I am approaching an exchange on a flat in Bamber Bridge and my mum and dad have transferred the 10% deposit to my property lawyer. I am now advised that as the deposit has been received from someone other than me my conveyancer needs to make a notification to my bank. Apparently, in also acting for the mortgage company he must inform them that the balance of the purchase price is not just from me. I advised the lender regarding my parents' contribution when I applied for the mortgage, so is it really necessary for him to raise this?
The conveyancing practitioner is obliged to clarify with mortgage company to ensure that they understand that the balance of the purchase price is not from your own resources. The solicitor can only reveal this to your bank if you agree, failing which, your lawyer must cease to continue acting.
Can I use your services to find a Conveyancing solicitor in Bamber Bridge even where I’m not buying or selling a house, for instance where I intend to buy an office in Bamber Bridge with a mortgage from Barclays Direct?
Our comparison service is predominantly there to help choose residential conveyancing solicitors in Bamber Bridge but we have listed towards the end of this page a selection of Bamber Bridge commercial conveyancing firms. You should speak with the company directly to establish if they are also authorised to represent Barclays Direct
Will my conveyancing lawyers need to check that the building insurance for my purchase of a house in Bamber Bridge. My lender is The Mortgage Works
The Mortgage Works have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 1/10/2026, the requirements read as follows :
I'm buying a new build house in Bamber Bridge with the aid of help to buy. The sellers would not move on the amount so I negotiated 6k of fixtures and fittings instead. The sale representative told me not inform my lawyer about the extras as it will affect my loan with the lender. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the UK Finance website. UK Finance form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
My husband and I are novice buyers - had an offer accepted, but the property agent informed us that the seller will only proceed if we instruct their chosen conveyancers as they need a ‘quick sale’. Our preferred option is to instruct a family solicitor used to conveyancing in Bamber Bridge
It is unlikely the vendors are behind this. Should the owner want ‘a quick sale', taking such a hostile approach to a serious purchaser is is going to put the whole deal at risk. Avoid the agents and go straight to the owners and make the point that (a)you are motivated purchasers (b)you are ready to go, with finances arranged © you have nothing to sell (d) you intend to proceed fast (e)but you will continue to use your preferred Bamber Bridge conveyancing lawyers - not the ones that will give the estate agent a referral fee or hit his conveyancing targets pre-set by HQ.
Back In 2006, I bought a leasehold house in Bamber Bridge. Conveyancing and Barclays mortgage are in place. A letter has just been received from someone claiming to own the freehold. Attached was a demand for arrears of ground rent dating back to 1998. The conveyancing practitioner in Bamber Bridge who previously acted has now retired. Any advice?
First make enquiries of the Land Registry to make sure that this person is indeed the new freeholder. It is not necessary to incur the fees of a Bamber Bridge conveyancing solicitor to do this as it can be done on-line for £3. Rest assured that in any event, even if this is the rightful landlord, under the Limitation Act 1980 no more than 6 years of rent can be collected.
I inherited a studio flat in Bamber Bridge, conveyancing having been completed December 1997. Can you work out an approximate cost of a lease extension? Equivalent flats in Bamber Bridge with over 90 years remaining are worth £181,000. The average or mid-range amount of ground rent is £55 invoiced annually. The lease terminates on 21st October 2077
With only 51 years remaining on your lease the likely cost is going to be between £30,400 and £35,200 as well as costs.
The suggested premium range that we have given is a general guide to costs for renewing a lease, but we cannot give you the actual costs without more comprehensive due diligence. Do not use this information in tribunal or court proceedings. There are no doubt other concerns that need to be taken into account and you obviously want to be as accurate as possible in your negotiations. Neither should you move forward based on this information before seeking the advice of a professional.