I am purchasing a house for cash in Cricklewood. I have lived for the previous 15 years in Cricklewood. Conveyancing searches are exorbitant. Given that I know the area and road very well should I not bother getting the solicitor to do all the conveyancing searches?
If you not getting a mortgage, then almost all of the Cricklewood conveyancing searches are non-obligatory. Your lawyer will try and sway you, no-doubt strongly, that you should have searches done, but he has a professional duty to do this. One thing to take into account; if you are intend to sell the house one day, it could be of relevance to your future purchaser what the searches disclose. On occasion properties with functional issues can still throw up adverse search results. A good conveyancing solicitor in Cricklewood should be able to give you some practical advice concerning this.
I have been told that property searches are the number one cause of obstruction in Cricklewood conveyancing transactions. Is that correct?
The Council of Property Search Organisations (CoPSO) released determinations of research by MoveWithUs that conveyancing searches do not feature amongst the common causes of hindrances in the conveyancing process. Local searches are not likely to be the root cause of slowing down conveyancing in Cricklewood.
five months have gone by since my purchase conveyancing in Cricklewood completed. I have checked the Land Registry website which shows that I paid £200,000 when infact I paid £170,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I decided to have a survey done on a house in Cricklewood before instructing solicitors. I have been advised that there is a flying freehold overhang to the house. The surveyor has said that some mortgage companies will refuse to grant a loan on such a house.
It depends who your proposed lender is. Santander has different instructions for example to Halifax. Should you wish to telephone us we can check with the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Cricklewood. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Cricklewood to see if the conveyancing costs will increase in light of this.
Am I right to be suspicious about third parties that I am dealing with are suggesting a national conveyancing firm as opposed to a local Cricklewood conveyancing company?
As is the case with many professional services, often suggestions from relatives can be very helpful. Nevertheless there are numerous players in a conveyancing transaction; estate agents, mortgage brokers and lenders may put forward lawyers to instruct. Sometimes the solicitors might be known to one of the organisations as being good in their field, but sometimes there exists a commercial relationship behind the endorsement. You are free to appoint your preferred conveyancer. However, bear in mind that the majority of lenders specify a panel list of conveyancers you must use for the lender aspect of your house move.
Is planning permission necessary to change a house into a couple of appartments in Cricklewood? This has been carried out to a house adjacent to my house in Cricklewood and was unaware of the conversion until after the works were done.
Planning permission is needed for converting a single house in Cricklewood into flats but possibly not for reverting back to single dwelling-house so, in answer to your question, yes.