We are looking to buy a flat and require a conveyancing solicitor in Chingford who is on the UBS solicitor panel. Could you point me in the right direction as regards a solicitor?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for UBS . We don't recommend any particular firms conducting conveyancing in Chingford.
There are a variety of conveyancing solicitors in Chingford but how do I know who I should use?
We would encourage you not to go for the cheapest Chingford conveyancing fees. You really do get what you pay for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you go into the conveyancing with your eyes wide open.
We are planning to move property in March. Does my conveyancing solicitor call the removal company on the completion day. As an aside, can you suggest a removal company in Chingford. Conveyancing solicitor was chosen prior to coming across this site.
On the afternoon of completion you will need to pick up the keys from the estate agent however this can only occur once the sellers solicitors inform the agent that they acknowledge receipt of the completion payment and the keys can be passed over. After that you will need to advise the removal company that you are ready to move in. We do not suggest a specific removal organisation but can help you choose a conveyancing in Chingford or a solicitor that specialises in conveyancing in Chingford.
I was told four weeks ago that my mortgage has been agreed to by RBS. Is it usual for RBS to only issue the offer once my solicitor in Chingford is approved on their conveyancing panel? RBS have asked my solicitor to see a copy of their Professional Indemnity Insurance Schedule.
A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for RBS to deal with your lawyer's application to be on the RBS conveyancing panel. There's no guarantee that your solicitor will be accepted.
I need some quick conveyancing in Chingford as I am under an ultimatum to complete within 4 weeks. A mortgage is not required. Can I avoid the conveyancing searches to save money and time?
As you are not obtaining a mortgage you have the choice not to do searches although no law firm would recommend that you don't. Drawing on our experience of conveyancing in Chingford the following are instances of what can be revealed and adversely affect future saleability: Enforcement Notices, Overdue Fees, Outstanding Grants, Railway Schemes,...
Are there restrictive covenants that are commonly identified during conveyancing in Chingford?
Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in Chingford. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
Due to the advice of my in-laws I had a survey completed on a property in Chingford prior to appointing solicitors. I have been advised that there is a flying freehold overhang to the property. The surveyor has said that some lenders may refuse to give a loan on such a house.
It depends who your proposed lender is. Lloyds has different requirements from Birmingham Midshires. Should you wish to telephone us we can check via the relevant lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Chingford. Conveyancing will be smoother if you use a solicitor in Chingford especially if they are accustomed to such properties in Chingford.
I have recently realised that I have Fifty years remaining on my flat in Chingford. I now want to get lease extension but my freeholder is missing. What options are available to me?
On the basis that you qualify, under the Leasehold Reform, Housing and Urban Development Act 1993 you can apply to the County Court for an order to dispense with the service of the initial notice. This will enable the lease to be extended by the Court. You will be obliged to prove that you or your lawyers have done all that could be expected to find the freeholder. For most situations an enquiry agent may be helpful to carry out a search and prepare a report which can be used as proof that the landlord is indeed missing. It is advisable to get professional help from a conveyancer in relation to investigating the landlord’s absence and the vesting order request to the County Court covering Chingford.
I have tried to negotiate informally with with my landlord to extend my lease without success. Can the Leasehold Valuation Tribunal adjudicate on such matters? Can you recommend a Chingford conveyancing firm to act on my behalf?
Where there is a absentee freeholder or where there is disagreement about the premium for a lease extension, under the Leasehold Reform, Housing and Urban Development Act 1993 it is possible to make an application to the First-tier Tribunal (Property Chamber) to judgment on the price.
An example of a Freehold Enfranchisement matter before the tribunal for a Chingford residence is 201 & 201a St. Barnabas Road in October 2013. The Tribunal decided that the price to be paid by the Applicants for the freehold interest is £20,071. This case affected 2 flats. The unexpired term as at the valuation date was 69.26 years.