We were just about to sign contracts for a property in Golders Green. We have hit a problem. The mortgage offer with Leeds Building Society expires on 15/12/2026 but the vendors are putting forward a completion date of 17/12/2026. Is it possible to prolong the mortgage offer?
The best person to address this concern is your lawyer who is in a position to assess whether he or she is better off negotiating with the mortgage broker, seller’s lawyers, property agents or conceivably all parties given the circumstances your transaction as of today.
How up to date is your search tool for Golders Green conveyancing solicitors on the HSBC conveyancing panel? Do HSBC send you an updated list?
Golders Green conveyancing firms themselves provide us confirmation that they are on the HSBC conveyancing panel as opposed to being supplied with a list from HSBC directly.
Me and my brother purchased a 4 bedroom Edwardian property in Golders Green. Conveyancing solicitor represented me and Godiva Mortgages Ltd. I happened to do a free search for it on the Land Registry database and I saw two entries: the first freehold, another for leasehold under the exact same address. Is it worth asking Godiva Mortgages Ltd to clarify?
You need to review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Golders Green and other areas of the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with purchasers. You can also enquire as to the situation with the conveyancing solicitor who conducted the purchase.
I am buying a new build flat in Golders Green. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.
Set out below are examples of a selection of leasehold new build questions that you can expect your new-build leasehold conveyancing in Golders Green
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If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier?
Due to the guidance of my in-laws I had a survey completed on a property in Golders Green ahead of instructing lawyers. I have been told that there is a flying freehold overhang to the house. The surveyor advised that some mortgage companies will not issue a mortgage on such a home.
It depends who your proposed lender is. Bank of Scotland has different requirements for example to Nationwide. If you call us we can investigate further via the relevant lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Golders Green. Conveyancing will be smoother if you use a solicitor in Golders Green especially if they are familiar with such properties in Golders Green.
Hoping to buy a property located in Golders Green and I am already nervous. I couldn't find anything specific about Golders Green. Conveyancing will be needed in due course but do you know about the Golders Green area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Golders Green. In the meantime here are some basic statistics that we found