My IFA has asked me for my Cricklewood solicitor’s panel member for the Nationwide conveyancing panel. How do I obtain this. I have e-mailed my local Cricklewood branch but they have not got back to me yet.
Have you tried speaking to your Cricklewood conveyancing practitioner about this?. Most Cricklewood conveyancing practices will keep a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each bank.
We are planning to acquire a flat and require a conveyancing solicitor in Cricklewood who is on the Co-operative conveyancing panel. Could you point me in the right direction as regards a solicitor?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Co-operative . We don't recommend any particular firms conducting conveyancing in Cricklewood.
We had instructed solicitors located in Cricklewood on the Nottingham solicitor approved list. They are now charging me a separate charge for dealing with the Nottingham mortgage. Is this a supplemental conveyancing fee specified by Nottingham?
Provided it is contained in their Terms of Engagement or estimate then yes your solicitor is entitled to levy a fee for this. The fee is not dictated by Nottingham but by your Cricklewood lawyer. Numerous firms on the Nottingham panel will levy an ‘acting for lender’ fee and others do not.
Can I be sure that the Cricklewood conveyancing solicitor on the Virgin Money panel is any good?
When it comes to conveyancing in Cricklewood getting recommendations is a sensible starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always advocate that you speak with the lawyer handling your conveyancing.
I have finally had an offer on a flat in Cricklewood accepted, but there is a chain. The owners have offered on somewhere, but it’s not yet agreed to, and are looking at other properties booked. I have selected a bricks and mortar conveyancing solicitor in Cricklewood. What should be my next step? At what point should I apply for the mortgage with Coventry BS?
It is understandable to have apprehensions where there is a chain as you are unlikely to want to incur expenses prematurely (home loan application is approx one thousand pounds, then survey, Cricklewood conveyancing search charges, etc). The first thing to do is ensure that your conveyancer is on the Coventry BS conveyancing panel. As to the next steps this very much dictated by the circumstances of your transaction, motivation for this property and on the state of the market. In a hot market many home buyers will apply for a home loan with Coventry BS and arrange for the valuation and only if it was satisfactory would they pay their lawyer to press on with searches.
It has been three months since my purchase conveyancing in Cricklewood completed. I have checked the Land Registry website which shows that I paid £200,000 when infact I paid £170,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I am buying a new build house in Cricklewood benefiting from help to buy. The builders refused to budge the price so I negotiated five thousand pounds worth of additionals instead. The sale representative told me not reveal to my conveyancer about the extras as it may affect my loan with the lender. Is this normal?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Me and my husband are disposing of a Cricklewood bungalow we inherited 5 years ago in 2012. I have over a decades worth of conveyancing knowledge and, now retired, see no reason not to undertake the conveyancing. The buyer's lawyer has informed me that their mortgage company will not allow us to do our own conveyancing requiring the funds to be passed via a solicitor's bank account.
Mortgage instructions to conveyancers from all mainstream lenders specify that If the vendor is not legally represented the purchaser’s lawyers should check whether the bank needs to be told so that a decision can be reached as to whether or not they are willing to move forward.