend to acquire the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Havering-atte-Bower or who has acted in the same development.
I decided to have a survey carried out on a property in Havering-atte-Bower in advance of instructing solicitors. I have been advised that there is a flying freehold element to the property. Our surveyor has said that some banks tend refuse to give a loan on this type of home.
It depends who your proposed lender is. Lloyds has different requirements for example to Halifax. If you e-mail us we can check with the appropriate bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Havering-atte-Bower. Conveyancing will be smoother if you use a solicitor in Havering-atte-Bower especially if they are accustomed to such properties in Havering-atte-Bower.
What does commercial conveyancing in Havering-atte-Bower cover?
Commercial conveyancing in Havering-atte-Bower covers a wide range of services, given by qualified solicitors, relating to business premises. For instance, this type of conveyancing can cover the sale or purchase of freehold business premises or, more usually, the assignment of existing business tenancies or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial loans and the termination of tenancies.
Am I best advised to instruct a Havering-atte-Bower conveyancing lawyer who is local to the property I am purchasing? We have a good friend who can deal with the legal work but they are based 400kilometers drive away.
The benefit of a high street Havering-atte-Bower conveyancing practice is that you can drop in to sign paperwork, deliver your identification documents and pester them where appropriate. Having local Havering-atte-Bower know how is a benefit. However it's more important to get someone that will do a good and efficient job. If you know people who used your friend and in the main were content that must surpass using an unfamiliar Havering-atte-Bower conveyancing solicitor solely due to them being based in the area.
Having used your search tool I can't find the lawyer I was hoping to instruct as being on the lender conveyancing panel. My lawyer has said that they are on the mortgage company approved panel. How can I be sure given that they are not listed on your directory?
Not all firms are yet listed on our lender panel search tool which is still relatively new. Law firms are listing on a daily basis and it is probably the case that your lawyer is on the lender conveyancing lawyer and you should probably take them at their word. Please do feel free to suggest that they completing their listing on our site as it would only cost them £1 a month to list themselves as being on the bank solicitor panel.