We see that you have a post code search directory listing law firms on the RBS conveyancing panel. Do companies pay you a referral fee if I instruct them for our own conveyancing in Childs Hill?
We are a listing service only for law firms wishing to communicate if they are on the RBS conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Childs Hill.
We're in Childs Hill, FTBs purchasing with a mortgage (lender is Kent Reliance , and our solicitor is on the Kent Reliance conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the Kent Reliance conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no solicitor should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.
We were going to get a OIP from Aldermore this week so we can work out what to offer on a property we like as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Aldermore recommend any Childs Hill solicitors on the Aldermore conveyancing panel, or is it better to go independently?
You will need to appoint Childs Hill solicitors independently although you'll need to choose one on the Aldermore conveyancing panel. The solicitor represents both you and Aldermore through the process.
My fiancee and I are in the throws of looking at flats in Childs Hill and I am now considering a potential offer. Is it premature to have a solicitor in place? I will be getting a home loan with Virgin Money.
You should start requesting conveyancing estimates from solicitors ASAP. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and forward their contact information on to the EA. As you are getting a mortgage with Virgin Money, make sure you remember to check that your lawyer is on the Virgin Money conveyancing panel.
I've digested plenty of house buying guides, I note that they all recommend that you should get your house surveyed prior to buying it. When I asked my local Childs Hill solicitor - who is on the Nottingham conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. Is that normal?
Nottingham will need an independent valuation of the property. Your lawyer will not arrange this. Usually Nottingham will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your property lawyer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Childs Hill postcode. As you are getting a mortgage with Nottingham, you could contact them to see if they have a list of approved surveyors in Childs Hill.
The deeds to our property are lost. The lawyers who conducted the conveyancing in Childs Hill 10 years ago no longer exist. What do I do?
These day there are duplicates made of almost everything, and your conveyancer will be aware exactly where to look for all the appropriate paperwork so you may purchase or sell your property without any difficulty. If duplicates can’t be found, your lawyer may be able to put in place insurance or indemnities against future claims on your property.
How does conveyancing in Childs Hill differ for new build properties?
Most buyers of new build property in Childs Hill come to us having been asked by the housebuilder to sign contracts and commit to the purchase even before the property is constructed. This is because house builders in Childs Hill usually buy the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Childs Hill or who has acted in the same development.
We're FTB’s - had an offer accepted, yet the agent informed us that the owners will only move forward if we instruct the agent's preferred conveyancers as they want an ‘expedited deal’. Our preferred option is to instruct a family conveyancer who is accustomed to conveyancing in Childs Hill
We suspect that the owner is not behind this demand. Should the owner require ‘a quick sale', alienating a motivated buyer is likely to cause more damage than good. Bypass the agents and go straight to the sellers and explain that (a)you are keen to buy (b)you are ready to go, with finances arranged © you have nothing to sell (d) you wish to move quickly (e)but you are going to appoint your preferred Childs Hill conveyancing lawyers - rather thanthose that will give their negotiator at the agency a commission or meet his conveyancing thresholds pre-set by head office.