My mortgage company has suggested a law firm on their panel based in Chingford but I would rather use a conveyancing lawyer in Chingford or nearer to where I live. Are you able to help?
Far from all Chingford conveyancing firms are approved and listed on all lender’s conveyancing panel. Use the above search tool to find a Chingford conveyancing conveyancer on the on the lender panel.
I am assisting my step-mother sell her house in Chingford. Does the conveyancing solicitor arrange an energy performance certificate or do I organise this?
After the demise of HIPs, energy performance certificates became a compulsory part of moving house. An energy assessment should be to hand in advance of the property being put on the market. This is not a task that conveyancers ordinarily arrange. If you are instructing a Chingford conveyancing practitioner they may help arrange energy performance certificates given their contacts with reputable local energy assessors
We have agreed to purchase a house in Chingford. A rare aspect is that the roof has a solar panel. HSBC have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
Given that your lender is HSBC your lawyer must check the conveyancing requirements set out in Part two of UK Finance Lenders’ Handbook for HSBC. The Council of Mortgage Lenders’ Handbook sets out minimum specifications for solar panel roof-space leases, and conveyancing practitioners are required to report to HSBC where a lease fails to meet these provisions. The requirements relate to the installation of panels on properties countrywide and is not restricted to Chingford.
The formalities of my remortgage has taken place for my property in Chingford. Conveyancing was of an acceptable standard but I would like to complain about the lender. How do I make a complaint?
All lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Team at head office. In most cases complaints to a lender are sorted out effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.
I decided to have a survey done on a property in Chingford before instructing conveyancers. I have been informed that there is a flying freehold element to the property. Our surveyor has said that some lenders tend refuse to issue a mortgage on a flying freehold house.
It varies from the lender to lender. HSBC has different instructions from Nationwide. Should you wish to telephone us we can check with the relevant bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Chingford. Conveyancing may be slightly more expensive based on your lender's requirements.
I am looking to sell my home. My former conveyancers have shut. I am in need of a recommendation of a conveyancing firm. Im based in Chingford if that makes a difference.
You should use our search tool to help you choose a solicitor for your conveyancing in Chingford. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move goes smoothly.
My husband and I are FTB’s - had an offer accepted, but the estate agent told us that the owners will only issue a contract if we use their preferred conveyancers as they are insisting on a ‘quick sale’. Our preferred option is to instruct a family conveyancer who is familiar with conveyancing in Chingford
It is improbable the owners are driving this. Should the owner require ‘a quick sale', turning down a genuine purchaser is is going to put the whole deal at risk. Avoid the agents and go straight to the owners and make sure they understand (a)you are motivated purchasers (b)you are ready to progress, with finances arranged © you do not need to sell (d) you wish to move quickly (e)however you are going to instruct your own,trusted Chingford conveyancing solicitors - as opposed tothe ones that will earn the negotiator at the agency a referral fee or meet his conveyancing targets pre-set by head office.
My lawyers in Chingford have advised me that they can not locate my conveyancing file. To assist with my purchase I took out a mortgage with the lender. Is it case that being on the lender conveyancing panel they need to have retained the file for a prescribed period?
Different lenders have different requirements but many of the Terms and Conditions of Conveyancing Panel Appointment require the file to be held for a period of 6 years. That being said we have not seen a copy of the lender Conveyancing Panel Terms. It might be worth you contacting the bank directly.