We are about to exchange contracts for a semi detached house in Golders Green. We encountered a problem. Our mortgage offer with Coventry Building Society runs out on 3/7/2026 but the sellers are suggesting a completion date of 7/7/2026. Can one prolong the mortgage expiry date?
The best person to deal with your concern is your solicitors who will hopefully determine whether he or she is better off negotiating with the mortgage broker, vendor’s solicitors, property agents or conceivably all three taking into account the history of your transaction as of today.
I have been recommended a conveyancing solicitor in Golders Green. I I am struggling to find out if they are on the Clydesdale approved list of lawyers. Can you or the lender confirm if they are on the panel?
The first thing you should do is e-mail the conveyancer and enquire if they are on the lender panel. Otherwise please get in touch with Clydesdale who may be able to help.
Yesterday I discovered that there is a flying freehold element on a house I put an offer in last month in what was supposed to be a simple, no chain conveyancing. Golders Green is where the house is located. Is there any advice you can impart?
Flying freeholds in Golders Green are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Golders Green you must be sure that your lawyer goes through the deeds diligently. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Golders Green may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
I have been pointed in your direction by a couple of local property agents in Golders Green to choose a property lawyer using your seach tool. Is there a financial advantage for Estate Agents to recommend your services rather than a competitor’s?
We don’t make any commission for sending work to this site. We found it would be just too difficult to pay a commission as home movers will think, ‘Why is the agent getting a kickback? Why aren’t I getting any benefit too?’ We would prefer to grow our business on genuine recommendations.
My husband and I are 18 days into a freehold purchase having been recommend to solicitors by the local agent to do our conveyancing in Golders Green. We are not happy. Can you help me find new conveyancers?
A lawyer would have to be very bad in order to consider changing them. Has the loan offer been issued? If so you will need to make them aware of the new solicitor and get the loan are issued to the new lawyers. Your solicitor ideally needs to be on the banks panel to avoid added expenses and frustration. So that should be your first question of the new solicitors. Our search tool should assist you in finding a bank approved conveyancer for your conveyancing in Golders Green
I pay a service charge for my appartment in Golders Green. As a result of personal circumstances I fell behind with payments. The managing agents agreed a settlement schedule but there is still in the region of £1750 outstanding as of today.
I want to sell and I am panicking this will threaten to derail the sale if I have to pay off the amount due in advance. I'd like to sell up and then pay them back with the completion monies - is this viable?
The solicitor undertaking your Golders Green sale will hopefully be in a position to negotiate with the management company, with a new to seeing if they would accept settlement out of the sale proceeds. This is an example of why it might be good to appoint a property lawyer in Golders Green as they are likely to enjoy an established relationship with the management company.