Why do I have to pay up front for conveyancing in Collier Row?
Where you are retaining lawyers for conveyancing in Collier Row your lawyer will ask you put them with funds to cover the the cost of the conveyancing searches. Generally this is needed to cover the fees of the Local Authority Search. When the down payment is payable against the total price then this will be asked for shortly ahead of exchange of contracts. The closing balance that is due will be payable shortly before completion.
I am helping my step-mother sell her flat in Collier Row. Does the solicitor order an EPC or it is for the seller to see to?
Following the demise of Home Packs, energy performance certificates remained a required element of moving house. An energy performance certificate should be to hand prior to the property being advertised. It is not a task that law firms ordinarily organise. If you are using a Collier Row conveyancing practitioner they might help arrange energy performance certificates given their relationships with long established Collier Row providers
We have agreed to purchase a house in Collier Row. A rare aspect is that the roof has a solar panel. Aldermore have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
As your lender is Aldermore your lawyer must comply with the conveyancing requirements outlined in Section two of UK Finance Lenders’ Handbook for Aldermore. The Council of Mortgage Lenders’ Handbook includes minimum specifications for solar panel roof-space leases, and solicitors are required to report to Aldermore where a lease does not comply with these requirements. The specifications relate to the installation of panels on properties countrywide and is not restricted to Collier Row.
Completion of my remortgage has taken place for my property in Collier Row. Conveyancing was of an acceptable standard but I feel I should register my dissatisfaction about the lender. Who do I contact should I wish to lodge a complaint?
All lenders have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Services Team at head office. In most cases complaints to a lender are resolved very quickly. If you feel the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.
Me and my brother have a terraced Victorian house in Collier Row. Conveyancing solicitor represented me and Lloyds TSB Bank. I did a free Land Registry search last week and there are a couple of entries: the first freehold, another for leasehold with the matching address. I'd like to know for sure, how can I find out??
You should assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Collier Row and other areas of the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also enquire as to the situation with the conveyancing solicitor who conducted the conveyancing.
Taking into account that I will soon spend over three hundred thousand on a garden flat in Collier Row I would like to have a conversation with the conveyancer about myhouse move before instructing the firm. Can this be arranged?
This is something that we encourage - it is our preference to talk to you we do not take any clients on without you speaking to the lawyer who will be conducting your conveyancing in Collier Row.There is no ‘factory style conveyancing’ - every client is unique individual, not a case reference. The solicitors that we put you in touch with believe that the fees you are provided with for residential conveyancing in Collier Row should be the amount on the final invoice that you are charged.
My step-father has suggested that I use his conveyancers in Collier Row. Should I use them?
No doubt it’s preferable to choose a conveyancing lawyer is to have referrals from friends or relatives who have actually previously instructed the solicitor that you are are thinking of instructing.
What tools are available to find a Collier Row conveyancing solicitor on the lender conveyancing panel? I have a car and am prepared to travel up to 25miles to meet the lawyer.
You can use the find a conveyancing panel search on this page. Please choose the lender and your location, in this case Collier Row and you will see a number of lawyer located nearest Collier Row. Alternatively you can type in the name of your proposed law firm and see if they are listed as being on the mortgage company solicitor panel.