Just contacted my conveyancing lawyer in Oakhill who completed the legal work two years ago asking for a conveyancing costs illustration based on the same type of home move (a leasehold residence and a freehold property) of almost identical values with a home loan from TSB. It looks as though am now being charged twice the amount. Am I right to be tempted to shop around for an alternative firm of conveyancing solicitor?
The charges appear a tad high. Where you are happy to spend time comparing prices you might get the conveyancing a bit cheaper by as much as a hundred pounds. That being said, providing that you were satisfied with the assistance the firm gave you couldcome to regret opting for an an unknown solicitor. Don't forget to ensure the solicitor can also act for TSB. You can use our search tool to locate a Oakhill conveyancing firm on the TSB approved list of lawyers, which can often include conveyancing solicitors in Oakhill.
We wanted to use a property lawyer in Oakhill for our home move. Our financial adviser has since advised us that our mortgage company The Royal Bank of Scotland won't deal with them. Surely this is unfair competition?
A mortgage company may require an approved conveyancer act for it. Borrowers are liable to bear the charges for this. Try using our directory service to locate a solicitor to carry conveyancing in Oakhill on the The Royal Bank of Scotland approved list of solicitors.
Despite weeks of looking the Title Certificate and documents to my home can not be found. The solicitors who conducted the conveyancing in Oakhill 5 years ago have long since closed. What are my options?
Assuming you have a registered title the information relating to your ownership will be retained by the Land Registry under a Title Number. It is easy to perform a search at the Land Registry, find your property and get current copies of the Registered Entries for less than a fiver. Where the title is Leasehold then the Land Registry will in most cases hold a certified duplicate of the Registered Lease and again, a copy can be ordered for twenty pounds.
I have been on the look out for a leasehold apartment up to £305k and found one round the corner in Oakhill I like with amenity areas and railway links nearby, the downside is that it only has 61 years on the lease. I can't really find anything else in Oakhill in this price bracket, so just wondered if I would be making a mistake buying a lease with such few years left?
Should you require a mortgage the shortness of the lease may be a potential deal breaker. Reduce the offer by the anticipated lease extension will cost if not already taken into account. If the current proprietor has owned the property for at least 2 years you could ask them to commence the lease extension formalities and pass it to you. You can add 90 years to the existing lease term with a zero ground rent applied. You should speak to your conveyancing solicitor concerning this.
I was pointed in your direction by a few estate agents in Oakhill to locate a property lawyer using your seach tool. Is there a financial inducement for Estate Agents to promote your lawyers ahead of a competitor’s?
We don’t make any commission for directing people our way. We found it would be just too difficult to pay a commission because home movers will think, ‘Why is the agent getting a kickback? Why aren’t I getting any benefit too?’ So we decided to step away from that.
My husband and I are FTB’s - agreed a price, yet the estate agent informed us that the vendor will only proceed if we appoint the agent's recommended conveyancers as they want a ‘quick sale’. My instinct tells me that we should use a family conveyancer with experience of conveyancing in Oakhill
It is unlikely the owners are driving this. Should the vendor desire ‘a quick sale', turning down a motivated buyer is going to damage their objectives. Try to communicate with the owners directly and explain that (a)you are keen to buy (b)you are excited to move forward, with finances in place © you are unencumbered (d) you intend to proceed fast (e)however you will continue to instruct your own,trusted Oakhill conveyancing lawyers - not the ones that will provide the estate agent a introducer fee or meet his conveyancing targets demanded by HQ.