I was informed yesterday by my mortgage broker that my Cricklewood lawyer is not on the lender Conveyancing panel. What can I do to be certain if this is indeed the case?
The best course of action for you to take is to call your Cricklewood lawyer directly. It is reasonable to expect your lawyer to notify you of the situation. If they are not on the panel they could put your in touch with solicitors on the approved list of lawyers for your mortgage company.
Despite weeks of looking the Title Certificate and documents to my home can not be found. The lawyers who dealt with the conveyancing in Cricklewood 5 years ago no longer exist. What do I do?
Gone are the days when you need to have the physical original deeds to establish that you are the registered proprietor of land or premises, given that the Land Registry hold details of all registered land or property electronically.
I'm purchasing a new build house in Cricklewood with a mortgage from Birmingham Midshires. The sellers would not reduce the amount so I negotiated five thousand pounds worth of additionals instead. The house builders rep told me not to tell my lawyer about the side-deal as it would jeopardize my mortgage with Birmingham Midshires. Is this normal?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I decided to have a survey carried out on a house in Cricklewood ahead of retaining solicitors. I have been advised that there is a flying freehold element to the property. The surveyor advised that some lenders tend refuse to give a loan on such a home.
It varies from the lender to lender. Lloyds has different requirements from Nationwide. Should you wish to call us we can check via the relevant bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Cricklewood. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Cricklewood to see if the conveyancing will be more expensive.
We're first time buyers - had an offer accepted, yet the agent told us that the owners will only issue a contract if we appoint their preferred lawyers as they need an ‘expedited deal’. My instinct tells me that we should use a family conveyancer with experience of conveyancing in Cricklewood
We suspect that the seller is not behind this requirement. Should the vendor desire ‘a quick sale', alienating a serious buyer is is going to put the whole deal at risk. Speak to the vendors direct and explain that (a)you are motivated purchasers (b)you are excited to move forward, with finances in place © you have nothing to sell (d) you intend to proceed fast (e)but you are going to use your preferred Cricklewood conveyancing lawyers - rather thanthe ones that will provide the negotiator at the agency a kickback or meet his conveyancing targets demanded by senior management.
It's been quite a while since I last purchased a house. A quick search suggests that the costs range significantly. Can you recommend a good Cricklewood lawyer that will help me as well as represent Clydesdale?
LenderPanel.com is limited to being a directory service for lawyers who wish to be listed as being on the approved conveyancing panel for Clydesdale in certain areas for instance Cricklewood . Our intention is not to recommend any specific conveyancing practitioner.