Finally the sale completed on my house in West Hampstead last October but the buyer keeps Skype messaging me to moan that her lawyer is waiting to hear from mine. What are the post completion sale legalities now that I have sold?
Following your house sale your lawyer should forward the transfer deeds and all of the paperwork to the purchaser's conveyancer. If applicable, your lawyer must also confirm that the mortgage has been redeemed to the purchasers lawyers. There is unlikely to be post completion steps peculiar conveyancing in West Hampstead.
I am purchasing a detached bungalow in West Hampstead. Our aim is to carry out an extension to the side at the property.Will legal work on the property include checks to ascertain if these alterations are prohibited?
Your property lawyer should check the registered title as conveyancing in West Hampstead will occasionally identify restrictions in the title documents which restrict categories of changes or require the consent of another owner. Many extensions require local authority planning consent and approval in accordance building regulations. Certain locations are designated conservation areas and special planning restrictions apply which frequently prevent or affect extensions. You should check these issues with a surveyor prior to committing yourself to a purchase.
I am buying a property in West Hampstead. One unusual aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Lloyds be concerned?
Given that you are obtaining a mortgage with Lloyds your lawyer must follow the formal requirements contained in Part 2 of UK Finance Lenders’ Handbook for Lloyds. The Council of Mortgage Lenders’ Handbook stipulates minimum provisions for solar panel roof-space leases, and conveyancers are required to report to Lloyds where a lease does not satisfy these conditions. The specifications relate to the installation of panels on properties countrywide and is not isolated to West Hampstead.
After months of negotiation I have agreed a price on a house in West Hampstead. My mortgage broker pressured me to appoint their conveyancing practitioner. I paid an upfront payment of £200. A few days later, the lawyer contacted me to say that they were not on the Coventry BS conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Coventry BS panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
A friend suggested that where I am buying in West Hampstead I should ask my conveyancer to perform a Neighbourhood, Planning and Local Amenity Search. What does it cover?
This is a search is usually included in the estimate for your West Hampstead conveyancing searches. It is a large document of about 40 pages, listing and setting out important information about West Hampstead around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average Property Price, Crime statistics, West Hampstead Education with maps and statistics, Local Amenities and other useful data about West Hampstead.
Are there restrictive covenants that are commonly identified during conveyancing in West Hampstead?
Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in West Hampstead. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I've recently found out that there is a flying freehold issue on a property I have offered on a fortnight ago in what was supposed to be a straight forward, no chain conveyancing. West Hampstead is the location of the property. Can you shed any light on this issue?
Flying freeholds in West Hampstead are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in West Hampstead you must be sure that your lawyer goes through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in West Hampstead may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
As co-executor for the will of my uncle I am selling a house in Monmouth but reside in West Hampstead. My lawyer (approximately 300 miles awayhas requested that I execute a statutory declaration ahead of the transaction finalising. Could you suggest a conveyancing solicitor in West Hampstead to witness this legal document for me?
strictly speaking you are not likely to be required to have the documents witnessed by a conveyancing solicitor. Normally or notary public or qualified solicitor will do regardless of whether they are West Hampstead based