Completed the sale of my flat in Havering-atte-Bower last May but our buyer keeps Skype messaging every few hours to say her solicitor is waiting to hear from mine. What are the post completion sale legalities following completion?
Following your house sale your conveyancer should deliver the transfer deeds and all additional paperwork to the purchaser's solicitors. Where relevant, your conveyancer should also confirm that the home loan has been repaid to the purchasers lawyers. There are no post completion steps peculiar conveyancing in Havering-atte-Bower.
This question may be naive but I am wet behind the ears as a first time buyer of a ground floor flat in Havering-atte-Bower. Do I receive the keys to the property on completion from my solicitor? If this is the case, I will instruct a local conveyancing solicitor in Havering-atte-Bower?
On the day of completion you will not be required to go to the conveyancers office in Havering-atte-Bower. Your solicitors will electronically transfer the completion advance to the seller's lawyers, and once they have received this, you should be invited to collect the keys from the Estate Agents and move into your new home. Usually this occurs between 1 and 3pm.
I currently have a mortgage with UBS for my property in Havering-atte-Bower. Conveyancing was finalised 12 months ago. Should I wish to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform UBS?
You must advise UBS in advance of renting your property as this is likely to be a breach of UBS’s mortgage conditions. In many cases banks or building societies will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact UBS directly. You need not do this via a UBS conveyancing panel solicitor.
I had an offer accepted on a property in Havering-atte-Bower on 12/9/2025, valuation was booked 3 days after, all came back fine. Property lawyer appointed, so the only thing outstanding was my mortgage offer. Having made daily calls to Nationwide and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Nationwide conveyancing panel. Can the lender hold off the offer?
Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Nationwide to deal with your lawyer's application to be on the Nationwide conveyancing panel. There's no guarantee that your solicitor will be accepted.
Various web forums that I have come across warn that are the number one reason for hinderance in Havering-atte-Bower house deals. Is this right?
The Council of Property Search Organisations (CoPSO) released findings of research by MoveWithUs that conveyancing searches do not feature within the top 10 causes of delays in the conveyancing process. Searches are unlikely to be the root cause of delay in conveyancing in Havering-atte-Bower.
How difficult is it to change solicitor as I need to appoint a firm on the Nottingham Building Society conveyancing panel. I was using a local conveyancing solicitor in Havering-atte-Bower five minutes from me but she is not accepted by Nottingham Building Society
It would be our pleasure to help you find a conveyancing solicitor in Havering-atte-Bower on the Nottingham Building Society panel. Please note that the law firms that we work with do not pay us commission if you instruct them and are registered with the SRA who regulate all conveyancing solicitors in Havering-atte-Bower. In making use of the find a conveyancing solicitor tool on this website, you can scrutinise charges for conveyancing solicitors in Havering-atte-Bower and throughout England and Wales.
Do you have any top tips for leasehold conveyancing in Havering-atte-Bower with the aim of saving time on the sale process?
- Much of the frustration in leasehold conveyancing in Havering-atte-Bower can be reduced where you appoint lawyers the minute your agents start marketing the property and ask them to put together the leasehold documentation needed by the buyers’ representatives. In the event that you altered the property did you need the Landlord’s consent? Have you, for example installed wooden flooring? Havering-atte-Bower leases often stipulate that internal structural changes or addition of wooden flooring calls for a licence from the Landlord approving such alterations. Should you dont have the paperwork to hand do not communicate with the landlord without contacting your solicitor in advance. If you have had any disputes with your landlord or managing agents it is essential that these are resolved prior to the flat being marketed. The purchasers and their solicitors will be warry about purchasing a flat where there is an ongoing dispute. You may have to bite the bullet and discharge any arrears of service charge or settle the dispute prior to completion of the sale. It is therefore preferable to have any dispute settled prior to the contract papers being issued to the buyers’ solicitors. You are still duty bound to disclose particulars of the dispute to the buyers, but it is better to present the dispute as historic rather than ongoing. If you are supposed to have a share in the Management Company, you should ensure that you hold the original share certificate. Arranging a replacement share certificate can be a lengthy formality and frustrates many a Havering-atte-Bower conveyancing transaction. Where a reissued share certificate is needed, you should approach the company director and secretary or managing agents (where relevant) for this sooner rather than later.
After months of dialogue we are unable to agree with our landlord on how much the lease extension should cost for our flat in Havering-atte-Bower. Does the Leasehold Valuation Tribunal have jurisdiction to calculate the appropriate figures?
Most definitely. We can put you in touch with a Havering-atte-Bower conveyancing firm who can help.
An example of a Lease Extension case for a Havering-atte-Bower residence is 37 Lodge Court High Street in November 2013. the decision of the LVT was that the premium to be paid for the new lease was £25,559 This case was in relation to 1 flat. The unexpired residue of the current lease was 57.5 years.
What tools are available to find a Havering-atte-Bower conveyancing solicitor on the lender conveyancing panel? I have a car and am prepared to travel up to 15miles to attend the solicitor.
You can use the find a conveyancing panel tool on this website. Please choose the lender and your location, in this case Havering-atte-Bower and you will see a number of lawyer located nearest Havering-atte-Bower. Alternatively you can type in the name of your proposed law firm and see if they are listed as being on the mortgage company solicitor panel.