I have given 8 weeks notice to my current landlord and have to be out of my let out flat in Woodford by the end of next month. Conveyancing on my purchase has just started. How realistic is it to complete in six weeks as don't want to have to find short term accommodation?
It is unwise to provide notice on a rental until exchange of contracts has taken place. If you have not previously done so, update to your lawyer and request that they apply pressure on the other side, try to an acceptable time-line that everyone will aim to achieve
Can I use your services to locate a Conveyancing solicitor in Woodford even where I’m not purchasing or disposing of a house, for example if I intend to acquire a shop in Woodford with a loan from The Mortgage Works?
Our comparison service is primarily there to get a quote from domestic conveyancing solicitors in Woodford but we have listed towards the end of this page a few Woodford commercial conveyancing firms. You should make contact with the company directly to establish if they can also act for The Mortgage Works
My grandmother passed away six months ago and as sole heir and executor I was left the house in Woodford. The house had a relatively small loan remaining of approximately £8000. I want to have the title changed into my name whilst I re-mortgage to Leeds Building Society, pay off the mortgage. Is this allowed?
Given you intend to refinance then Leeds Building Society will insist on your using a conveyancer on the Leeds Building Society conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Leeds Building Society conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Leeds Building Society mortgage is registered as a charge at the Land Registry.
Have just purchased a probate house at auction in Woodford. Conveyancing is needed. What are my next steps?
Now that you have exchanged you will need to instruct a conveyancing solicitor quickly as you are faced with a pending a drop dead date to complete the property. Every auction property will have a bespoke auction pack. This will likely include the copy title deeds, local authority and drainage searches. Where you are dealing with leasehold premises the auction pack should contain a copy of the lease, management information and a sellers leasehold information form and associated conveyancing paperwork relating to leasehold premises. You should give this to your appointed conveyancing solicitor at the earliest opportunity. You also need to ensure that your finances are organised to complete the transaction on the set completion date.
I'm the single beneficiary of my late father’s will with all property in now in my sole name, including the house in Woodford. Conveyancing formalities meant that the Land Registry date was in January. I want to move. I understand that there is a Mortgage Lenders 6 month 'rule', which means that my property ownership could be treated the same way as if I'd bought the property in January. Do I have to wait half a year to sell?
The Council of Mortgage Lenders’ handbook instructs conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you may be affected by that. Some banks would take a pragmatic view as this clause is primarily there to capture subsales or the flipping of property.
Can I be sure that the Woodford conveyancing solicitor on the HSBC panel is any good?
When it comes to conveyancing in Woodford obtaining recommendations is a sensible start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always recommend that you speak with the lawyer conducting your conveyancing.
Yesterday I discovered that there is a flying freehold element on a house I put an offer in last month in what was supposed to be a simple, no chain conveyancing. Woodford is where the house is located. Can you offer any assistance?
Flying freeholds in Woodford are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Woodford you would need to get your solicitor to go through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Woodford may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
I am planning to acquire a house and need a conveyancing solicitor in Woodford who is on the lender approved panel. Can you recommend a Woodford or local Woodford solicitor?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for the mortgage company who do conveyancing in Woodford. We dont recommend any particular conveyancing practice.