Me and my husband are buying a ground floor flat in Havering-atte-Bower. My Solicitor has never been on on the mortgage company conveyancing list. Is it possible for me to retain my Havering-atte-Bower conveyancing solicitor even though they are not on the lender panel of approved conveyancing solicitors?
You must use a lawyer to complete the formalities if you require a mortgage to purchase your home. They will carry out all the appropriate investigations on the property, make sure that you will be properly registered as the owner and ensure that all the necessary mortgage documentation is dealt with. You can appoint a Havering-atte-Bower lawyer of your choosing. Nevertheless, where the conveyancer appointed is not on the bank approved list supplemental costs will arise as separate legal representation will be required by them. Lender panel applications can be submitted, so provided your solicitor has not in the past applied for membership they should take the opportunity to apply.
Finally the sale completed on my house in Havering-atte-Bower last January yet the purchaser is texting me to moan that his lawyer needs to hear from mine. What should have happened following completion?
Post completion of your house sale your solicitor is duty bound to forward the transfer deeds and all of the paperwork to the purchaser's conveyancer. If applicable, your solicitor must also evidence that the mortgage has been discharged to the buyers conveyancers. There is unlikely to be post completion formalities unique to conveyancing in Havering-atte-Bower.
I need some fast conveyancing in Havering-atte-Bower as I am faced with a deadline to exchange contracts in less than one month. A mortgage is not required. Can I decline from having conveyancing searches to save fees and time?
As you are not obtaining a home loan you are at liberty not to have searches carried out although no law firm would recommend that you don't. With plenty of history conveyancing in Havering-atte-Bower the following are examples of what can arise and therefore impact the marketability of the property: Enforcement Notices, Outstanding Fees, Overdue Grants, Unadopted Roads,...
Just had an offer accepted on a new build apartment in Havering-atte-Bower. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.
Set out below are examples of a selection of leasehold new build questions that you may expect your new-build leasehold conveyancing in Havering-atte-Bower
-
The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Please confirm the Lease plans are surveyor prepared. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal.
Back In 2000, I bought a leasehold house in Havering-atte-Bower. Conveyancing and Platform Home Loans Ltd mortgage organised. I have received a letter from someone claiming to own the reversionary interest in the property. Attached was a ground rent demand for rent dating back to 1998. The conveyancing practitioner in Havering-atte-Bower who previously acted has long since retired. Do I pay?
First contact HMLR to be sure that the individual claiming to own the freehold is in fact the registered owner of the freehold reversion. You do not need to incur the fees of a Havering-atte-Bower conveyancing practitioner to do this as it can be done on-line for £3. Rest assured that in any event, even if this is the rightful landlord, under the Limitation Act 1980 no more than 6 years of rent can be collected.
I inherited a first floor flat in Havering-atte-Bower. In the absence of agreement between myself and the landlord, can the Leasehold valuation Tribunal make a decision on the premium due for a lease extension?
if there is a missing freeholder or if there is dispute about what the lease extension should cost, under the relevant statutes you can apply to the LVT to judgment on the price.
An example of a Lease Extension matter before the tribunal for a Havering-atte-Bower premises is 37 Lodge Court High Street in November 2013. the decision of the LVT was that the premium to be paid for the new lease was £25,559 This case was in relation to 1 flat. The unexpired lease term was 57.5 years.
Do I have to visit the offices of the mortgage company conveyancing panel solicitor to sign the mortgage deed? If so, I will instruct a firm who offer conveyancing in Havering-atte-Bower so that I can attend their offices if required.
Most conveyancing panel lawyers for the lender undertake conveyancing via the post, internet or over the phone. This means that they can undertake your Conveyancing Transaction no matter where you live in England or Wales. YOu dont have to use a conveyancing solicitor in Havering-atte-Bower. However you should check if you can still book an appointment to go into appointed conveyancing lawyer if you prefer.